moneylion.com website review

107 files are served with short cache lifetimes, so returning visitors download them again (909 KiB).

13 files block the first paint until they finish downloading. Deferring or inlining them could save about 1.7 s.

Your mobile performance score is 47. Under 50 is Google's “poor” band: many phone visitors leave before the page is usable.

A phone's processor spends 7.2 s on main-thread work while loading, 3.5 s of it running JavaScript. Above 2 s, taps and scrolls feel sluggish.

8 third-party services load with your homepage (Google Tag Manager, Segment and TikTok and others), adding 1.6 MB and 1.8 s of main-thread time.

Google Tag Manager costs a phone 885 ms of main-thread work and 880 KiB of downloads while your page loads. Loading it after the page is usable, or only on the pages that need it, takes that off the critical path.

10 images could be 255 KiB smaller with modern formats (WebP or AVIF) and sizes that fit a phone screen. Google estimates it would make the page about 400 ms faster on a phone.

About 585 KiB of JavaScript is downloaded but never used on this page.

Segment costs a phone 370 ms of main-thread work and 113 KiB of downloads while your page loads. Loading it after the page is usable, or only on the pages that need it, takes that off the critical path.

17 long tasks block the main thread while loading, the longest for 372 ms. During a long task the page ignores taps.

Polyfills for old browsers add 87 KiB JavaScript that modern phones do not need. Google estimates it would make the page about 150 ms faster on a phone.

37 KiB could be saved by minifying JavaScript.

About 21 KiB of CSS is downloaded but never applied on this page.

10 KiB JavaScript is shipped twice across bundles.

Critical files load one after another instead of in parallel (3 chains). Preconnecting to key origins and preloading the hero image shortens the chain.

Scripts make the browser recalculate the layout repeatedly while the page loads, which wastes processor time on phones.

The page becomes fully interactive after 22.5 s. Good is under 3.8 s.

Visually, the page fills in at 13.1 s (Speed Index). Good is under 3.4 s.

Scripts block taps and scrolling for 1.3 s in total while the page loads. Good is under 200 ms.

Your largest element takes 4.7 s to render on a phone. Google's threshold for “good” is 2.5 s. The largest element is the image “MoneyLion One”.

The first text or image appears after 2.1 s on a phone. Good is under 1.8 s.

Over the last 25 four-week periods to 2026-10-24, real Chrome visitors' tap response (inp) went from 124 ms to 119 ms at the 75th percentile (Chrome UX Report (opens in a new tab) history).

Over the last 25 four-week periods to 2026-10-24, real Chrome visitors' largest content (lcp) went from 1.7 s to 1.6 s at the 75th percentile (Chrome UX Report (opens in a new tab) history).

Your homepage downloads 3.0 MB in 241 requests on a phone: scripts 2.1 MB (79), images 428 KiB (54) and fonts 216 KiB (6). Under 2 MB keeps phones on slow connections fast.

1 image is downloaded at several times the size a phone draws it, for example image at 1,328 px wide, shown at 286 px. Resized copies would save about 31 KiB.

5 images further down the page (216 KiB) download before anyone scrolls to them. Adding loading="lazy" lets the first screen load first.

By the Sustainable Web Design model, a visit to your homepage emits about 0.85 g of CO₂e: 101.7 kg a year at 10,000 visits a month. It scales with page weight, so every byte cut lowers it.

46 tap targets are too small or too close together to hit reliably with a finger.

2 text elements don't have enough contrast against the background to read easily, especially outdoors on a phone.

6 visible links have no text or label, so screen readers cannot say where they go.

Headings skip levels (h3 → h5), which makes the page harder to scan with a screen reader.

There is no <h1>, so neither visitors nor Google get a clear main headline.

No structured data (JSON-LD), so Google can't show rich results such as your logo, ratings or FAQs.

The homepage links to 62 pages on moneylion.com and 34 external pages.

There is no Organization (or LocalBusiness) JSON-LD, so search engines and AI assistants have no machine-readable facts about who runs the site: its name, logo, profiles and contact details.

https://www.moneylion.com/credit-builders/cb-plus and https://www.moneylion.com/credit-builder-app all use the title “Credit Builder Plus - Shape up your Credit Score | MoneyLion”. Search engines can't tell which page to show for a search, so each competes with the others.

https://www.moneylion.com/credit-builders/cb-plus and https://www.moneylion.com/credit-builder-app use the same meta description. A description written for each page earns more clicks.

Your homepage links to 1 page by a URL that isn't its canonical one, for example https://www.moneylion.com/credit-builder-app, whose canonical is https://www.moneylion.com/credit-builders/cb-plus. Linking straight to the canonical URL saves crawlers a detour and keeps ranking signals on one address.

https://www.moneylion.com/community has no <h1> headline, so visitors and search engines get no clear main topic.

We fetched 15 pages linked from your homepage (of 49 found) and read each the way a search engine does.

1 image failed to load on a phone, for example https://bat.bing.com/action/0?ti=5062986&Ver=2&mid=f4f30e00-f830-4625-849e-9a8081f26858&bo=2&sid=003783c0d3e011f1808081b93cf4d316&vid=0037d630d3e011f184909545855115d9&vids=1&msclkid=N&pi=918639831&lg=.

6 of 20 tappable elements near the top of the page are smaller than 24 px, hard to hit with a thumb.

6 errors were logged to the browser console while the page loaded, for example “Loading the script 'https://www.moneylion.com/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js' violates …”.

Chrome logged issues while loading the page (“Content security policy”).

There is no form on the homepage, so every lead has to click through to another page first.

The homepage carries about 1,755 words of visible text.

Before a visitor clicks anything, the page loads Amazon Ads, Amplitude, Google Ads, Google Analytics and Google Tag Manager and 7 mores (measured from a US location before any click). No consent tool was detected. Visitors from the EU, UK and several US states must be asked first.

Opening the homepage sets 26 cookies, 1 of them by other companies (measured from a US location before any click).

No known cookie consent tool loads with the page. Some sites build their own banner, and some only show one to visitors from the EU.

Loading the homepage contacts 40 hosts run by other companies (fonts, scripts, analytics, ads), each of which sees the visitor's IP address.