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geico.com website review

Visit site (opens in a new tab)Reviewed 11 October 202631 issues · 98 checks

This review found 31 issues worth fixing on geico.com, 12 of them high impact, across 98 checks. The most urgent: reduce unused JavaScript. Your full playbook turns these into prioritised fixes alongside reviews, competitors and channels.

  1. Homepage
  2. Phone render
  3. Links and pages
  4. Google PageSpeed

Google PageSpeed Insights (opens in a new tab), mobile

Real-visitor load time (LCP)75th percentile, phones
2.7 s1.9 sApr 18Oct 32.2 s
Show as table
DateReal-visitor load time (LCP)
Apr 18, 20262.6 s
Apr 25, 20262.6 s
May 2, 20262.4 s
May 9, 20262.2 s
May 16, 20262.1 s
May 23, 20262.0 s
May 30, 20262.0 s
Jun 6, 20262.0 s
Jun 13, 20262.0 s
Jun 20, 20262.1 s
Jun 27, 20262.1 s
Jul 4, 20262.0 s
Jul 11, 20262.0 s
Jul 18, 20262.0 s
Jul 25, 20262.0 s
Aug 1, 20262.0 s
Aug 8, 20262.0 s
Aug 15, 20262.0 s
Aug 22, 20262.0 s
Aug 29, 20262.0 s
Sep 5, 20262.0 s
Sep 12, 20262.1 s
Sep 19, 20262.1 s
Sep 26, 20262.2 s
Oct 3, 20262.2 s
Real-visitor tap response (INP)75th percentile, phones
146 ms127 msApr 18Oct 3144 ms
Show as table
DateReal-visitor tap response (INP)
Apr 18, 2026134 ms
Apr 25, 2026133 ms
May 2, 2026130 ms
May 9, 2026129 ms
May 16, 2026129 ms
May 23, 2026129 ms
May 30, 2026129 ms
Jun 6, 2026130 ms
Jun 13, 2026132 ms
Jun 20, 2026134 ms
Jun 27, 2026134 ms
Jul 4, 2026134 ms
Jul 11, 2026133 ms
Jul 18, 2026132 ms
Jul 25, 2026131 ms
Aug 1, 2026132 ms
Aug 8, 2026134 ms
Aug 15, 2026137 ms
Aug 22, 2026141 ms
Aug 29, 2026143 ms
Sep 5, 2026144 ms
Sep 12, 2026144 ms
Sep 19, 2026141 ms
Sep 26, 2026142 ms
Oct 3, 2026144 ms

Chrome UX Report (opens in a new tab): real Chrome visitors over rolling 28-day periods.

One score from every part of this review. How it works

Full-page screenshot of geico.com (desktop) rendered by Google PageSpeed Insights

How it loaded on a phone

  1. geico.com at 0.6 s0.6 s
  2. geico.com at 1.1 s1.1 s
  3. geico.com at 1.7 s1.7 s
  4. geico.com at 2.3 s2.3 s
  5. geico.com at 2.8 s2.8 s
  6. geico.com at 3.4 s3.4 s
  7. geico.com at 4.0 s4.0 s
  8. geico.com at 4.5 s4.5 s

geico.com does not allow embedding, so this is Google's rendering of the page.

Speed

9 to fix48
  • Reduce unused JavaScript

    4.4 s · 814 KiB

    About 814 KiB of JavaScript is downloaded but never used on this page. Google estimates it would make the page about 4.4 s faster on a phone.

  • Use efficient cache lifetimes

    1.5 s · 399 KiB

    12 files are served with short cache lifetimes, so returning visitors download them again (399 KiB).

  • Render-blocking requests

    1.1 s

    9 files block the first paint until they finish downloading. Deferring or inlining them could save about 1.1 s.

  • Mobile performance score: 48

    48/100

    Your mobile performance score is 48 (desktop: 68). Under 50 is Google's “poor” band: many phone visitors leave before the page is usable.

  • 8 third-party services on the page

    8 third-party services load with your homepage (Google Tag Manager, Quantum Metric and Facebook and others), adding 896 KiB and 666 ms of main-thread time.

  • Legacy JavaScript

    300 ms · 38 KiB

    Polyfills for old browsers add 38 KiB JavaScript that modern phones do not need. Google estimates it would make the page about 300 ms faster on a phone.

