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  • The brief
  • Start here
  • Idea portfolio
  • Effort vs impact
  • This week · 6
  • This quarter · 10
  • Big bets · 3
  • Wildcards · 2
  • How we can help
Generated Oct 23, 2026
  1. Programmable
  2. Playbooks
  3. Ozow
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growth playbook · Oct 23, 2026

ozow.com (opens in a new tab)

Ozow growth playbook

Diagnosis

Ozow is hiring a Content Strategist and a Marketing Manager to build product and industry authority, run campaigns and co-marketing, and report on transactions and cost per acquisition, alongside integration, fraud and AI roles.

Its site has the raw material (15 integration guides, five white papers, monthly blog posts) but its proof is thin and dated: the "Case Studies" are industry overviews with no named merchant, the homepage links to a 2024 report and shows shopper quotes, older pages carry 2022 figures, and real visitors on phones fail Core Web Vitals.

This playbook starts with named merchant stories, a faster homepage, fixed social links and one set of figures, then builds co-marketing, merchant rescue, industry and enterprise pages and an annual checkout report.

Growth Score

6/10

Biggest Opportunity

Turn Ozow's merchants and payment data into current proof (named stories, sector pages and an annual report) that the new content team can reuse across web, social and sales.

Biggest Risk

Stitch, Peach Payments, Payfast and Yoco are publishing fresher content and broader platforms, and every payments claim must stay within published terms and regulation.

01

Start here

The three moves to make first. Each one is written up in full below.

  1. 1

    Real merchant case studies with measured results, starting with the merchants already on the homepage

    Ask the Commercial team for ten merchants who would agree to be featured.

    High impact First result in 1 month
  2. 2

    Make the homepage pass Core Web Vitals on phones, where South African shoppers and merchants arrive

    Run a performance trace on the homepage and list the five heaviest items.

    High impact First result in 1 month
  3. 3

    Fix the homepage's social links and add a share image before the new social owner starts posting

    Correct the two social URLs in the footer today.

    Medium impact First result in 1 week

02

Your idea portfolio

21 ideas, grouped by when to run them. Open any idea for how to run it: the steps, who to approach, copy you can use, and how to measure it.

  • 7 ideas are marked Unexpected: plays you are unlikely to have tried.

Every idea placed by the effort it takes against the impact it could have. Quick wins sit top left; select a number to open that idea. The filters below narrow the list by status, timing, category and what Programmable can build.

Effort vs impactEach number is an idea. Select one to open it.
Impact →
Quick wins · 0Big bets · 10Fill-ins · 7Reconsider · 4
Effort →

Showing 21 of 21 ideas

This week 6

Quick wins with a clear first action.

  • 01

    Ozow is hiring a Content Strategist to write case studies and white papers and a Marketing Manager to find co-marketing with merchants. Its Case Studies section promises "insights derived from our current merchants", but all five entries are industry overviews (ticketing, insurance, payouts, refunds, e-commerce): none names a merchant or shows a merchant's results, and the newest is from October 2024. The homepage's proof is mostly shopper quotes, one about the "covid years". A finance or e-commerce lead comparing Ozow with Stitch or Peach Payments finds no merchant like them.

    High impactMedium effort First result in 1 month Content Strategist

    First action

    Ask the Commercial team for ten merchants who would agree to be featured.

    How to measure it

    Sign-ups from case study pages

    Now
    –
    Target
    +30%
    By
    2 quarters

    Steps

    1. 1

      Shortlist merchants

      Ten candidates across five industries, from the Commercial team.

      Commercial team 1 week

    2. 2

      Agree the data

      Which figures each merchant will publish; approvals in writing.

      Marketing Manager 2 weeks

    3. 3

      Interview

      One call per merchant: problem, setup, results.

      Content Strategist 2 weeks

    4. 4

      Write

      A fixed structure with a results box.

      Content Strategist 1 week each

    5. 5

      Compliance review

      Every claim checked against published terms.

      Compliance 1 week

    6. 6

      Publish and place

      Case Studies section, homepage, merchants page and a pitch PDF.

      Content Strategist every 2 weeks

    7. 7

      Measure

      Visits, sign-ups and sales use per story.

      Marketing Manager monthly

    First result
    1 month
    Cost
    Staff time; optional merchant photography
    Owner
    Content Strategist

    Smallest test

    Publish one named merchant story this month and send it in five live sales conversations.

    Why it works

    Pick six merchants across Ozow's key industries (e-commerce, ticketing, insurance, education or utilities billing, and one SME on a plugin), agree the numbers they are willing to share (share of checkouts paid by bank, payment completion, time to settlement, refunds handled, integration time), and publish one structured story every two weeks: the problem, the payment methods used, the integration route, the result and a quote. Move the strongest two to the homepage and merchants page in place of the old shopper quotes, and give the Commercial team a one-page PDF of each for pitches.

    B2B buyers trust peers in their own industry more than any claim from the provider, and each story becomes web copy, social posts and a sales asset at once.

    Ready to use

    CopyMerchant case study structure

    Merchant / industry / size
    The problem (in their words)
    Payment methods switched on
    Integration route (plugin, API, payment links) and time to go live
    Results (figures the merchant approved)
    Quote
    Compliance sign-off date

    Risks and how to handle them

    • Merchants decline to share numbers

      Offer ranges or relative changes, or tell the story without figures but with a named quote.

    • Copy makes payment or fee claims beyond published terms

      Route every page and asset through Compliance and quote only figures Ozow already publishes.

