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  • The brief
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  • Idea portfolio
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  • This week · 6
  • This quarter · 11
  • Big bets · 3
  • Wildcards · 2
  • How we can help
Generated Oct 26, 2026
  1. Programmable
  2. Playbooks
  3. Form3
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growth playbook · Oct 26, 2026

form3.tech (opens in a new tab)

Form3 growth playbook

Diagnosis

Form3 has strong proof (5 billion transactions a year, half of UK banks, Tier 1 banks and leading fintechs) and is now pushing into the US with FedNow, RTP, ACH and Fedwire, preparing Canada, and adding AI agents.

Its new Senior Digital Marketing Manager is asked to build account-based programmes, pipeline and better site conversion. The site under-uses the proof: two customer stories (none in the US), a bare domain that answers 404 to every deep link, job links that 404, no Canada option on the form and no way to try the simulator.

This playbook first turns press releases into stories and fixes the links, then builds a US account-based programme, a simulator trial, current FedNow content, resilience proof and a shared funnel dashboard, with a data report, Canadian founding customers and channel partners as big bets.

Growth Score

6/10

Biggest Opportunity

Turn the proof Form3 already has (customers, resilience through outages, transaction volume, the simulator) into account-based campaigns for US banks and fintechs.

Biggest Risk

US banks have many modernisation options (Volante, Icon Solutions, Finzly and in-house builds), and without US customer proof Form3 is asked to prove itself from scratch in each deal.

01

Start here

The three moves to make first. Each one is written up in full below.

  1. 1

    Turn the press room into customer proof: 12 short stories, starting with US and fintech accounts

    List every customer already named in a press release and group them by region and scheme.

    High impact First result in 1 month
  2. 2

    Make form3.tech a real redirect that keeps the path, so bare-domain links stop returning 404

    Add the 301 rule on the bare-domain CloudFront distribution.

    High impact First result in 1 week
  3. 3

    Point the job board's links at the vacancy pages that work

    Change the job board URL template.

    Medium impact First result in 1 week

02

Your idea portfolio

22 ideas, grouped by when to run them. Open any idea for how to run it: the steps, who to approach, copy you can use, and how to measure it.

  • 8 ideas are marked Unexpected: plays you are unlikely to have tried.

    2 of these are things Programmable can build and run for you.

Every idea placed by the effort it takes against the impact it could have. Quick wins sit top left; select a number to open that idea. The filters below narrow the list by status, timing, category and what Programmable can build.

Effort vs impactEach number is an idea. Select one to open it.
Impact →
Quick wins · 3Big bets · 11Fill-ins · 7Reconsider · 1
Effort →

Showing 22 of 22 ideas

This week 6

Quick wins with a clear first action.

  • 01

    Form3 says it serves 40+ customers and half of UK banks, and its press releases name Barclays, Santander, JP Morgan, Klarna, Mollie, Ebury, GoCardless and more. But the Customer Stories page shows just two stories, Nationwide and SumUp, both UK. There is no US story, even though the US team is hiring for live FedNow and RTP products and the new marketing lead is asked to build account-based programmes for strategic accounts. A US bank visiting the site finds no peer.

    High impactMedium effort First result in 1 month Senior Digital Marketing Mana…

    First action

    List every customer already named in a press release and group them by region and scheme.

    How to measure it

    Contact requests from story pages

    Now
    –
    Target
    25 a quarter
    By
    2 quarters

    Steps

    1. 1

      Inventory

      Customers named in press releases, by region, scheme and type.

      Senior Digital Marketing Manager 2 days

    2. 2

      Template

      Problem, schemes, go-live time, result, quote.

      Product Marketing 2 days

    3. 3

      Rewrite ten

      From existing press releases and testimonials.

      Product Marketing 2 weeks

    4. 4

      Two US stories

      FedNow and RTP customers, with the US product team.

      Senior Business Analyst - US Payments 1 month

    5. 5

      Add filters

      Region, scheme and customer type on Customer Stories.

      Website Developer 1 week

    6. 6

      Link from solutions

      Right stories on every region and scheme page.

      Website Developer 2 days

    7. 7

      Sales versions

      One-page PDF per story for account-based outreach.

      Senior Digital Marketing Manager 1 week

    8. 8

      Measure

      Story views on the path to a contact request.

      Reporting & Data Analyst monthly

    First result
    1 month
    Cost
    Writing and design time
    Owner
    Senior Digital Marketing Manager

    Smallest test

    Publish three stories from existing press releases this month.

    Why it works

    Turn the 53 press releases into a proof library: one page per customer that was announced (problem, schemes connected, time to go live, quote), filterable by region, scheme and customer type (Tier 1 bank, building society, fintech, sponsor bank). Write the first two US stories with the FedNow and RTP product team. Link the right stories from each region and scheme page, and give sales a one-page PDF version of each for account-based outreach.

    Payments buyers are cautious and buy on peer proof. The facts are already public in Form3's own press releases, so the first ten pages mostly need rewriting, not new approvals. Every account-based campaign the new hire runs then has proof for that segment.

    Ready to use

    ChecklistCustomer story template

    Customer / type / region
    Schemes connected (e.g. FedNow, RTP, FPS, Bacs, SEPA Instant, VoP)
    The problem in one sentence
    What Form3 replaced or added
    Time from signature to go-live
    One measured result
    One quote from the customer
    Related scheme page and simulator link

    Risks and how to handle them

    • Customers will not approve new detail

      Start with what their press releases already say.

    • US customers prefer to stay anonymous

      Publish anonymised stories with scheme and size.

    Evidence

    • Your websiteThe Customer Stories page shows two stories, Nationwide and SumUp (both UK), plus a Lloyds Banking Group quote. The sitemap has six short testimonial pages (SumUp, Klarna, Lloyds, Barclays, Nationwide, Informed UI). There is no US customer story.Source
    • Your websiteThe sitemap lists 53 press releases, many naming customers that went live or selected Form3: Ebury, Mollie, GoCardless (Bacs), IFX Payments (Verification of Payee), Klarna, Currencycloud, LHV, Aion Bank, SumUp, Barclays SEPA, plus FedNow certification, the FedNow pilot and partnerships with Thought Machine, Mambu, BPC and Accenture.Source
    • Your websitePress release, September 23, 2026: Form3 launched "AI agent-ready payments infrastructure", starting with a read-only Model Context Protocol (MCP) adaptor that lets authorised AI agents retrieve and interpret payment information "while simultaneously keeping the AI outside of the payment flow". It says Form3 is "Trusted by Tier 1 banks like Barclays, Santander and JP Morgan, as well as leading fintechs Klarna, Mollie and SumUp".Source
    • Your websiteHomepage (checked October 23, 2026): "5 billion transactions processed annually", "50%+ of UK banks on board", "90%+ of UK payments market accessible through a single API", "40+ global customers"; four platform features (Payments Processing & Gateway, Orchestration & Intelligent Routing, Payments Simulator, Sponsor Bank Enablement); regional sections for the United States, Europe and the United Kingdom; ISO 27001, SOC 2 Type II, ISO 22301 and ISAE 3402 badges; four award tiles.Source
    • HiringSenior Digital Marketing Manager (remote UK and US, posted October 19, 2026), reporting to the Marketing Director: "lead Form3's digital growth and demand generation strategy", "Build account-based marketing programmes for high-value prospects and strategic accounts", "Use AI, automation and marketing technology to improve targeting, personalisation, lead generation and campaign performance" and "Improve website performance, conversion rates, user journeys". Tools named: Salesforce, Pardot, Salesloft, Cognism, ZoomInfo. Hiring from the UK and five US states.Source
    • HiringUS build-out: a Senior Business Analyst - US Payments (remote US/Canada, travel "primarily to New York") for "our live FedNow and RTP solutions" and "the build of new ACH and Fedwire gateway capabilities", and a Senior Software Developer (Go) - US Payments contract role in Canada.Source
  • 02

    form3.tech without "www" serves a tiny page that redirects only with JavaScript. The homepage answers 200 with no title, and every deeper link such as form3.tech/contact answers 404. Browsers get bounced on, but search engines, LinkedIn and Slack link previews, email security scanners and press databases see an empty page or a 404.

    High impactLow effort First result in 1 week Website Developer

    First action

    Add the 301 rule on the bare-domain CloudFront distribution.