  • Google Tag Manager adds 242 ms

    242 ms

    Google Tag Manager costs a phone 242 ms of main-thread work and 339 KiB of downloads while your page loads. Loading it after the page is usable, or only on the pages that need it, takes that off the critical path.

  • Main-thread work: 2.6 s

    A phone's processor spends 2.6 s on main-thread work while loading, 1.5 s of it running JavaScript. Above 2 s, taps and scrolls feel sluggish.

  • 1,755 HTML elements

    The page has 1,755 HTML elements. Above 1,500, rendering and every interaction get slower on phones.

  • Improve image delivery

    182 KiB

    1 image could be 182 KiB smaller with modern formats (WebP or AVIF) and sizes that fit a phone screen.

  • 11 long tasks on the main thread

    11 long tasks block the main thread while loading, the longest for 143 ms. During a long task the page ignores taps.

  • Minify JavaScript

    74 KiB

    74 KiB could be saved by minifying JavaScript.

  • Reduce unused CSS

    19 KiB

    About 19 KiB of CSS is downloaded but never applied on this page.

  • Chained critical requests

    Critical files load one after another instead of in parallel (3 chains). Preconnecting to key origins and preloading the hero image shortens the chain.

  • Forced reflow

    Scripts make the browser recalculate the layout repeatedly while the page loads, which wastes processor time on phones.

1 checks passed
  • Server response: 80 ms

    80 ms

    Your server sent the HTML in 80 ms, well inside Google's 600 ms guideline.

Core Web Vitals

7 to fix67
  • Fails Core Web Vitals for real visitors

    Real Chrome users on phones do not pass Google's Core Web Vitals on this page (28-day field data from the Chrome UX Report (opens in a new tab)). Google uses this in ranking.

  • Largest Contentful Paint: 19.1 s

    19.1 s

    Your largest element takes 19.1 s to render on a phone. Google's threshold for “good” is 2.5 s. The largest element is the text “Coverage That Grows With You”.

  • First Contentful Paint: 7.4 s

    7.4 s

    The first text or image appears after 7.4 s on a phone. Good is under 1.8 s.

  • Time to Interactive: 19.5 s

    19.5 s

    The page becomes fully interactive after 19.5 s. Good is under 3.8 s.

  • Speed Index: 8.9 s

    8.9 s

    Visually, the page fills in at 8.9 s (Speed Index). Good is under 3.4 s.

  • Real-user INP: 231 ms

    231 ms

    Real visitors wait 231 ms for the page to respond to a tap (75th percentile). Good is under 200 ms.

  • Total Blocking Time: 371 ms

    371 ms

    Scripts block taps and scrolling for 371 ms in total while the page loads. Good is under 200 ms.

  • Tap response (INP) held steady for real visitors

    +7%

    Over the last 25 four-week periods to 2026-10-03, real Chrome visitors' tap response (inp) went from 134 ms to 144 ms at the 75th percentile (Chrome UX Report (opens in a new tab) history).

6 checks passed
  • Real-user LCP: 2.0 s

    2.0 s

    Real visitors wait 2.0 s for the largest content to appear (75th percentile). Good is under 2.5 s.

  • Real-user CLS: 0.01

    0.01

    For real visitors the layout shifts by 0.01 (75th percentile). Good is under 0.1.

  • Real-user FCP: 1.6 s

    1.6 s

    Real visitors see the first content after 1.6 s (75th percentile). Good is under 1.8 s.

  • Real-user TTFB: 754 ms

    754 ms

    Real visitors wait 754 ms for your server to start answering (75th percentile). Good is under 800 ms.

  • Largest content (LCP) got 15% faster for real visitors

    -15%

    Over the last 25 four-week periods to 2026-10-03, real Chrome visitors' largest content (lcp) went from 2.6 s to 2.2 s at the 75th percentile (Chrome UX Report (opens in a new tab) history).

  • Cumulative Layout Shift: 0.001

    0.001

    The layout barely moves while loading (CLS 0.001, good is under 0.1).

Images and page weight

2 to fix75
  • Page weight: 2.8 MB in 123 requests

    2.8 MB

    Your homepage downloads 2.8 MB in 123 requests on a phone: scripts 2.0 MB (45), images 400 KiB (17) and fonts 194 KiB (4). Under 2 MB keeps phones on slow connections fast.

  • 1 image far larger than shown

    140 KiB

    1 image is downloaded at several times the size a phone draws it, for example image at 1,600 px wide, shown at 366 px. Resized copies would save about 140 KiB.