    Evidence

    • HiringContent Strategist (Cape Town, posted October 2, 2026): will "write high-quality content directly across long-form pieces, white papers, case studies, web copy, social", build "genuine product and industry authority into a brand", "own our social channels end to end", and "report on content and channel performance against campaign and funnel metrics" using "lead volume, conversion, transaction rates and revenue". Preferred: "Case study and thought leadership writing specifically".Source
    • HiringMarketing Manager (Cape Town, posted September 23, 2026): owns "the content strategy end to end", is first contact for "the PR agency, performance agency production agency, and out-of-home", which "can also extend to merchants and partners, where you will be identifying co-marketing opportunities"; will "support the Commercial team in client pitch scenarios", "lead large-scale out-of-home and digital campaigns end to end", decide on events, and "report on performance monthly, including cost per acquisition and conversion quality".Source
    • Your websiteCase Studies section ("practical examples and insights derived from our current merchants"): five entries, the newest dated October 30, 2024; for example "The Growing Ticketing Industry in South Africa" (September 29, 2023) is an industry overview. None of the five names a merchant or reports a merchant's own results.Source
    • Your websiteHomepage: "Ozow links businesses of all sizes in South Africa with 47 million bank account holders"; "+6 mil Registered Users", "1000s of Merchants", "150+ Ozow Employees"; the hero link "Download our E-commerce Report" goes to a post dated October 30, 2024; the testimonials are mostly shoppers, one of them about the "covid years"; a gated open banking white paper.Source
    • Competitor researchRivals' own homepages: Stitch, "One Platform for Online + In-Person Payments in South Africa", an enterprise-scale gateway; Peach Payments, "The Payment Orchestration Experts", with a banner "The 2026 Online Retail Report is here"; Payfast by Network, a "Secure Online Payment Gateway in South Africa"; Yoco, POS and payments for small businesses.Source
  • 02

    Real visitors to ozow.com fail Core Web Vitals: the main content takes 3.9 s to appear and taps take 452 ms to respond (p75). In Google's mobile test the key "Thousands of South Africa's businesses trust Ozow" heading appears after 15.3 s and the score is 36/100, against 81 on desktop.

    High impactMedium effort First result in 1 month Senior Software Engineer

    First action

    Run a performance trace on the homepage and list the five heaviest items.

    How to measure it

    Field LCP p75

    Now
    –
    Target
    under 2.5 s
    By
    2 months

    Steps

    1. 1

      Trace

      Lab and real-visitor data for the homepage and merchant pages.

      Senior Software Engineer (AI-Enabled) 1 day

    2. 2

      Remove duplicates

      Hidden copies of the hero and repeated testimonial blocks.

      Senior Software Engineer (AI-Enabled) 2 days

    3. 3

      Defer tags

      Load non-essential scripts after interaction.

      Senior Software Engineer (AI-Enabled) 2 days

    4. 4

      Lighten media

      Compress and size hero images and animations.

      Design studio 3 days

    5. 5

      Budget

      Speed budget for new Webflow pages.

      Senior Software Engineer (AI-Enabled) 1 day

    6. 6

      Re-measure

      Chrome UX Report after 28 days.

      Senior Software Engineer (AI-Enabled) 1 month

    First result
    1 month
    Cost
    Developer time
    Owner
    Senior Software Engineer (AI Enabled)

    Smallest test

    Remove the hidden hero section and re-run the mobile test.

    Why it works

    Find what delays the hero and the trust heading (animations, large images, the duplicated hidden hero sections and third-party tags), load the trust heading as plain text first, defer non-essential scripts, and set a speed budget for new pages. Re-test real-visitor data after 28 days.

    Merchants evaluating a payment provider judge reliability by how the site feels, and slow mobile pages lose sign-ups from paid and out-of-home campaigns.

    Risks and how to handle them

    • Design changes resisted

      Keep the look; change only how assets load.

    Evidence

    • Google PageSpeedHomepage: mobile performance score 36/100 (desktop 81); in the mobile lab test the main content (the heading "Thousands of South Africa's businesses trust Ozow as a payment solution") appears after 15.3 s, with layout shift 0.18. Real visitors (Chrome UX Report, p75) fail Core Web Vitals: Largest Contentful Paint 3.9 s and Interaction to Next Paint 452 ms. The homepage has no social share image.Source
    • HiringMarketing Manager (Cape Town, posted September 23, 2026): owns "the content strategy end to end", is first contact for "the PR agency, performance agency production agency, and out-of-home", which "can also extend to merchants and partners, where you will be identifying co-marketing opportunities"; will "support the Commercial team in client pitch scenarios", "lead large-scale out-of-home and digital campaigns end to end", decide on events, and "report on performance monthly, including cost per acquisition and conversion quality".Source
    • Your websiteHomepage: "Ozow links businesses of all sizes in South Africa with 47 million bank account holders"; "+6 mil Registered Users", "1000s of Merchants", "150+ Ozow Employees"; the hero link "Download our E-commerce Report" goes to a post dated October 30, 2024; the testimonials are mostly shoppers, one of them about the "covid years"; a gated open banking white paper.Source
  • 03

    The Content Strategist will own Ozow's social channels. On the homepage, the Instagram link opens Instagram's login page and one of the LinkedIn links points to a page-admin verification path rather than the company page, and the homepage has no social share image, so links shared on WhatsApp, LinkedIn or X show no picture.

    Medium impactLow effort First result in 1 week Content Strategist

    First action

    Correct the two social URLs in the footer today.

    How to measure it

    Profile clicks from site

    Now
    –
    Target
    +50%
    By
    60 days

    Steps

    1. 1

      Fix links

      Instagram and LinkedIn public URLs.

      Content Strategist 15 minutes

    2. 2

      Share image

      One branded image for the homepage.

      Design studio 1 day

    3. 3

      Product pages

      Images for the top ten product pages.