    How to measure it

    Bare-domain paths that resolve

    Now
    –
    Target
    100%
    By
    1 week

    Steps

    1. 1

      Map

      List bare-domain URLs seen in logs and backlink tools.

      Website Developer 1 day

    2. 2

      Rule

      CloudFront 301 to www with the same path and query.

      Website Developer 2 hours

    3. 3

      Test

      Top 20 paths, with and without trailing slashes.

      Website Developer 2 hours

    4. 4

      Previews

      Check LinkedIn and Slack previews of bare links.

      Senior Digital Marketing Manager 1 hour

    5. 5

      Search Console

      Verify both hosts and watch for errors.

      Website Developer 2 weeks

    6. 6

      Cut hops

      Remove the extra redirect PageSpeed flags.

      Website Developer 1 day

    First result
    1 week
    Cost
    $0
    Owner
    Website Developer

    Smallest test

    Fix form3.tech/contact and check its LinkedIn preview.

    Why it works

    Replace the S3 page with a CloudFront rule that returns a 301 from form3.tech/<anything> to www.form3.tech/<same path>, keeping query strings and campaign tags. Test the top 20 paths, then check Search Console for the bare domain.

    Every link a journalist, partner or prospect types without "www" then passes its value and preview to the right page, and the account-based campaigns the new marketing lead runs will not lose clicks to a blank preview.

    Risks and how to handle them

    • Redirect loop

      Test on a staging distribution first.

    Evidence

    • Site checkThe bare domain form3.tech (no www) answers with a 151-byte page whose only content is a JavaScript line that sends the browser to www.form3.tech. The homepage returns HTTP 200 with no title or description; every deeper path, such as form3.tech/contact, form3.tech/platform and form3.tech/company/careers, returns HTTP 404 (checked twice on October 23, 2026). The www pages themselves return 200.Source
    • PageSpeed testGoogle PageSpeed for www.form3.tech (October 23, 2026). Real Chrome visitors pass Core Web Vitals: main content in 1.27 s and taps answered in 80 ms at the 75th percentile, and site-wide load time is 12% faster than a year ago. The mobile lab test scores 67/100 with the main content at 6.1 s, a 5 MB homepage and 122 requests; the biggest flagged fix is "Avoid multiple page redirects" (about 0.8 s).Source
    • HiringSenior Digital Marketing Manager (remote UK and US, posted October 19, 2026), reporting to the Marketing Director: "lead Form3's digital growth and demand generation strategy", "Build account-based marketing programmes for high-value prospects and strategic accounts", "Use AI, automation and marketing technology to improve targeting, personalisation, lead generation and campaign performance" and "Improve website performance, conversion rates, user journeys". Tools named: Salesforce, Pardot, Salesloft, Cognism, ZoomInfo. Hiring from the UK and five US states.Source
  • 03

    The job board publishes each role at www.form3.tech/careers/vacancies/<id>, which answers 404 to job aggregators and link previews, while the real pages live at /company/vacancies/<id>/<slug>. The Senior Digital Marketing Manager role is one of them, so the person meant to grow the website may meet a broken link first.

    Medium impactLow effort First result in 1 week Talent Acquisition Lead

    First action

    Change the job board URL template.

    How to measure it

    Applications per open role

    Now
    –
    Target
    +20%
    By
    1 quarter

    Steps

    1. 1

      Confirm

      Which links aggregators and LinkedIn use.

      Talent Acquisition Lead 1 hour

    2. 2

      Change template

      Job board URL to /company/vacancies/.

      Talent Acquisition Lead 1 hour

    3. 3

      Redirect old links

      /careers/vacancies/<id> to the vacancy page.

      Website Developer 2 hours

    4. 4

      Structured data

      JobPosting on each vacancy page.

      Website Developer 1 day

    5. 5

      Test

      Every open role, desktop and phone.

      Website Developer 1 hour

    6. 6

      Monitor

      Applications by source.

      Talent Acquisition Lead monthly

    First result
    1 week
    Cost
    $0
    Owner
    Talent Acquisition Lead

    Smallest test

    Fix the marketing role's link today.

    Why it works

    Set the job board's "job post URL" to the /company/vacancies/ pattern, or add a server redirect from /careers/vacancies/<id> to the matching vacancy page. Add JobPosting structured data to each vacancy page.

    Working, structured job links reach more candidates through search and aggregators, at no cost.

    Risks and how to handle them

    • Old links already shared

      Keep the redirect permanently.

    Evidence

    • Site checkThe job board publishes each role's link as www.form3.tech/careers/vacancies/<id>?gh_jid=<id>; those URLs return HTTP 404 with an empty page to non-JavaScript readers (checked twice on October 23, 2026), while the sitemap lists the same roles at /company/vacancies/<id>/<slug>, which return 200.Source
    • HiringSenior Digital Marketing Manager (remote UK and US, posted October 19, 2026), reporting to the Marketing Director: "lead Form3's digital growth and demand generation strategy", "Build account-based marketing programmes for high-value prospects and strategic accounts", "Use AI, automation and marketing technology to improve targeting, personalisation, lead generation and campaign performance" and "Improve website performance, conversion rates, user journeys". Tools named: Salesforce, Pardot, Salesloft, Cognism, ZoomInfo. Hiring from the UK and five US states.Source
    • HiringUS build-out: a Senior Business Analyst - US Payments (remote US/Canada, travel "primarily to New York") for "our live FedNow and RTP solutions" and "the build of new ACH and Fedwire gateway capabilities", and a Senior Software Developer (Go) - US Payments contract role in Canada.Source
  • 04

    Form3 has a Canada page saying its launch "is on its way", a Canada slot in the region menu and a Toronto summit on its events list. But the contact form only offers US, UK, Europe or Other, so Canadian interest is lost in "Other" and nobody can measure it.

    Medium impactLow effort First result in 2 weeks Senior Digital Marketing Mana…

    First action

    Add the Canada option to the form.

    How to measure it

    Canadian contacts

    Now
    –
    Target
    50
    By
    2 quarters

    Steps

    1. 1

      Edit form

      Canada and Multiple regions.

      Website Developer 1 hour

    2. 2

      Route

      To the North America team.

      Marketing Operations 1 day

    3. 3

      Tag

      Stay-informed sign-ups in Salesforce.

      Marketing Operations 1 day

    4. 4

      Back-fill

      Re-tag past Other leads from Canada.

      Marketing Operations 1 day

    5. 5

      Monthly note

      Canada progress email.

      Senior Digital Marketing Manager monthly

    6. 6

      Report

      Canada leads by type.

      Reporting & Data Analyst monthly

    First result
    2 weeks
    Cost
    $0
    Owner
    Senior Digital Marketing Manager

    Smallest test

    Count last year's Other leads from Canada.

    Why it works

    Add Canada (and "Multiple regions") to the form, route Canada leads to the North America team, tag "Stay informed" sign-ups in Salesforce, and send the Canada list a short monthly update.

    Knowing how many Canadian banks and fintechs are waiting makes launch planning and the first Canadian sales list easier.

    Risks and how to handle them

    • Low volume

      Combine with the Toronto event list.

    Evidence

    • Your websiteContact form: first and last name, work email, company, job title, "Which region would you like our services to cover?" with the options US, UK, EUROPE and OTHER, and a 1,000-character message box. There is no Canada option and no way to book a time.Source
    • Your websiteCanada page: "Canada's next-generation payment infrastructure is on its way. Form3 is building the financial fabric..." with a "STAY INFORMED" call to action and "Stay in the Know About Canada's Launch". Canada appears in the site's region menu.Source
    • Your websiteEvents page: six upcoming industry events in the US and Canada (Money 20/20 US, ABA Annual Convention, Instant Payments Summit Canada in Toronto, FPC Fall Member Meeting, AFP 2026, TCH Annual Conference), with "keep in touch at [email protected]" as the only contact route.Source
  • 05

    The contact form ends with a 1,000-character box and the events page says only "keep in touch at [email protected]". For six events across the US and Canada, prospects have no way to book a meeting before they arrive.

    High impactLow effort First result in 1 month Senior Digital Marketing Mana…

    First action

    Add a booking link to the contact thank-you page.