  • About 0.8 g of CO₂ per visit

    0.79 g

    By the Sustainable Web Design model, a visit to your homepage emits about 0.79 g of CO₂e: 95.1 kg a year at 10,000 visits a month. It scales with page weight, so every byte cut lowers it.

2 checks passed
  • Images use modern formats

    Every sizeable image is WebP, AVIF or SVG.

  • Images load when needed

    Images below the first screen wait until the visitor scrolls to them.

Accessibility

1 to fixGoogle 9798
  • 1 text element with low contrast

    1 text element doesn't have enough contrast against the background to read easily, especially outdoors on a phone.

2 checks passed
  • Every image has alt text

    All 18 images in the HTML carry an alt attribute.

  • 49 automated accessibility rules passed

    axe-core 4.13.0, the open-source engine behind most accessibility testing tools, ran 50 WCAG 2.2 A/AA and best-practice rules on the phone render: 49 passed and 1 failed. 2 mores need a person to judge. Automated rules catch about a third of accessibility problems; the rest need manual testing.

SEO

3 to fixGoogle 10088
  • Meta description is short (50 characters)

    Your meta description is only 50 characters: “An Insurance Company For Your Car And More | GEICO”. 70 to 160 characters is enough to sell the click.

  • Structured data has 5 problems

    Structured data found (BreadcrumbList, ImageObject and WebPage) but with 5 problems, for example “ImageObject: contentUrl is not an absolute URL ("/public/images/insurance-discounts.original.png")”.

  • No social preview image

    No Open Graph image (also missing: og:title, og:description), so links shared on LinkedIn, Slack or Facebook show no preview picture.

  • No X (Twitter) card tag

    No twitter:card tag. X falls back to Open Graph, which is incomplete here.

  • 106 internal links, 13 external

    The homepage links to 106 pages on geico.com and 13 external pages.

5 checks passed
  • One H1 headline

    Your main headline reads: “Coverage That Grows With You”.

  • Title: 50 characters

    Your title is a healthy 50 characters: “An Insurance Company For Your Car And More | GEICO”.

  • Canonical URL set

    The canonical URL is https://www.geico.com/.

  • robots.txt in place

    robots.txt is in place and points crawlers to your sitemap.

  • XML sitemap found

    Your XML sitemap is reachable at https://www.geico.com/sitemap.xml.

AI search readiness

1 to fix88
  • No Organization structured data

    There is no Organization (or LocalBusiness) JSON-LD, so search engines and AI assistants have no machine-readable facts about who runs the site: its name, logo, profiles and contact details.

3 checks passed
  • AI answer engines may read the site

    Your robots.txt lets the crawlers behind ChatGPT search, Claude and Perplexity read the site and cite it in answers.

  • Text is in the HTML

    Your server sends the page's text in the HTML (1,003 words), so crawlers that don't run JavaScript still read it.

  • llms.txt published

    The site publishes /llms.txt (3 KiB, 20 links), a plain-text guide to the site for AI tools.

Other pages

3 to fix78
  • 1 page points its canonical at the homepage

    /espanol declares the homepage as its canonical URL, which tells Google it is a copy of the homepage and keeps it out of search results. A site-wide template setting usually causes this.

  • 2 pages share a title

    / and /espanol all use the title “An Insurance Company For Your Car And More | GEICO”. Search engines can't tell which page to show for a search, so each competes with the others.

  • 3 pages without a meta description

    /vehicle-insurance, /additional-insurance and /save/discounts have no meta description, so Google writes the search snippet from whatever text it finds.

  • 1 page slow to respond

    /espanol took over 3 s to send its HTML from our server.

  • 15 internal pages checked

    We fetched 15 pages linked from your homepage (of 74 found) and read each the way a search engine does.

4 checks passed
  • Linked pages load

    All 15 pages we checked loaded without an error.

  • Every page has an H1

    Each page we checked has a main headline.

  • No linked page is hidden from search

    None of the pages we checked carries a noindex tag.

  • Every page has a title

    All 15 pages that loaded have a <title>.

Best practices

2 to fixGoogle 7791
  • 8 small tap targets

    8 of 27 tappable elements near the top of the page are smaller than 24 px, hard to hit with a thumb.

  • 1 third-party cookie

    1 third-party cookie is set on load; browsers are restricting these, so whatever relies on them breaks.

  • Browser-reported issues

    Chrome logged issues while loading the page (“Cookie”).

  • Missing source maps

    Large scripts ship without source maps.