      Design studio 1 week

    4. 4

      Test previews

      WhatsApp, LinkedIn, X.

      Content Strategist 1 hour

    5. 5

      Template

      Default share image for new blog posts.

      Content Strategist 1 day

    6. 6

      Track

      Social referral traffic.

      Marketing Manager monthly

    First result
    1 week
    Cost
    $0
    Owner
    Content Strategist

    Smallest test

    Fix the links and share the homepage on WhatsApp to check the preview.

    Why it works

    Point Instagram and LinkedIn to the public profiles, add an Open Graph image and description to the homepage and key product pages, and check previews in WhatsApp, LinkedIn and X.

    Social profiles and link previews are where many merchants and shoppers first see the brand; broken paths waste every follower the new owner wins.

    Risks and how to handle them

    • Old links cached

      Re-scrape previews after the change.

    Evidence

    • Your websiteHomepage social links: the Instagram link opens Instagram's login page ("/accounts/login/?next=/OzowPay/") and one of the two LinkedIn links points to a page-admin verification path ("/company/ozowsecurepayments/mycompany/verification/") instead of the public company page; Facebook, X, TikTok and YouTube links are plain profile links.Source
    • Google PageSpeedHomepage: mobile performance score 36/100 (desktop 81); in the mobile lab test the main content (the heading "Thousands of South Africa's businesses trust Ozow as a payment solution") appears after 15.3 s, with layout shift 0.18. Real visitors (Chrome UX Report, p75) fail Core Web Vitals: Largest Contentful Paint 3.9 s and Interaction to Next Paint 452 ms. The homepage has no social share image.Source
    • HiringContent Strategist (Cape Town, posted October 2, 2026): will "write high-quality content directly across long-form pieces, white papers, case studies, web copy, social", build "genuine product and industry authority into a brand", "own our social channels end to end", and "report on content and channel performance against campaign and funnel metrics" using "lead volume, conversion, transaction rates and revenue". Preferred: "Case study and thought leadership writing specifically".Source
  • 04

    Ozow's figures differ by page and age: the homepage says "+6 mil Registered Users" and "1000s of Merchants", the Money 20/20 page (still in the sitemap, with a "Details coming soon" block) cites "69 million transactions processed by Ozow in 2022", and the hero links to an October 2024 report. Buyers and journalists pick up whichever they find first.

    Medium impactLow effort First result in 2 weeks Marketing Manager

    First action

    List every figure on the top 20 pages.

    How to measure it

    Top pages updated

    Now
    –
    Target
    100%
    By
    1 month

    Steps

    1. 1

      Audit figures

      Top 20 pages.

      Content Strategist 2 days

    2. 2

      Approve

      Fact sheet signed off.

      Head of Marketing 3 days

    3. 3

      Compliance check

      Wording of every figure.

      Compliance 3 days

    4. 4

      Update pages

      Homepage, merchants, product pages.

      Content Strategist 2 days

    5. 5

      Retire event page

      Redirect or refresh /money-20-20.

      Content Strategist 1 hour

    6. 6

      Review

      Quarterly refresh.

      Marketing Manager quarterly

    First result
    2 weeks
    Cost
    $0
    Owner
    Marketing Manager

    Smallest test

    Fix the event page this week.

    Why it works

    Agree one approved fact sheet (users, merchants, banks connected, a current-year volume figure if Compliance approves), update the homepage, merchants and press-facing pages to it, and redirect or refresh the old event page. Review the sheet every quarter.

    Consistent, dated figures look credible to enterprise buyers and stop AI assistants and the press quoting outdated numbers.

    Risks and how to handle them

    • Copy makes payment or fee claims beyond published terms

      Route every page and asset through Compliance and quote only figures Ozow already publishes.

    Evidence

    • Your websiteThe /money-20-20 page (still in the sitemap): "Ozow is making an appearance at this year's Money 20/20 in Amsterdam", "stand A140", a block reading "Details coming soon", and figures "69 million transactions processed by Ozow in 2022" and "1 million + shoppers use Ozow's tried and tested platform every month", with an Ozow.ME white-label pitch.Source
    • Your websiteHomepage: "Ozow links businesses of all sizes in South Africa with 47 million bank account holders"; "+6 mil Registered Users", "1000s of Merchants", "150+ Ozow Employees"; the hero link "Download our E-commerce Report" goes to a post dated October 30, 2024; the testimonials are mostly shoppers, one of them about the "covid years"; a gated open banking white paper.Source
    • Your websiteSitemap (230 URLs, October 22, 2026): 159 blog posts, 15 product pages, 15 integration guides (BigCommerce, Shopify, WooCommerce, Xero, WHMCS, OpenCart and others; the Magento guide's URL is spelt "/integrations/magneto"), 5 white papers, expression-of-interest pages for crypto, BNPL, an Ozow card and digital wallets, and a /money-20-20 event page.Source
    • HiringMarketing Manager (Cape Town, posted September 23, 2026): owns "the content strategy end to end", is first contact for "the PR agency, performance agency production agency, and out-of-home", which "can also extend to merchants and partners, where you will be identifying co-marketing opportunities"; will "support the Commercial team in client pitch scenarios", "lead large-scale out-of-home and digital campaigns end to end", decide on events, and "report on performance monthly, including cost per acquisition and conversion quality".Source
  • 05

    Ozow has 15 integration guides (Shopify, WooCommerce, BigCommerce, Xero, WHMCS and more) and is hiring an associate to own SME integrations and keep their playbooks current. The guides are listed "from the easiest at the top, to the most difficult", but the Magento guide's address is spelt "magneto", and the guides do not show how long setup takes.

    Medium impactLow effort First result in 1 month Integration Project Manager

    First action

    Fix the Magento URL and redirect the old one.