    How to measure it

    Pre-booked meetings per event

    Now
    –
    Target
    15
    By
    1 quarter

    Steps

    1. 1

      Choose tool

      Salesloft or Salesforce scheduling.

      Marketing Operations 2 days

    2. 2

      Routing

      Region to the right sellers.

      Marketing Operations 2 days

    3. 3

      Form step

      Booking after submission.

      Website Developer 2 days

    4. 4

      Event pages

      Who attends and open slots.

      Events Manager 1 week

    5. 5

      Promote

      Invite target accounts before each event.

      Senior Digital Marketing Manager per event

    6. 6

      Measure

      Meetings and pipeline by event.

      Reporting & Data Analyst per event

    First result
    1 month
    Cost
    Scheduling tool licences
    Owner
    Senior Digital Marketing Manager

    Smallest test

    Add booking to the contact thank-you page.

    Why it works

    Add a meeting-booking step after the contact form, routed by region, and an event meeting page with named attendees and time slots for each event. Feed bookings into Salesforce and Salesloft with the event as source.

    Pre-booked meetings are the most valuable part of a trade show, and a booking step lifts form-to-meeting rates.

    Risks and how to handle them

    • Spam bookings

      Require a work email.

    Evidence

    • Your websiteContact form: first and last name, work email, company, job title, "Which region would you like our services to cover?" with the options US, UK, EUROPE and OTHER, and a 1,000-character message box. There is no Canada option and no way to book a time.Source
    • Your websiteEvents page: six upcoming industry events in the US and Canada (Money 20/20 US, ABA Annual Convention, Instant Payments Summit Canada in Toronto, FPC Fall Member Meeting, AFP 2026, TCH Annual Conference), with "keep in touch at [email protected]" as the only contact route.Source
    • HiringSenior Digital Marketing Manager (remote UK and US, posted October 19, 2026), reporting to the Marketing Director: "lead Form3's digital growth and demand generation strategy", "Build account-based marketing programmes for high-value prospects and strategic accounts", "Use AI, automation and marketing technology to improve targeting, personalisation, lead generation and campaign performance" and "Improve website performance, conversion rates, user journeys". Tools named: Salesforce, Pardot, Salesloft, Cognism, ZoomInfo. Hiring from the UK and five US states.Source
  • 06

    Form3 launched read-only, AI-agent-ready infrastructure in September 2026, with an MCP adaptor that keeps AI outside the payment flow. The homepage and platform menu still list only the four older features, so buyers searching for AI in payment operations will not find it on the site.

    Medium impactLow effort First result in 1 month Product Marketing

    First action

    Draft the page from the press release.

    How to measure it

    AI page contact requests

    Now
    –
    Target
    10 a quarter
    By
    2 quarters

    Steps

    1. 1

      Draft

      From the press release and product notes.

      Product Marketing 2 days

    2. 2

      Risk FAQ

      Read-only scope and controls.

      Product Marketing 2 days

    3. 3

      Demo clip

      Two-minute screen recording.

      Product Marketing 1 week

    4. 4

      Publish

      Platform menu and homepage tile.

      Website Developer 1 day

    5. 5

      Docs link

      From the API tutorials.

      Developer Relations 1 day

    6. 6

      Promote

      To existing customers' ops leads.

      Senior Digital Marketing Manager 2 weeks

    First result
    1 month
    Cost
    Staff time only
    Owner
    Product Marketing

    Smallest test

    Add one homepage tile linking to the press release.

    Why it works

    Add a platform page for the AI layer (what agents can read, what they cannot do, controls, a short demo), link it from the homepage and the developer docs, and add a FAQ that a bank's risk team would ask.

    Ops teams are under pressure to show AI use with controls; a clear page turns a press release into a reason to call.

    Risks and how to handle them

    • Overpromising

      Say clearly that it is read-only.

    Evidence

    • Your websitePress release, September 23, 2026: Form3 launched "AI agent-ready payments infrastructure", starting with a read-only Model Context Protocol (MCP) adaptor that lets authorised AI agents retrieve and interpret payment information "while simultaneously keeping the AI outside of the payment flow". It says Form3 is "Trusted by Tier 1 banks like Barclays, Santander and JP Morgan, as well as leading fintechs Klarna, Mollie and SumUp".Source
    • Your websiteHomepage (checked October 23, 2026): "5 billion transactions processed annually", "50%+ of UK banks on board", "90%+ of UK payments market accessible through a single API", "40+ global customers"; four platform features (Payments Processing & Gateway, Orchestration & Intelligent Routing, Payments Simulator, Sponsor Bank Enablement); regional sections for the United States, Europe and the United Kingdom; ISO 27001, SOC 2 Type II, ISO 22301 and ISAE 3402 badges; four award tiles.Source
    • HiringTwo contract roles on "AI Resilience & Security Enhancements" (a Senior Platform Security Engineer and a Senior Software Engineer in Go, remote Europe).Source

This quarter 11

The core plays for the next three months.

  • 07

    The Payments Simulator lets teams test RTP, FedNow, FPS Direct, Bacs, SEPA and Verification of Payee without the cost of each network's own test environment, but the page only says "Talk to our experts". Engineers who want to try before a sales call have no route in.

    High impactMedium effort First result in 1 quarter Senior Digital Marketing Mana…

    First action

    Pick three test scenarios that show the simulator's value.

    How to measure it

    Trial-to-opportunity rate

    Now
    –
    Target
    30%
    By
    2 quarters

    Steps

    1. 1

      Define trial

      Length, limits and checks.

      Product Manager, Simulator 2 weeks

    2. 2

      Sample scenarios

      Three ready-made tests.

      Developer Relations 2 weeks

    3. 3

      Sign-up form

      With approval workflow.

      Website Developer 1 week

    4. 4

      Keys and onboarding

      Automated where possible.

      Platform Engineering 1 month

    5. 5

      Usage alerts

      Sales notified at ten tests.

      Marketing Operations 1 week

    6. 6

      Nurture

      Emails with next tests.

      Senior Digital Marketing Manager 2 weeks

    7. 7

      Measure

      Trials to opportunities.

      Reporting & Data Analyst monthly

    First result
    1 quarter
    Cost
    Engineering time
    Owner
    Senior Digital Marketing Manager

    Smallest test

    Offer five sandbox trials by hand to current prospects.

    Why it works

    Offer a qualified two-week sandbox: a short form (company, schemes, use case), API keys after a quick check, a guided first test with sample scenarios, and a sales follow-up when the team runs its tenth test. Track trial-to-opportunity rate.

    Hands-on testing is the strongest buying signal for an API product, and it lets engineers champion Form3 inside their bank.

    Risks and how to handle them

    • Unqualified sign-ups

      Manual approval for the first months.

    • Support load

      Limit the number of open trials.

    Evidence

    • Your websitePayments Simulator page: "Access the non-live testing environment via our API, all without the cost or complexity of engaging directly with payment network testing environments. Try multiple payment networks across the US, UK and Europe, including TCH RTP, FedNow, FPS Direct, Bacs, all SEPA services and Verification of Payee." The calls to action are "LET'S BUILD TOGETHER" and "TALK TO OUR EXPERTS".Source
    • HiringSenior Digital Marketing Manager (remote UK and US, posted October 19, 2026), reporting to the Marketing Director: "lead Form3's digital growth and demand generation strategy", "Build account-based marketing programmes for high-value prospects and strategic accounts", "Use AI, automation and marketing technology to improve targeting, personalisation, lead generation and campaign performance" and "Improve website performance, conversion rates, user journeys". Tools named: Salesforce, Pardot, Salesloft, Cognism, ZoomInfo. Hiring from the UK and five US states.Source
    • Your websiteUS page: "Connect to RTP, FedNow, Zelle, ACH, EPN, Fedwire, and SWIFT through a single API"; "Form3's multi-cloud architecture is designed for continuous operation even in the event of a cloud provider outage"; "Integrate alongside existing systems and evolve at your own pace."Source
  • 08

    The new marketing lead is asked to build account-based programmes for strategic accounts, and the US product team is growing around live FedNow and RTP and new ACH and Fedwire gateways. Form3 already has a single API for all US rails.

    High impactHigh effort First result in 2 quarters Senior Digital Marketing Mana…

    First action

    Agree the 50 target accounts with US sales.