2 checks passed
  • No console errors

    No JavaScript errors were logged while the page loaded on a phone.

  • Mobile viewport set

    The page declares a mobile viewport.

Security and trust

100
  • No Referrer-Policy

    No Referrer-Policy header, so full URLs can leak to the sites you link to.

  • No Permissions-Policy

    No Permissions-Policy header to switch off camera, microphone and location for embedded content.

9 checks passed
  • Served over HTTPS

    The homepage is served over HTTPS (geico.com).

  • Valid certificate (135 days left)

    The certificate from Sectigo Limited · Sectigo Public Server Authentication CA OV R36 verifies for geico.com and is valid for another 135 days.

  • Protected from clickjacking

    X-Frame-Options or a frame-ancestors policy stops other sites framing yours.

  • Content-Security-Policy set

    A Content-Security-Policy is set, the main browser-side defence against injected scripts.

  • HSTS enabled

    Strict-Transport-Security is set, so browsers always use https.

  • http:// redirects to https

    http://geico.com redirects to the secure version.

  • HTTP/2

    The server speaks HTTP/2, so browsers load many files over one connection.

  • All 50 links work

    All 50 links checked from your homepage (40 internal, 10 external) answered without errors.

  • security.txt published

    A security.txt file tells researchers how to report a problem with your site.

Domain and trust

  • No CAA record

    geico.com has no CAA record, so any certificate authority may issue a certificate for it. A CAA record naming your provider (for example letsencrypt.org) closes that door.

  • DNSSEC is off

    geico.com's DNS answers are not signed. DNSSEC stops attackers forging them to send visitors or email elsewhere; most registrars switch it on in a click, though most sites still run without it.

2 checks passed
  • Domain is 31 years old

    31 years

    geico.com was registered in Jul 1995 through Key-Systems GmbH. An established domain carries more trust with email providers and search engines.

  • Registered until Jul 2027

    geico.com is registered until Jul 2027.

Content and conversion

3 to fix60
  • No call to action on the first screen

    On a phone, there is no call to action on the first screen: visitors have to scroll to find out what to do next.

  • Thin social proof

    Social proof on the homepage: 9 testimonial or review blocks. Pairing it with named testimonials or customer logos makes it far more convincing.

  • No direct contact details

    No phone number or email link on the homepage, so ready-to-buy visitors have one fewer way to reach you.

  • No form on the homepage

    There is no form on the homepage, so every lead has to click through to another page first.

  • No risk reducer

    No guarantee or risk reducer (money-back, free trial, no credit card) is mentioned, which is often what tips a hesitant visitor.

  • About 814 words of copy

    The homepage carries about 814 words of visible text.

2 checks passed
  • 11 calls to action

    The homepage has 11 calls to action, for example “Continue Previous Quote”, “Get a Quote” and “Learn More About The App”.

  • Analytics in place

    Analytics detected: Google Tag Manager.

Email authentication

95
  • Email authentication score: 95/100

    Email authentication: SPF record 25 points, plus 15 when it ends in -all (10 for ~all); DMARC record 25, plus 25 for a reject policy (15 for quarantine); a DKIM key on a common selector 10.

3 checks passed
  • DMARC policy: reject

    DMARC tells receivers to reject mail that fails authentication, and sends you reports.

  • SPF in place (~all)

    An SPF record lists your sending servers and marks other mail as suspicious (~all): “v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com ~all”.

  • DKIM signing found

    A DKIM key is published (selector “k1”, “s1” and “s2”), so receivers can verify mail really came from you.

Privacy and tracking

  • 6 trackers load before any consent

    6

    Before a visitor clicks anything, the page loads Amazon Ads, Google Tag Manager, Meta Pixel, Pinterest Tag and Snap Pixel and 1 more (measured from a US location before any click). A consent tool (OneTrust) is installed; check it blocks these until visitors agree where the law requires it.

  • 13 cookies set on arrival

    13

    Opening the homepage sets 13 cookies (measured from a US location before any click).

  • 10 other companies contacted

    Loading the homepage contacts 10 hosts run by other companies (fonts, scripts, analytics, ads), each of which sees the visitor's IP address.

1 checks passed
  • Consent tool: OneTrust

    A consent management tool (OneTrust) loads with the page.

Upkeep, stack and company

Stack

Framework
Next.js

Company

Founded
1936
Headquarters
Chevy Chase

Upkeep, stack, hiring and company data from programmable.info

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