    How to measure it

    Median days to first transaction

    Now
    –
    Target
    -30%
    By
    1 quarter

    Steps

    1. 1

      Fix URL

      Magento slug and redirect.

      Content Strategist 30 minutes

    2. 2

      Collect mistakes

      Top issues from the misconfiguration report.

      Junior Integration and Enablement Associate 1 week

    3. 3

      Add times and boxes

      All 15 guides.

      Junior Integration and Enablement Associate 2 weeks

    4. 4

      Record videos

      Top five platforms first.

      Design studio 2 weeks

    5. 5

      Picker

      Simple chooser on /integrations.

      Content Strategist 1 week

    6. 6

      Measure

      Activation time by platform.

      Integration Project Manager monthly

    First result
    1 month
    Cost
    Staff time
    Owner
    Integration Project Manager

    Smallest test

    Add setup times to the top five guides.

    Why it works

    Add an estimated setup time, a short video and a "common mistakes" box (from the leakage and misconfiguration report) to each guide; fix the Magento URL with a redirect; and add a "Which integration fits me?" picker on /integrations. Link each guide from the sign-up confirmation email.

    SME merchants search for "<platform> payment gateway South Africa"; a clear, fast path converts that search into a live merchant.

    Risks and how to handle them

    • Guides go stale after plugin updates

      The associate reviews them monthly.

    Evidence

    • Your websiteSitemap (230 URLs, October 22, 2026): 159 blog posts, 15 product pages, 15 integration guides (BigCommerce, Shopify, WooCommerce, Xero, WHMCS, OpenCart and others; the Magento guide's URL is spelt "/integrations/magneto"), 5 white papers, expression-of-interest pages for crypto, BNPL, an Ozow card and digital wallets, and a /money-20-20 event page.Source
    • HiringJunior Integration and Enablement Associate (posted October 17, 2026): owns "end-to-end integrations for Ozow's SME merchant base", monitors "the leakage and misconfiguration report", and keeps "integration documentation, checklists, and playbooks for SME merchants up to date"; familiarity with "WooCommerce, Shopify or Magento" is an advantage.Source
    • Competitor researchRivals' own homepages: Stitch, "One Platform for Online + In-Person Payments in South Africa", an enterprise-scale gateway; Peach Payments, "The Payment Orchestration Experts", with a banner "The 2026 Online Retail Report is here"; Payfast by Network, a "Secure Online Payment Gateway in South Africa"; Yoco, POS and payments for small businesses.Source
  • 06

    Both new marketing roles are measured on lead volume, conversion, transaction rates and cost per acquisition. That needs every sign-up tagged with where it came from and joined to the merchant's first transactions.

    High impactMedium effort First result in 1 month Marketing Manager

    First action

    Check which source fields sign-up forms capture today.

    How to measure it

    Merchants with source data

    Now
    –
    Target
    90%
    By
    60 days

    Steps

    1. 1

      Audit forms

      Sign-up and sales forms.

      Marketing Manager 2 days

    2. 2

      Add capture

      UTM and self-reported source.

      Senior Software Engineer (AI-Enabled) 1 week

    3. 3

      Join data

      Source to merchant ID and transactions.

      Data team 2 weeks

    4. 4

      Build report

      Monthly funnel by source.

      Data team 1 week

    5. 5

      Review

      Monthly with the Head of Marketing.

      Marketing Manager monthly

    6. 6

      Act

      Shift spend to what activates.

      Head of Marketing quarterly

    First result
    1 month
    Cost
    Data team time
    Owner
    Marketing Manager

    Smallest test

    Tag one campaign end to end.

    Why it works

    Add UTM capture and a "how did you hear about us" field to sign-up and contact-sales, pass them into the CRM and merchant record, and build one monthly report: source, sign-ups, activated merchants, first-90-day transaction value.

    Without this, the content and out-of-home budgets cannot be compared or defended.

    Risks and how to handle them

    • POPIA obligations

      Keep source data with consent and the privacy policy.

    Evidence

    • HiringContent Strategist (Cape Town, posted October 2, 2026): will "write high-quality content directly across long-form pieces, white papers, case studies, web copy, social", build "genuine product and industry authority into a brand", "own our social channels end to end", and "report on content and channel performance against campaign and funnel metrics" using "lead volume, conversion, transaction rates and revenue". Preferred: "Case study and thought leadership writing specifically".Source
    • HiringMarketing Manager (Cape Town, posted September 23, 2026): owns "the content strategy end to end", is first contact for "the PR agency, performance agency production agency, and out-of-home", which "can also extend to merchants and partners, where you will be identifying co-marketing opportunities"; will "support the Commercial team in client pitch scenarios", "lead large-scale out-of-home and digital campaigns end to end", decide on events, and "report on performance monthly, including cost per acquisition and conversion quality".Source
    • HiringJunior Integration and Enablement Associate (posted October 17, 2026): owns "end-to-end integrations for Ozow's SME merchant base", monitors "the leakage and misconfiguration report", and keeps "integration documentation, checklists, and playbooks for SME merchants up to date"; familiarity with "WooCommerce, Shopify or Magento" is an advantage.Source

This quarter 10

The core plays for the next three months.

  • 07

    The Marketing Manager is asked to find co-marketing with merchants and partners. Ozow's merchants already reach millions of shoppers, and shoppers who know a store accepts their bank's pay option are more likely to use it.

    High impactMedium effort First result in 1 quarter Marketing Manager

    First action

    Design the checkout badge and launch post template.

    How to measure it

    Kit adoption

    Now
    –
    Target
    30% of new merchants
    By
    2 quarters

    Steps

    1. 1

      Design assets

      Badges and templates.