    How to measure it

    Engaged target accounts

    Now
    –
    Target
    20 of 50
    By
    2 quarters

    Steps

    1. 1

      Pick accounts

      Size, rails, core system.

      Sales Director, US 2 weeks

    2. 2

      Segment pages

      Three personalised landing pages.

      Senior Digital Marketing Manager 1 month

    3. 3

      Contacts

      Payments and operations leaders via Cognism and ZoomInfo.

      Marketing Operations 2 weeks

    4. 4

      Ads

      LinkedIn and display to the list.

      Senior Digital Marketing Manager 1 quarter

    5. 5

      Sequences

      Salesloft with stories and trial offer.

      Sales Director, US 1 quarter

    6. 6

      Events

      Invite accounts to meetings at shows.

      Events Manager per event

    7. 7

      Measure

      Account engagement and pipeline.

      Reporting & Data Analyst monthly

    First result
    2 quarters
    Cost
    Ad and data budget
    Owner
    Senior Digital Marketing Manager

    Smallest test

    Run one sequence to ten accounts.

    Why it works

    Pick 50 US banks and credit unions by size and rail adoption, build personalised pages by segment (Tier 1, regional, community via sponsor-bank enablement), run LinkedIn and display to their payments leaders, and give sales a sequence with the US customer stories and the simulator trial.

    A short list of well-chosen accounts with tailored proof converts better than broad campaigns in a long enterprise sale.

    Risks and how to handle them

    • Too few US references

      Run after the first US stories are live.

    Evidence

    • HiringSenior Digital Marketing Manager (remote UK and US, posted October 19, 2026), reporting to the Marketing Director: "lead Form3's digital growth and demand generation strategy", "Build account-based marketing programmes for high-value prospects and strategic accounts", "Use AI, automation and marketing technology to improve targeting, personalisation, lead generation and campaign performance" and "Improve website performance, conversion rates, user journeys". Tools named: Salesforce, Pardot, Salesloft, Cognism, ZoomInfo. Hiring from the UK and five US states.Source
    • HiringUS build-out: a Senior Business Analyst - US Payments (remote US/Canada, travel "primarily to New York") for "our live FedNow and RTP solutions" and "the build of new ACH and Fedwire gateway capabilities", and a Senior Software Developer (Go) - US Payments contract role in Canada.Source
    • Your websiteUS page: "Connect to RTP, FedNow, Zelle, ACH, EPN, Fedwire, and SWIFT through a single API"; "Form3's multi-cloud architecture is designed for continuous operation even in the event of a cloud provider outage"; "Integrate alongside existing systems and evolve at your own pace."Source
    • Your websiteThe Customer Stories page shows two stories, Nationwide and SumUp (both UK), plus a Lloyds Banking Group quote. The sitemap has six short testimonial pages (SumUp, Klarna, Lloyds, Barclays, Nationwide, Informed UI). There is no US customer story.Source
  • 09

    Form3 has written about 16 FedNow and RTP articles since 2022 ("FedNow is approaching", "FedNow's first birthday", "FedNow at two"). Each answers the question of its year; none is the up-to-date answer a bank needs today, and they compete with each other in search.

    High impactMedium effort First result in 1 quarter Product Marketing

    First action

    List the 16 posts and their traffic.

    How to measure it

    Guide visits

    Now
    –
    Target
    2,000 a month
    By
    2 quarters

    Steps

    1. 1

      Audit

      Posts, traffic and links.

      Senior Digital Marketing Manager 1 week

    2. 2

      Outline

      With the US product team.

      Senior Business Analyst - US Payments 1 week

    3. 3

      Write

      The guide and checklist.

      Product Marketing 1 month

    4. 4

      Redirect

      Old posts to the guide.

      Website Developer 1 day

    5. 5

      Promote

      Account-based and LinkedIn.

      Senior Digital Marketing Manager 1 month

    6. 6

      Refresh

      Every quarter.

      Product Marketing quarterly

    First result
    1 quarter
    Cost
    Writing time
    Owner
    Product Marketing

    Smallest test

    Update the most visited FedNow post first.

    Why it works

    Write one guide (FedNow vs RTP, costs, connection options, request for payment, fraud controls, how to choose), update it every quarter, and redirect or link the older posts to it. Offer a short checklist as a download.

    One strong, current page ranks better than many dated ones and gives the account-based programme a resource to share.

    Risks and how to handle them

    • Losing long-tail traffic

      Keep older posts that still rank and link them.

    Evidence

    • Your websiteSitemap (448 URLs): 207 payment-insights articles, including about 16 on FedNow and RTP written between 2022 and 2025 (e.g. "fednow-is-approaching", "fednows-first-birthday...", "fednow-at-two..."), about 20 gated reports and webinars (e.g. "international payments: build, buy or both", "rethinking testing strategies for real-time payments"), 12 podcast pages and posts on staying up through cloud outages ("google-cloud-went-down-form3-payments-kept-moving", "built-for-the-unexpected...aws-outage").Source
    • HiringUS build-out: a Senior Business Analyst - US Payments (remote US/Canada, travel "primarily to New York") for "our live FedNow and RTP solutions" and "the build of new ACH and Fedwire gateway capabilities", and a Senior Software Developer (Go) - US Payments contract role in Canada.Source
    • Your websiteUS page: "Connect to RTP, FedNow, Zelle, ACH, EPN, Fedwire, and SWIFT through a single API"; "Form3's multi-cloud architecture is designed for continuous operation even in the event of a cloud provider outage"; "Integrate alongside existing systems and evolve at your own pace."Source
  • 10

    Form3 has blog posts showing its payments kept running through AWS and Google Cloud outages, and its US page promises continuous operation through a cloud provider outage. Resilience is the core promise, but the evidence is scattered in blog posts.

    High impactLow effort First result in 1 quarter Product Marketing

    First action

    List every public cloud incident Form3 has written about.

    How to measure it

    Resilience page visits from target accounts

    Now
    –
    Target
    100 a quarter
    By
    2 quarters

    Steps

    1. 1

      Collect

      Incidents and Form3 outcomes.

      Product Marketing 1 week

    2. 2

      Verify

      With engineering.

      Head of Platform 1 week

    3. 3

      Design

      Timeline and architecture view.

      Website Developer 2 weeks

    4. 4

      Publish

      Linked from homepage and US page.

      Website Developer 1 day

    5. 5

      Sales use

      One slide and one paragraph.

      Senior Digital Marketing Manager 1 week

    6. 6

      Update

      After each major incident.

      Product Marketing ongoing

    First result
    1 quarter
    Cost
    Staff time only
    Owner
    Product Marketing

    Smallest test

    Turn the two outage posts into one page.

    Build the monitor. A live page fed by the public registries and re-checked every day. Usually live within days.

    Book a working session

    Why it works

    Build one resilience page: a timeline of major cloud and network incidents and what happened to Form3 traffic each time, the multi-cloud design, certifications and a link to the status page. Add a short version to every sales deck.

    Banks buy on resilience and regulators ask about it; real incidents are stronger proof than claims.

    Risks and how to handle them

    • Looks like tempting fate

      Keep to facts and dates.

    Evidence

    • Your websiteSitemap (448 URLs): 207 payment-insights articles, including about 16 on FedNow and RTP written between 2022 and 2025 (e.g. "fednow-is-approaching", "fednows-first-birthday...", "fednow-at-two..."), about 20 gated reports and webinars (e.g. "international payments: build, buy or both", "rethinking testing strategies for real-time payments"), 12 podcast pages and posts on staying up through cloud outages ("google-cloud-went-down-form3-payments-kept-moving", "built-for-the-unexpected...aws-outage").Source
    • Your websiteUS page: "Connect to RTP, FedNow, Zelle, ACH, EPN, Fedwire, and SWIFT through a single API"; "Form3's multi-cloud architecture is designed for continuous operation even in the event of a cloud provider outage"; "Integrate alongside existing systems and evolve at your own pace."Source
    • Your websiteHomepage (checked October 23, 2026): "5 billion transactions processed annually", "50%+ of UK banks on board", "90%+ of UK payments market accessible through a single API", "40+ global customers"; four platform features (Payments Processing & Gateway, Orchestration & Intelligent Routing, Payments Simulator, Sponsor Bank Enablement); regional sections for the United States, Europe and the United Kingdom; ISO 27001, SOC 2 Type II, ISO 22301 and ISAE 3402 badges; four award tiles.Source
    • Status pagestatus.form3.tech runs on Atlassian Statuspage and showed "All systems operational" on October 23, 2026; the site links it as "API Status".Source
  • 11

    The six-month reporting analyst will build reusable datasets and consistent metrics in QuickSight, and the new marketing lead must link spend to revenue. If marketing is not in scope, the two will work from different numbers.