      Design studio 2 weeks

    2. 2

      Write FAQ

      For merchant support teams.

      Content Strategist 1 week

    3. 3

      Compliance review

      Every claim and logo use.

      Compliance 1 week

    4. 4

      Add to onboarding

      Link in go-live email.

      Junior Integration and Enablement Associate 1 week

    5. 5

      Joint promotions

      Calendar for larger merchants.

      Marketing Manager monthly

    6. 6

      Measure

      Usage before and after the kit.

      Data team monthly

    First result
    1 quarter
    Cost
    Design time
    Owner
    Marketing Manager

    Smallest test

    Give the kit to ten new merchants this month.

    Why it works

    Build a kit: "Pay with Ozow" and bank-specific checkout badges, a launch email and social post template, a short FAQ for the merchant's support team, and an optional joint promotion slot on Ozow's channels for larger merchants. Offer it in the onboarding flow.

    It helps merchants get usage up early and puts Ozow's name in front of shoppers at no media cost.

    Risks and how to handle them

    • Copy makes payment or fee claims beyond published terms

      Route every page and asset through Compliance and quote only figures Ozow already publishes.

    • Bank brand rules

      Use bank logos only as each bank permits.

    Evidence

    • HiringMarketing Manager (Cape Town, posted September 23, 2026): owns "the content strategy end to end", is first contact for "the PR agency, performance agency production agency, and out-of-home", which "can also extend to merchants and partners, where you will be identifying co-marketing opportunities"; will "support the Commercial team in client pitch scenarios", "lead large-scale out-of-home and digital campaigns end to end", decide on events, and "report on performance monthly, including cost per acquisition and conversion quality".Source
    • Your websiteCapitec Pay page: "Access to +19 million Capitec users"; for merchants "guaranteed settlements, daily aggregation, and automated reconciliation" with "no additional development required". The nav also lists Nedbank Direct EFT, Absa Pay, FNB/RMB Payment Request, PayShap Request, card, Apple Pay and Google Pay.Source
    • Your websiteMerchants page: "Join our merchant family", "Trusted by thousands of businesses" with a logo wall and "ALL MAJOR BANKS"; benefits listed as "Instant transaction notifications", "Safe, convenient and automated payments from millions of bank account holders" and "Fewer abandoned carts, happier customers and overall increased sales".Source
  • 08

    The integration associate will monitor "the leakage and misconfiguration report" and fix SME merchant settings. Each misconfigured merchant is lost revenue for both sides, and many will not ask for help.

    High impactMedium effort First result in 1 quarter Junior Integration and Enable…

    First action

    Pull this month's report and contact the top 20 merchants by lost volume.

    How to measure it

    Recovered volume

    Now
    –
    Target
    R5 million a quarter
    By
    2 quarters

    Steps

    1. 1

      Rank issues

      By lost volume.

      Junior Integration and Enablement Associate 1 week

    2. 2

      Write messages

      One per issue type.

      Content Strategist 1 week

    3. 3

      Automate

      Triggered email and WhatsApp.

      Agentic AI Engineer 1 month

    4. 4

      Call top merchants

      High-volume follow-up.

      Junior Integration and Enablement Associate weekly

    5. 5

      Log outcomes

      Fix rate and recovery.

      Junior Integration and Enablement Associate weekly

    6. 6

      Feed product

      Recurring issues to the roadmap.

      Integration Project Manager monthly

    First result
    1 quarter
    Cost
    Staff time
    Owner
    Junior Integration and Enablement Associate

    Smallest test

    Contact 20 merchants by hand this month.

    Why it works

    Turn the report into automatic outreach: an email and WhatsApp message to the merchant with the specific issue and a one-click booking for help, followed by a call for high-volume merchants. Track recovered transaction value.

    Fixing live merchants is the cheapest growth there is.

    Risks and how to handle them

    • Merchants see outreach as spam

      Send only when a specific issue is found.

    Evidence

    • HiringJunior Integration and Enablement Associate (posted October 17, 2026): owns "end-to-end integrations for Ozow's SME merchant base", monitors "the leakage and misconfiguration report", and keeps "integration documentation, checklists, and playbooks for SME merchants up to date"; familiarity with "WooCommerce, Shopify or Magento" is an advantage.Source
    • Your websitePricing page: a Standard package ("No minimum processing amount") and an Enterprise package for merchants that "Must process R1.5 million+ per month", which adds a Client Success Manager, 24/7 priority support, "Monthly reporting & insights" and "Advanced fraud monitoring"; per-method rates are published on the page.Source
  • 09

    Ozow's case study entries cover ticketing, insurance, payouts and e-commerce, and its payment requests and refunds products fit billing-heavy sectors. But there are no industry landing pages that a finance or operations lead in those sectors would land on.

    High impactMedium effort First result in 1 quarter Content Strategist

    First action

    Choose the sector with the most open deals.

    How to measure it

    Industry page leads

    Now
    –
    Target
    25 a month
    By
    2 quarters

    Steps

    1. 1

      Pick sectors

      By pipeline.

      Commercial team 1 week

    2. 2

      Write

      Problems, products, proof.

      Content Strategist 2 weeks each

    3. 3

      Compliance

      Review claims.

      Compliance 1 week each

    4. 4

      Build

      Webflow template.

      Design studio 2 weeks

    5. 5

      Link

      From product pages and blog posts.

      Content Strategist 1 week

    6. 6

      Measure

      Leads per page.

      Marketing Manager monthly

    First result
    1 quarter
    Cost
    Staff time
    Owner
    Content Strategist

    Smallest test

    Publish the ticketing page first.

    Why it works

    Build four industry pages: the payment problems of that sector, the Ozow products that fit (pay by bank, payment requests, payouts, refunds), the integration route, and a named merchant story from idea 1.

    Sector pages rank for buyer searches and give the Commercial team a link for every pitch.

    Risks and how to handle them

    • Copy makes payment or fee claims beyond published terms

      Route every page and asset through Compliance and quote only figures Ozow already publishes.

    Evidence

    • Your websiteCase Studies section ("practical examples and insights derived from our current merchants"): five entries, the newest dated October 30, 2024; for example "The Growing Ticketing Industry in South Africa" (September 29, 2023) is an industry overview. None of the five names a merchant or reports a merchant's own results.Source
    • Your websiteBlog in 2026: posts most months, the latest on August 17, 2026 ("Apple Pay and Google Pay are dominating the digital wallet payment space"); others on Lula SME funding in the Merchant Portal (May), Happy Pay BNPL (May), BNPL regulation (April) and WhatsApp payment requests for invoices (July).Source
    • Your websiteSitemap (230 URLs, October 22, 2026): 159 blog posts, 15 product pages, 15 integration guides (BigCommerce, Shopify, WooCommerce, Xero, WHMCS, OpenCart and others; the Magento guide's URL is spelt "/integrations/magneto"), 5 white papers, expression-of-interest pages for crypto, BNPL, an Ozow card and digital wallets, and a /money-20-20 event page.Source
  • 10

    Ozow's Enterprise package (R1.5 million+ a month) adds a Client Success Manager, priority support, monthly reporting and advanced fraud monitoring, but it is one column on the pricing page. The Marketing Manager is asked to support the Commercial team in pitches.

    High impactMedium effort First result in 1 quarter Product Marketing Manager

    First action

    Collect the last five enterprise pitch decks.

    How to measure it

    Qualified enterprise leads

    Now
    –
    Target
    +40%
    By
    2 quarters

    Steps

    1. 1

      Gather decks

      Common content.

      Product Marketing Manager 1 week

    2. 2

      Sample report

      Anonymised monthly insight.

      Data team 2 weeks

    3. 3

      Write page

      Features and proof.

      Content Strategist 2 weeks

    4. 4

      Compliance

      Review.

      Compliance 1 week

    5. 5

      Pitch pack

      Matching slides.

      Design studio 2 weeks

    6. 6

      Train

      Commercial team.

      Marketing Manager 1 week

    First result
    1 quarter
    Cost
    Staff time
    Owner
    Product Marketing Manager

    Smallest test

    Publish a sample monthly report as a PDF for pitches.

    Why it works

    Build an Enterprise page and matching pitch pack: what each enterprise feature does, a sample monthly report, onboarding timeline, named enterprise stories, and a contact-sales path with a short qualification form.

    Large merchants compare providers on service and reporting, not only rates; showing it wins deals before the pitch.

    Risks and how to handle them

    • Copy makes payment or fee claims beyond published terms

      Route every page and asset through Compliance and quote only figures Ozow already publishes.

    Evidence

    • Your websitePricing page: a Standard package ("No minimum processing amount") and an Enterprise package for merchants that "Must process R1.5 million+ per month", which adds a Client Success Manager, 24/7 priority support, "Monthly reporting & insights" and "Advanced fraud monitoring"; per-method rates are published on the page.Source
    • HiringMarketing Manager (Cape Town, posted September 23, 2026): owns "the content strategy end to end", is first contact for "the PR agency, performance agency production agency, and out-of-home", which "can also extend to merchants and partners, where you will be identifying co-marketing opportunities"; will "support the Commercial team in client pitch scenarios", "lead large-scale out-of-home and digital campaigns end to end", decide on events, and "report on performance monthly, including cost per acquisition and conversion quality".Source
    • Competitor researchRivals' own homepages: Stitch, "One Platform for Online + In-Person Payments in South Africa", an enterprise-scale gateway; Peach Payments, "The Payment Orchestration Experts", with a banner "The 2026 Online Retail Report is here"; Payfast by Network, a "Secure Online Payment Gateway in South Africa"; Yoco, POS and payments for small businesses.Source
  • 11

    Ozow has five white papers (open banking, fraud in payments, refunds and payouts, e-commerce, pay by bank). The Content Strategist is hired to write long-form work with research depth and translate one idea across formats.

    Medium impactMedium effort First result in 1 quarter Content Strategist

    First action

    Pick the white paper with the most downloads to refresh first.

    How to measure it

    White paper leads

    Now
    –
    Target
    +50%
    By
    2 quarters

    Steps

    1. 1

      Rank papers

      Downloads and age.

      Content Strategist 2 days

    2. 2

      Update

      Data and products.

      Content Strategist 3 weeks each

    3. 3

      Compliance

      Review.

      Compliance 1 week

    4. 4

      Cut formats

      Blog, carousel, webinar.

      Content Strategist 2 weeks

    5. 5

      Route leads

      By company size.

      Marketing Manager 1 week

    6. 6

      Measure

      Leads per paper.

      Marketing Manager monthly

    First result
    1 quarter
    Cost
    Staff time
    Owner
    Content Strategist

    Smallest test

    Refresh the pay by bank white paper first.

    Why it works

    Update each white paper with current data and products (PayShap Request, Capitec Pay, card and wallets), then cut each into a blog series, a LinkedIn carousel and a webinar. Route downloads to the Commercial team by company size.

    Refreshed research earns links and leads repeatedly, at far lower cost than new long-form pieces.

    Risks and how to handle them

    • Copy makes payment or fee claims beyond published terms

      Route every page and asset through Compliance and quote only figures Ozow already publishes.