    High impactMedium effort First result in 1 quarter Reporting & Data Analyst

    First action

    Ask the analyst to include marketing data in the dataset plan.

    How to measure it

    Pipeline reported with agreed definitions

    Now
    –
    Target
    Monthly
    By
    1 quarter

    Steps

    1. 1

      Scope

      Marketing in the dataset plan.

      Marketing Director 1 week

    2. 2

      Definitions

      MQL, opportunity, influence.

      Senior Digital Marketing Manager 1 week

    3. 3

      Connect

      Pardot and Salesforce data.

      Reporting & Data Analyst 1 month

    4. 4

      Dashboard

      Funnel by region and campaign.

      Reporting & Data Analyst 1 month

    5. 5

      Review

      Monthly with sales.

      Marketing Director monthly

    6. 6

      Hand over

      Documentation before the contract ends.

      Reporting & Data Analyst 1 week

    First result
    1 quarter
    Cost
    Analyst time
    Owner
    Reporting & Data Analyst

    Smallest test

    Build one chart of leads by region.

    Why it works

    Add a marketing dataset in the same project: Pardot and Salesforce leads, opportunities and closed revenue by campaign, region and account. Build one dashboard for the Marketing Director with agreed definitions of MQL, opportunity and influenced revenue.

    One version of the funnel lets marketing defend budget and shift spend quickly.

    Risks and how to handle them

    • Contract ends

      Document and hand over in month five.

    Evidence

    • HiringReporting & Data Analyst (6-month fixed-term, UK, posted October 20, 2026): complete the Customer Service reporting suite in AWS QuickSight, "Design, build and document reusable datasets", "Establish consistent business metrics, definitions and reporting logic" and "Automate manual reporting".Source
    • HiringSenior Digital Marketing Manager (remote UK and US, posted October 19, 2026), reporting to the Marketing Director: "lead Form3's digital growth and demand generation strategy", "Build account-based marketing programmes for high-value prospects and strategic accounts", "Use AI, automation and marketing technology to improve targeting, personalisation, lead generation and campaign performance" and "Improve website performance, conversion rates, user journeys". Tools named: Salesforce, Pardot, Salesloft, Cognism, ZoomInfo. Hiring from the UK and five US states.Source
  • 12

    Form3 makes a video series with its CEO and leaders, but the YouTube channel has 548 subscribers and about 17,000 views in total, so the content reaches few buyers.

    Medium impactLow effort First result in 1 quarter Senior Digital Marketing Mana…

    First action

    Cut five clips from episode 1.

    How to measure it

    Views from target accounts

    Now
    –
    Target
    5,000 a quarter
    By
    2 quarters

    Steps

    1. 1

      Cut clips

      Five per episode.

      Content Producer per episode

    2. 2

      Leader posts

      From executives' profiles.

      Senior Digital Marketing Manager weekly

    3. 3

      Paid

      Best clips to the account list.

      Senior Digital Marketing Manager monthly

    4. 4

      Embed

      On scheme pages.

      Website Developer 1 week

    5. 5

      Subtitles

      For silent viewing.

      Content Producer per clip

    6. 6

      Measure

      Views and account engagement.

      Reporting & Data Analyst monthly

    First result
    1 quarter
    Cost
    Editing time and ad budget
    Owner
    Senior Digital Marketing Manager

    Smallest test

    Post three clips this month.

    Why it works

    Cut each episode into five 60-second clips, post them on LinkedIn from leaders' profiles, run the best as ads to the target account list, and add the full episodes to relevant scheme pages.

    Short clips travel on LinkedIn where payments leaders are, and ads to named accounts turn content into account engagement.

    Risks and how to handle them

    • Low engagement

      Lead with sharp opinions, not intros.

    Evidence

    • Your channelsYouTube @Form3Cloud: 548 subscribers, 97 videos, about 17,300 views in total. The "Payments Cannot Fail" series is hosted by Mark Fieldhouse with CEO and co-founder Mike Walters in episode 1; the homepage features it.Source
    • HiringSenior Digital Marketing Manager (remote UK and US, posted October 19, 2026), reporting to the Marketing Director: "lead Form3's digital growth and demand generation strategy", "Build account-based marketing programmes for high-value prospects and strategic accounts", "Use AI, automation and marketing technology to improve targeting, personalisation, lead generation and campaign performance" and "Improve website performance, conversion rates, user journeys". Tools named: Salesforce, Pardot, Salesloft, Cognism, ZoomInfo. Hiring from the UK and five US states.Source
  • 13

    Form3 has announced partnerships with core banking providers Thought Machine and Mambu, and its partner ecosystem spans system integrators and channel partners. Banks replacing a core system also review payments.

    High impactMedium effort First result in 2 quarters Head of Partnerships

    First action

    Ask Thought Machine and Mambu for one joint customer each.

    How to measure it

    Partner-sourced opportunities

    Now
    –
    Target
    6 a quarter
    By
    2 quarters

    Steps

    1. 1

      Pick partners

      Two core, one integrator.

      Head of Partnerships 1 week

    2. 2

      Joint pages

      Architecture and proof.

      Product Marketing 1 month

    3. 3

      Webinar

      One per partner.

      Senior Digital Marketing Manager 1 quarter

    4. 4

      Lead sharing

      Agreed rules and fields.

      Marketing Operations 2 weeks

    5. 5

      Enable

      Partner sellers briefed.

      Head of Partnerships 1 month

    6. 6

      Measure

      Sourced and influenced pipeline.

      Reporting & Data Analyst quarterly

    First result
    2 quarters
    Cost
    Staff time and webinar costs
    Owner
    Head of Partnerships

    Smallest test

    Publish one joint page.

    Why it works

    Build a joint page with each core partner (how the two connect, a reference architecture, a joint customer), run a joint webinar, and agree a lead-sharing process. Do the same with one system integrator.

    Partners already sit in core replacement deals; joint material puts Form3 on the shortlist early.

    Risks and how to handle them

    • Partners favour rivals

      Focus on joint customers first.

    Evidence

    • Your websiteThe sitemap lists 53 press releases, many naming customers that went live or selected Form3: Ebury, Mollie, GoCardless (Bacs), IFX Payments (Verification of Payee), Klarna, Currencycloud, LHV, Aion Bank, SumUp, Barclays SEPA, plus FedNow certification, the FedNow pilot and partnerships with Thought Machine, Mambu, BPC and Accenture.Source
    • Your websitePartnerships: "Our partnership ecosystem spans strategy firms, system integrators, core banking, and technology providers", with separate Technical & Ecosystem and Channel & Distribution partner pages.Source
  • 14

    Form3 already has a gated report on whether to build, buy or combine for international payments, and its platform is sold as a replacement for running payment infrastructure in-house. Volante, Icon Solutions and Finzly also sell modernisation, so buyers compare.

    High impactMedium effort First result in 1 quarter Product Marketing

    First action

    Agree the cost assumptions with finance and sales.

    How to measure it

    Calculator-to-meeting rate

    Now
    –
    Target
    20%
    By
    2 quarters

    Steps

    1. 1

      Assumptions

      Costs and timelines by option.

      Product Marketing 2 weeks

    2. 2

      Review

      With sales and finance.

      Sales Director, US 1 week

    3. 3

      Build

      Simple web calculator.

      Website Developer 3 weeks

    4. 4

      Gate

      Results emailed as PDF.

      Marketing Operations 1 week

    5. 5

      Promote

      Accounts and LinkedIn.

      Senior Digital Marketing Manager 1 month

    6. 6

      Measure

      Completions to meetings.

      Reporting & Data Analyst monthly

    First result
    1 quarter
    Cost
    Build time
    Owner
    Product Marketing

    Smallest test

    Put the calculator in a spreadsheet for sales first.

    Why it works

    Turn the report into a short calculator: schemes needed, volumes, team size, current spend and target go-live date; the output compares in-house build, licensed software and a managed service, and links to a call.