    Evidence

    • Your websiteSitemap (230 URLs, October 22, 2026): 159 blog posts, 15 product pages, 15 integration guides (BigCommerce, Shopify, WooCommerce, Xero, WHMCS, OpenCart and others; the Magento guide's URL is spelt "/integrations/magneto"), 5 white papers, expression-of-interest pages for crypto, BNPL, an Ozow card and digital wallets, and a /money-20-20 event page.Source
    • HiringContent Strategist (Cape Town, posted October 2, 2026): will "write high-quality content directly across long-form pieces, white papers, case studies, web copy, social", build "genuine product and industry authority into a brand", "own our social channels end to end", and "report on content and channel performance against campaign and funnel metrics" using "lead volume, conversion, transaction rates and revenue". Preferred: "Case study and thought leadership writing specifically".Source
    • Your websiteBlog in 2026: posts most months, the latest on August 17, 2026 ("Apple Pay and Google Pay are dominating the digital wallet payment space"); others on Lula SME funding in the Merchant Portal (May), Happy Pay BNPL (May), BNPL regulation (April) and WhatsApp payment requests for invoices (July).Source
  • 12

    Ozow published a post on fixing the invoice problem with WhatsApp payment requests, and it has Xero and WHMCS integration guides. Businesses that send invoices are an obvious audience who rarely read e-commerce content.

    Medium impactMedium effort First result in 1 quarter Marketing Manager

    First action

    List the accounting partners Ozow merchants already use.

    How to measure it

    New invoicing merchants

    Now
    –
    Target
    200
    By
    2 quarters

    Steps

    1. 1

      Landing page

      Payment requests for invoices.

      Content Strategist 2 weeks

    2. 2

      Demo video

      One minute.

      Design studio 2 weeks

    3. 3

      Accountant offer

      Partner pack.

      Marketing Manager 1 month

    4. 4

      Listings

      Ecosystem directories.

      Integration Project Manager 1 month

    5. 5

      Compliance

      Review.

      Compliance 1 week

    6. 6

      Measure

      Sign-ups by source.

      Marketing Manager monthly

    First result
    1 quarter
    Cost
    Small media budget
    Owner
    Marketing Manager

    Smallest test

    Send the landing page to 20 accountants.

    Why it works

    Build a campaign for invoicing businesses: a landing page, a short demo video, an offer through accountants and bookkeepers, and listings in the Xero and WHMCS ecosystems where possible.

    Payment requests solve a specific, daily pain for service businesses, a segment card-led rivals focus on less.

    Risks and how to handle them

    • Copy makes payment or fee claims beyond published terms

      Route every page and asset through Compliance and quote only figures Ozow already publishes.

    Evidence

    • Your websiteBlog in 2026: posts most months, the latest on August 17, 2026 ("Apple Pay and Google Pay are dominating the digital wallet payment space"); others on Lula SME funding in the Merchant Portal (May), Happy Pay BNPL (May), BNPL regulation (April) and WhatsApp payment requests for invoices (July).Source
    • Your websiteSitemap (230 URLs, October 22, 2026): 159 blog posts, 15 product pages, 15 integration guides (BigCommerce, Shopify, WooCommerce, Xero, WHMCS, OpenCart and others; the Magento guide's URL is spelt "/integrations/magneto"), 5 white papers, expression-of-interest pages for crypto, BNPL, an Ozow card and digital wallets, and a /money-20-20 event page.Source
    • Competitor researchRivals' own homepages: Stitch, "One Platform for Online + In-Person Payments in South Africa", an enterprise-scale gateway; Peach Payments, "The Payment Orchestration Experts", with a banner "The 2026 Online Retail Report is here"; Payfast by Network, a "Secure Online Payment Gateway in South Africa"; Yoco, POS and payments for small businesses.Source
  • 13

    The Fraud Manager is hired to share typology intelligence with merchants' risk teams, and Ozow already has a white paper on fraud in the payment industry. A short, regular note would turn that into a reason for merchants to stay close to Ozow.

    Medium impactMedium effort First result in 1 quarter Fraud Manager

    First action

    Draft the first note from last quarter's patterns.

    How to measure it

    Open rate

    Now
    –
    Target
    45%
    By
    2 quarters

    Steps

    1. 1

      Gather patterns

      In general terms.

      Fraud Manager 2 weeks

    2. 2

      Write

      Short note.

      Content Strategist 1 week

    3. 3

      Review

      Compliance and Legal.

      Compliance 1 week

    4. 4

      Send

      Merchant email.

      Marketing Manager quarterly

    5. 5

      Public summary

      Blog post.

      Content Strategist quarterly

    6. 6

      Feedback

      Merchant replies to Fraud.

      Fraud Manager quarterly

    First result
    1 quarter
    Cost
    Staff time
    Owner
    Fraud Manager

    Smallest test

    Send the first note to enterprise merchants.

    Why it works

    Publish a quarterly merchant-only note: the patterns the team sees (in general terms), what merchants can do, and Ozow features that help. Share a public summary on the blog.

    Merchants value a provider that helps them lose less money, and the note supports enterprise sales.

    Risks and how to handle them

    • Revealing detection methods

      Describe patterns, never the rules used to catch them.