    Buyers have to justify the choice internally; a calculator gives them numbers and gives Form3 a qualified lead.

    Risks and how to handle them

    • Numbers challenged

      Show the assumptions and ranges.

    Evidence

    • Your websiteSitemap (448 URLs): 207 payment-insights articles, including about 16 on FedNow and RTP written between 2022 and 2025 (e.g. "fednow-is-approaching", "fednows-first-birthday...", "fednow-at-two..."), about 20 gated reports and webinars (e.g. "international payments: build, buy or both", "rethinking testing strategies for real-time payments"), 12 podcast pages and posts on staying up through cloud outages ("google-cloud-went-down-form3-payments-kept-moving", "built-for-the-unexpected...aws-outage").Source
    • Competitor researchRivals' own homepages: Volante Technologies, "the trusted partner to over 150 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries" (real-time payments, ISO 20022, payments as a service); Icon Solutions, "advanced payments technology (IPF) and end-to-end services"; Finzly, "BankOS, a complete platform for all U.S. domestic rails".Source
    • Your websiteUS page: "Connect to RTP, FedNow, Zelle, ACH, EPN, Fedwire, and SWIFT through a single API"; "Form3's multi-cloud architecture is designed for continuous operation even in the event of a cloud provider outage"; "Integrate alongside existing systems and evolve at your own pace."Source
  • 15

    Form3 offers Verification of Payee in Europe and Confirmation of Payee in the UK, and IFX Payments chose it for Verification of Payee. Payment firms across Europe are working through payee checks, and searches are practical: how, how long, what it costs.

    Medium impactMedium effort First result in 1 quarter Product Marketing

    First action

    Collect the current VoP and CoP pages and posts.

    How to measure it

    Hub contact requests

    Now
    –
    Target
    15 a quarter
    By
    2 quarters

    Steps

    1. 1

      Collect

      Existing pages and posts.

      Product Marketing 2 days

    2. 2

      Write

      Hub and checklist.

      Product Marketing 2 weeks

    3. 3

      Story

      IFX Payments.

      Product Marketing 2 weeks

    4. 4

      Publish

      Linked from Europe and UK pages.

      Website Developer 2 days

    5. 5

      Search ads

      Main payee-check terms.

      Senior Digital Marketing Manager 1 quarter

    6. 6

      Measure

      Leads and cost.

      Reporting & Data Analyst monthly

    First result
    1 quarter
    Cost
    Ad budget
    Owner
    Product Marketing

    Smallest test

    Publish the checklist on its own first.

    Why it works

    Build one hub: how payee checks work in each market, integration steps with Form3, a short story from IFX, a checklist and a booking link. Run search ads on the main terms.

    Compliance-driven work has urgent buyers; a clear hub catches them when they search.

    Risks and how to handle them

    • Rules change

      Date the page and review monthly.

    Evidence

    • Your websiteThe sitemap lists 53 press releases, many naming customers that went live or selected Form3: Ebury, Mollie, GoCardless (Bacs), IFX Payments (Verification of Payee), Klarna, Currencycloud, LHV, Aion Bank, SumUp, Barclays SEPA, plus FedNow certification, the FedNow pilot and partnerships with Thought Machine, Mambu, BPC and Accenture.Source
    • Your websiteSitemap (448 URLs): 207 payment-insights articles, including about 16 on FedNow and RTP written between 2022 and 2025 (e.g. "fednow-is-approaching", "fednows-first-birthday...", "fednow-at-two..."), about 20 gated reports and webinars (e.g. "international payments: build, buy or both", "rethinking testing strategies for real-time payments"), 12 podcast pages and posts on staying up through cloud outages ("google-cloud-went-down-form3-payments-kept-moving", "built-for-the-unexpected...aws-outage").Source
    • Your websiteHomepage (checked October 23, 2026): "5 billion transactions processed annually", "50%+ of UK banks on board", "90%+ of UK payments market accessible through a single API", "40+ global customers"; four platform features (Payments Processing & Gateway, Orchestration & Intelligent Routing, Payments Simulator, Sponsor Bank Enablement); regional sections for the United States, Europe and the United Kingdom; ISO 27001, SOC 2 Type II, ISO 22301 and ISAE 3402 badges; four award tiles.Source
  • 16

    Sponsor Bank Enablement is one of Form3's four platform features, and US fintechs need a bank partner to reach the rails. The site speaks mostly to banks.

    High impactMedium effort First result in 2 quarters Sales Director

    First action

    Ask two sponsor banks about co-marketing.

    How to measure it

    US fintech opportunities

    Now
    –
    Target
    8 a quarter
    By
    2 quarters

    Steps

    1. 1

      Page

      Fintech-specific US page.

      Product Marketing 2 weeks

    2. 2

      Form

      Short qualification.

      Website Developer 1 week

    3. 3

      Partners

      Two sponsor banks.

      Head of Partnerships 1 quarter

    4. 4

      Campaign

      Fintech communities and ads.

      Senior Digital Marketing Manager 1 quarter

    5. 5

      Sales play

      Fast-track process.

      Sales Director, US 1 month

    6. 6

      Measure

      Opportunities and time to go-live.

      Reporting & Data Analyst quarterly

    First result
    2 quarters
    Cost
    Ad and partner costs
    Owner
    Sales Director, US

    Smallest test

    Publish the page and email ten fintech prospects.

    Why it works

    Build a fintech page for the US: how sponsor-bank access works with Form3, which rails, typical go-live time, and a short qualifying form. Partner with two sponsor banks to co-market to their fintech pipelines.

    Fintechs move faster than banks and can become volume quickly; the bank partner brings them to Form3.

    Risks and how to handle them

    • Smaller deals

      Set a minimum volume.

    Evidence

    • Your websiteHomepage (checked October 23, 2026): "5 billion transactions processed annually", "50%+ of UK banks on board", "90%+ of UK payments market accessible through a single API", "40+ global customers"; four platform features (Payments Processing & Gateway, Orchestration & Intelligent Routing, Payments Simulator, Sponsor Bank Enablement); regional sections for the United States, Europe and the United Kingdom; ISO 27001, SOC 2 Type II, ISO 22301 and ISAE 3402 badges; four award tiles.Source
    • Your websiteUS page: "Connect to RTP, FedNow, Zelle, ACH, EPN, Fedwire, and SWIFT through a single API"; "Form3's multi-cloud architecture is designed for continuous operation even in the event of a cloud provider outage"; "Integrate alongside existing systems and evolve at your own pace."Source
    • Your websitePress release, September 23, 2026: Form3 launched "AI agent-ready payments infrastructure", starting with a read-only Model Context Protocol (MCP) adaptor that lets authorised AI agents retrieve and interpret payment information "while simultaneously keeping the AI outside of the payment flow". It says Form3 is "Trusted by Tier 1 banks like Barclays, Santander and JP Morgan, as well as leading fintechs Klarna, Mollie and SumUp".Source
  • 17

    Real visitors pass Core Web Vitals today, but the phone lab test shows the main content at 6.1 s, a 5 MB homepage and 122 requests, with an avoidable redirect costing about 0.8 s. Paid traffic on slower connections will feel this first.

    Medium impactLow effort First result in 1 month Website Developer

    First action

    Set a 2 MB budget for the homepage.

    How to measure it

    Homepage weight

    Now
    –
    Target
    Under 2 MB
    By
    1 quarter

    Steps

    1. 1

      Audit

      Largest files and scripts.

      Website Developer 1 day

    2. 2

      Redirect

      Remove the extra hop.

      Website Developer 1 day

    3. 3

      Media

      Compress and lazy-load.

      Website Developer 1 week

    4. 4

      Scripts

      Defer non-essential tags.

      Website Developer 1 week

    5. 5

      Budget

      For landing pages.

      Senior Digital Marketing Manager 1 day

    6. 6

      Re-test

      PageSpeed and field data.

      Website Developer monthly

    First result
    1 month
    Cost
    Developer time
    Owner
    Website Developer

    Smallest test

    Fix the redirect and re-test.

    Why it works

    Remove the redirect hop, compress or lazy-load images and video below the fold, defer non-essential scripts, and set a page-weight budget for campaign landing pages.

    Faster pages on slow connections lift ad conversion and keep the Core Web Vitals pass as more content is added.

    Risks and how to handle them

    • Breaking tracking

      Test tags after each change.

    Evidence

    • PageSpeed testGoogle PageSpeed for www.form3.tech (October 23, 2026). Real Chrome visitors pass Core Web Vitals: main content in 1.27 s and taps answered in 80 ms at the 75th percentile, and site-wide load time is 12% faster than a year ago. The mobile lab test scores 67/100 with the main content at 6.1 s, a 5 MB homepage and 122 requests; the biggest flagged fix is "Avoid multiple page redirects" (about 0.8 s).Source
    • Site checkThe bare domain form3.tech (no www) answers with a 151-byte page whose only content is a JavaScript line that sends the browser to www.form3.tech. The homepage returns HTTP 200 with no title or description; every deeper path, such as form3.tech/contact, form3.tech/platform and form3.tech/company/careers, returns HTTP 404 (checked twice on October 23, 2026). The www pages themselves return 200.Source
    • HiringSenior Digital Marketing Manager (remote UK and US, posted October 19, 2026), reporting to the Marketing Director: "lead Form3's digital growth and demand generation strategy", "Build account-based marketing programmes for high-value prospects and strategic accounts", "Use AI, automation and marketing technology to improve targeting, personalisation, lead generation and campaign performance" and "Improve website performance, conversion rates, user journeys". Tools named: Salesforce, Pardot, Salesloft, Cognism, ZoomInfo. Hiring from the UK and five US states.Source

Big bets 3

Larger plays that can change the trajectory.

  • 18

    Form3 processes 5 billion transactions a year across the UK, Europe and the US. Aggregated trends (instant share, failure and return reasons, peak times, payee-check results) are data no analyst has.

    High impactHigh effort First result in 3 quarters Marketing Director

    First action

    Pick ten questions banks ask most.

    How to measure it

    Downloads

    Now
    –
    Target
    3,000
    By
    1 year

    Steps

    1. 1

      Questions

      Ten buyer questions.

      Product Marketing 2 weeks

    2. 2

      Data

      Aggregated and anonymised.

      Reporting & Data Analyst 2 months

    3. 3

      Privacy review

      Customer and legal approval.

      Legal 1 month

    4. 4

      Write

      Report and chart pack.

      Product Marketing 1 month

    5. 5

      Launch

      Webinar and press.

      Marketing Director 1 month

    6. 6

      Sales use

      Region-specific slides.

      Senior Digital Marketing Manager ongoing

    First result
    3 quarters
    Cost
    Analyst and design time
    Owner
    Marketing Director

    Smallest test

    Publish one chart on instant payment growth.

    Why it works

    Publish a yearly report with aggregated, anonymised trends by region and scheme, with a launch webinar, press briefings and a chart pack for sales. Repeat each year to build a series.

    Original data earns press, analyst attention and links, and positions Form3 as the authority on A2A payments.

    Risks and how to handle them

    • Data sensitivity

      Aggregate and suppress small groups.

    Evidence

    • Your websiteHomepage (checked October 23, 2026): "5 billion transactions processed annually", "50%+ of UK banks on board", "90%+ of UK payments market accessible through a single API", "40+ global customers"; four platform features (Payments Processing & Gateway, Orchestration & Intelligent Routing, Payments Simulator, Sponsor Bank Enablement); regional sections for the United States, Europe and the United Kingdom; ISO 27001, SOC 2 Type II, ISO 22301 and ISAE 3402 badges; four award tiles.Source
    • Your websiteSitemap (448 URLs): 207 payment-insights articles, including about 16 on FedNow and RTP written between 2022 and 2025 (e.g. "fednow-is-approaching", "fednows-first-birthday...", "fednow-at-two..."), about 20 gated reports and webinars (e.g. "international payments: build, buy or both", "rethinking testing strategies for real-time payments"), 12 podcast pages and posts on staying up through cloud outages ("google-cloud-went-down-form3-payments-kept-moving", "built-for-the-unexpected...aws-outage").Source
    • Your channelsYouTube @Form3Cloud: 548 subscribers, 97 videos, about 17,300 views in total. The "Payments Cannot Fail" series is hosted by Mark Fieldhouse with CEO and co-founder Mike Walters in episode 1; the homepage features it.Source
  • 19

    Form3 says Canada's next-generation infrastructure is "on its way" and is hiring a US payments developer in Canada. Early Canadian customers will shape the market's view of Form3.

    High impactHigh effort First result in 4 quarters Chief Revenue Officer

    First action

    List 20 Canadian candidates from the waitlist and events.

    How to measure it

    Founding customers

    Now
    –
    Target
    3
    By
    4 quarters

    Steps

    1. 1

      Shortlist

      Twenty candidates.

      Sales Director, US 1 month

    2. 2

      Offer

      Early access terms.

      Chief Revenue Officer 1 month

    3. 3

      Sign

      Three to five.

      Sales Director, US 2 quarters

    4. 4

      Test

      Simulator scenarios for Canada.

      Product Manager, Simulator 1 quarter

    5. 5

      Advisory group

      Quarterly input.

      Head of Product quarterly

    6. 6

      Launch

      Joint announcement.

      Marketing Director at launch

    First result
    4 quarters
    Cost
    Discounts and staff time
    Owner
    Chief Revenue Officer

    Smallest test

    Invite five Canadian prospects to a briefing.

    Why it works

    Recruit three to five founding customers (a bank, a credit union group and fintechs) with early access, joint testing in the simulator, input on the roadmap and launch publicity. Use the Canada waitlist to find them.

    Founding customers give proof on launch day and a head start on rivals.

    Risks and how to handle them

    • Launch timing slips

      Keep the group informed monthly.

    Evidence

    • Your websiteCanada page: "Canada's next-generation payment infrastructure is on its way. Form3 is building the financial fabric..." with a "STAY INFORMED" call to action and "Stay in the Know About Canada's Launch". Canada appears in the site's region menu.Source
    • HiringUS build-out: a Senior Business Analyst - US Payments (remote US/Canada, travel "primarily to New York") for "our live FedNow and RTP solutions" and "the build of new ACH and Fedwire gateway capabilities", and a Senior Software Developer (Go) - US Payments contract role in Canada.Source
    • Your websitePayments Simulator page: "Access the non-live testing environment via our API, all without the cost or complexity of engaging directly with payment network testing environments. Try multiple payment networks across the US, UK and Europe, including TCH RTP, FedNow, FPS Direct, Bacs, all SEPA services and Verification of Payee." The calls to action are "LET'S BUILD TOGETHER" and "TALK TO OUR EXPERTS".Source
    • Your websiteEvents page: six upcoming industry events in the US and Canada (Money 20/20 US, ABA Annual Convention, Instant Payments Summit Canada in Toronto, FPC Fall Member Meeting, AFP 2026, TCH Annual Conference), with "keep in touch at [email protected]" as the only contact route.Source
  • 20

    Form3's channel and distribution partner page and its single API for US rails suit smaller banks that cannot run their own payments teams, but direct sales to thousands of small institutions is costly.

    High impactHigh effort First result in 4 quarters Head of Partnerships

    First action

    List channel partners serving community banks.

    How to measure it

    Channel-signed institutions

    Now
    –
    Target
    20
    By
    4 quarters

    Steps

    1. 1

      List partners

      Who serves community banks.

      Head of Partnerships 1 month

    2. 2

      Offer

      Standard package and pricing.

      Chief Revenue Officer 1 month

    3. 3

      Sign two

      Channel agreements.

      Head of Partnerships 2 quarters

    4. 4

      Enable

      Partner training and material.

      Product Marketing 1 quarter

    5. 5

      Co-market

      Partner user events.

      Senior Digital Marketing Manager ongoing

    6. 6

      Measure

      Institutions and volume.

      Reporting & Data Analyst quarterly

    First result
    4 quarters
    Cost
    Partner margins
    Owner
    Head of Partnerships

    Smallest test

    Run one joint webinar with a channel partner.

    Why it works

    Sign two channel partners that already serve community banks and credit unions (processors, bankers' banks or cores), package a standard offer, and co-market at their user events.

    Channels reach the long tail at low cost, and every connected bank adds volume.

    Risks and how to handle them

    • Channel conflict

      Clear territory and account rules.

    Evidence

    • Your websitePartnerships: "Our partnership ecosystem spans strategy firms, system integrators, core banking, and technology providers", with separate Technical & Ecosystem and Channel & Distribution partner pages.Source
    • Your websiteUS page: "Connect to RTP, FedNow, Zelle, ACH, EPN, Fedwire, and SWIFT through a single API"; "Form3's multi-cloud architecture is designed for continuous operation even in the event of a cloud provider outage"; "Integrate alongside existing systems and evolve at your own pace."Source
    • HiringUS build-out: a Senior Business Analyst - US Payments (remote US/Canada, travel "primarily to New York") for "our live FedNow and RTP solutions" and "the build of new ACH and Fedwire gateway capabilities", and a Senior Software Developer (Go) - US Payments contract role in Canada.Source

Wildcards 2

Unexpected experiments, each with a cheap way to test it.

  • 21

    Form3 already runs a public status page that showed "All systems operational", and resilience is its main promise. A buyer cannot easily see the long-run record from the marketing site.

    Medium impactLow effort First result in 1 quarter Website Developer

    First action

    Check what uptime history the status page can show.

    How to measure it

    Time on resilience page

    Now
    –
    Target
    +30%
    By
    2 quarters

    Steps

    1. 1

      Check data

      Status page history.

      Website Developer 1 day

    2. 2

      Approve

      With engineering leadership.

      Head of Platform 1 week

    3. 3

      Widget

      Uptime by region.

      Website Developer 1 week

    4. 4

      Context

      Explain how uptime is measured.

      Product Marketing 2 days

    5. 5

      Publish

      On the resilience page.

      Website Developer 1 day

    6. 6

      Sales use

      In security reviews.

      Sales Director, US ongoing

    First result
    1 quarter
    Cost
    Staff time only
    Owner
    Website Developer

    Smallest test

    Add the status page link to every platform page.

    Build the monitor. A live page fed by the public registries and re-checked every day. Usually live within days.

    Book a working session

    Why it works

    Show 90-day and 12-month uptime per region on the resilience page, pulled from the status page, with a link to incident history and the multi-cloud design.

    Transparent numbers build trust with risk teams and set Form3 apart from vendors that do not publish them.

    Risks and how to handle them

    • A bad month shows

      Explain incidents openly.

    Evidence

    • Status pagestatus.form3.tech runs on Atlassian Statuspage and showed "All systems operational" on October 23, 2026; the site links it as "API Status".Source
    • Your websiteUS page: "Connect to RTP, FedNow, Zelle, ACH, EPN, Fedwire, and SWIFT through a single API"; "Form3's multi-cloud architecture is designed for continuous operation even in the event of a cloud provider outage"; "Integrate alongside existing systems and evolve at your own pace."Source
    • Your websiteHomepage (checked October 23, 2026): "5 billion transactions processed annually", "50%+ of UK banks on board", "90%+ of UK payments market accessible through a single API", "40+ global customers"; four platform features (Payments Processing & Gateway, Orchestration & Intelligent Routing, Payments Simulator, Sponsor Bank Enablement); regional sections for the United States, Europe and the United Kingdom; ISO 27001, SOC 2 Type II, ISO 22301 and ISAE 3402 badges; four award tiles.Source
  • 22

    Form3 has 40+ customers but only two full stories on its site. References usually depend on a few happy customers asked again and again.

    Medium impactLow effort First result in 1 quarter Customer Success Lead

    First action

    List customers by reference given in the last year.

    How to measure it

    Referencing customers

    Now
    –
    Target
    15
    By
    1 year

    Steps

    1. 1

      List

      Customers and past references.

      Customer Success Lead 1 week

    2. 2

      Menu

      Five types of reference.

      Product Marketing 2 days

    3. 3

      Ask

      At each customer review.

      Customer Success Lead ongoing

    4. 4

      Thank

      Early access or events.

      Customer Success Lead ongoing

    5. 5

      Publish

      Into the story library.

      Product Marketing monthly

    6. 6

      Track

      In Salesforce.

      Marketing Operations ongoing

    First result
    1 quarter
    Cost
    Staff time only
    Owner
    Customer Success Lead

    Smallest test

    Ask three customers this quarter.

    Why it works

    Add a yearly reference ask to each customer review: a quote, a logo, a call, a case study or a conference talk. Track which customers have given what, and thank them with early product access.

    A steady supply of proof keeps the story library fresh without overusing the same customers.

    Risks and how to handle them

    • Customer fatigue

      One ask a year.

    Evidence

    • Your websiteThe Customer Stories page shows two stories, Nationwide and SumUp (both UK), plus a Lloyds Banking Group quote. The sitemap has six short testimonial pages (SumUp, Klarna, Lloyds, Barclays, Nationwide, Informed UI). There is no US customer story.Source
    • Your websiteHomepage (checked October 23, 2026): "5 billion transactions processed annually", "50%+ of UK banks on board", "90%+ of UK payments market accessible through a single API", "40+ global customers"; four platform features (Payments Processing & Gateway, Orchestration & Intelligent Routing, Payments Simulator, Sponsor Bank Enablement); regional sections for the United States, Europe and the United Kingdom; ISO 27001, SOC 2 Type II, ISO 22301 and ISAE 3402 badges; four award tiles.Source
    • Your websiteThe sitemap lists 53 press releases, many naming customers that went live or selected Form3: Ebury, Mollie, GoCardless (Bacs), IFX Payments (Verification of Payee), Klarna, Currencycloud, LHV, Aion Bank, SumUp, Barclays SEPA, plus FedNow certification, the FedNow pilot and partnerships with Thought Machine, Mambu, BPC and Accenture.Source

03

How Programmable can help

Where an idea in this playbook is something Programmable builds or runs, it's listed here with what we'd do. Everything else is yours to run.

Have it built

ProgrammableAgency

2 of the 22 ideas are things Programmable builds and runs for its customers: pages, outreach, prospect lists, booking flows and monitors. Pick one, or send the whole list.

Monitors2A live page fed by the public registries and re-checked every day.

A 30-minute session with the engineer who would build it, not a sales call. You leave with a plan whether or not you hire us.

Book a working session

Usually live within days.

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See every playbook and website review

Independent research. Programmable wrote this playbook from public sources, as they stood on October 26, 2026, and cites them throughout. Form3 did not commission, review or endorse it, and Programmable is not affiliated with Form3. Company and product names are trademarks of their owners, used only to identify them. The ideas are suggestions and opinion, not professional, legal or financial advice, and not statements about how Form3 runs its business.

Something wrong, or do you represent Form3? Email [email protected] and we will correct it or take it down.

30/60/90 roadmap

What to focus on in each month, and the ideas that carry it.

  1. Days 1 to 306 ideas

    Customer story library, bare-domain redirect, job links, Canada form option, meeting booking and the AI layer page.

  2. Days 31 to 6013 ideas

    Simulator trial, US account-based programme, FedNow guide, resilience page, funnel dashboard, clips, core partners, calculator, payee-check hub, fintech path and page weight; uptime history and the reference menu.

  3. Days 61 to 903 ideas

    Commit to the big bets: the annual A2A report, Canadian founding customers and community-bank channels.

The research behind the plan

3 research areas, each summarised in a few lines. Open any of them for the full detail.

Customers

What customers say

Customers value resilience through cloud outages. The most cited problem: legacy payment systems that are costly to run.

  • One API to many schemes
  • Joining new instant schemes and mandates
  • In their words: “payments cannot fail”

Market

Competitive landscape

4 competitors compared: Volante Technologies, Icon Solutions, Finzly and In-house builds.

  • Gap to exploit: US customer proof for cloud-native A2A
  • Volante Technologies: Less known for fintech speed
  • Icon Solutions: Banks still run more of it themselves

Hiring signals

Form3 is building a demand engine and a US business at once.

  • Senior Digital Marketing Manager: Demand generation, account-based marketing and site conversion. Ideas 1, 2, 5, 8.
  • Senior Business Analyst - US Payments: Live FedNow and RTP, new ACH and Fedwire. Ideas 8, 9.
  • Senior Software Developer (Go) - US Payments (Contract): US payments build, hired in Canada. Ideas 4, 19.

From the team that wrote this playbook

All products
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  • ProgrammablePageText what you need, your customer gets a page that works (opens programmable.page in a new tab)
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