    Evidence

    • HiringFraud Manager (posted September 7, 2026): will "partner with merchants' fraud and risk teams to exchange typology intelligence" and reduce losses "while protecting approval rates". An Agentic AI Engineer (posted October 6, 2026) will build "AI agents that automate real work across Ozow, from operations and support to fraud, risk and engineering workflows" in "a regulated payments environment".Source
    • Your websiteSitemap (230 URLs, October 22, 2026): 159 blog posts, 15 product pages, 15 integration guides (BigCommerce, Shopify, WooCommerce, Xero, WHMCS, OpenCart and others; the Magento guide's URL is spelt "/integrations/magneto"), 5 white papers, expression-of-interest pages for crypto, BNPL, an Ozow card and digital wallets, and a /money-20-20 event page.Source
    • Your websitePricing page: a Standard package ("No minimum processing amount") and an Enterprise package for merchants that "Must process R1.5 million+ per month", which adds a Client Success Manager, 24/7 priority support, "Monthly reporting & insights" and "Advanced fraud monitoring"; per-method rates are published on the page.Source
  • 14

    Ozow lists many bank pay options (Capitec Pay, Nedbank Direct EFT, Absa Pay, FNB/RMB Payment Request, PayShap Request). Shoppers paying by bank for the first time may hesitate; merchants want fewer abandoned carts.

    Medium impactLow effort First result in 1 quarter Content Strategist

    First action

    Script the Capitec Pay video.

    How to measure it

    Merchants embedding videos

    Now
    –
    Target
    100
    By
    2 quarters

    Steps

    1. 1

      Script

      One per bank option.

      Content Strategist 1 week

    2. 2

      Produce

      Studio.

      Design studio 1 month

    3. 3

      Compliance and bank review

      Accuracy.

      Compliance 2 weeks

    4. 4

      Publish

      Social and How to pay page.

      Content Strategist 1 week

    5. 5

      Offer to merchants

      Embed code.

      Junior Integration and Enablement Associate ongoing

    6. 6

      Measure

      Views and checkout completion.

      Data team monthly

    First result
    1 quarter
    Cost
    Production time
    Owner
    Content Strategist

    Smallest test

    Publish the Capitec Pay video first.

    Why it works

    Make a 30-second video per bank option showing the payment from the shopper's side, post them on Ozow's social channels, and let merchants embed them on their checkout help pages.

    Showing the steps lowers first-time hesitation and gives social a useful, evergreen series.

    Risks and how to handle them

    • Bank flows change

      Review videos every quarter.

    Evidence

    • Your websiteCapitec Pay page: "Access to +19 million Capitec users"; for merchants "guaranteed settlements, daily aggregation, and automated reconciliation" with "no additional development required". The nav also lists Nedbank Direct EFT, Absa Pay, FNB/RMB Payment Request, PayShap Request, card, Apple Pay and Google Pay.Source
    • Your websiteMerchants page: "Join our merchant family", "Trusted by thousands of businesses" with a logo wall and "ALL MAJOR BANKS"; benefits listed as "Instant transaction notifications", "Safe, convenient and automated payments from millions of bank account holders" and "Fewer abandoned carts, happier customers and overall increased sales".Source
    • HiringContent Strategist (Cape Town, posted October 2, 2026): will "write high-quality content directly across long-form pieces, white papers, case studies, web copy, social", build "genuine product and industry authority into a brand", "own our social channels end to end", and "report on content and channel performance against campaign and funnel metrics" using "lead volume, conversion, transaction rates and revenue". Preferred: "Case study and thought leadership writing specifically".Source
  • 15

    Ozow partnered with Lula to give merchants SME funding inside the Merchant Portal. Merchants whose transaction volume is growing are the ones most likely to need working capital.

    Medium impactLow effort First result in 1 quarter Marketing Manager

    First action

    List merchants with three months of rising volume.

    How to measure it

    Applications

    Now
    –
    Target
    100 a quarter
    By
    2 quarters

    Steps

    1. 1

      Segment

      Rising-volume merchants.

      Data team 1 week

    2. 2

      Explainer

      How it works.

      Content Strategist 1 week

    3. 3

      Compliance

      Credit marketing rules.

      Compliance 2 weeks

    4. 4

      Portal prompt

      In-portal message.

      Senior Software Engineer (AI-Enabled) 2 weeks

    5. 5

      Email

      Monthly.

      Marketing Manager monthly

    6. 6

      Measure

      Uptake and volume.

      Data team monthly

    First result
    1 quarter
    Cost
    Staff time
    Owner
    Marketing Manager

    Smallest test

    Email 50 growing merchants.

    Why it works

    Show the funding offer in the portal and in a monthly email to merchants whose volume is rising, with a short explainer of how it works. Track uptake and the merchants' volume afterwards.

    Funding linked to the payments account deepens the relationship and gives merchants a reason to keep volume with Ozow.

    Risks and how to handle them

    • Credit advertising is regulated

      Lula and Compliance approve every message.

    Evidence

    • Your websiteBlog in 2026: posts most months, the latest on August 17, 2026 ("Apple Pay and Google Pay are dominating the digital wallet payment space"); others on Lula SME funding in the Merchant Portal (May), Happy Pay BNPL (May), BNPL regulation (April) and WhatsApp payment requests for invoices (July).Source
    • Your websitePricing page: a Standard package ("No minimum processing amount") and an Enterprise package for merchants that "Must process R1.5 million+ per month", which adds a Client Success Manager, 24/7 priority support, "Monthly reporting & insights" and "Advanced fraud monitoring"; per-method rates are published on the page.Source
  • 16

    The Marketing Manager will lead large-scale out-of-home and digital campaigns and report cost per acquisition. Billboards and transit ads are hard to measure unless each one has its own path.

    Medium impactHigh effort First result in 1 quarter Marketing Manager

    First action

    Set up the landing page template.

    How to measure it

    Cost per sign-up from OOH

    Now
    –
    Target
    known per placement
    By
    next campaign

    Steps

    1. 1

      Template

      Fast landing page.

      Content Strategist 1 week

    2. 2

      Codes

      One per placement.

      Marketing Manager 1 day

    3. 3

      Baseline

      Branded search by city.

      Data team 1 week

    4. 4

      Run

      Campaign.

      Marketing Manager campaign

    5. 5

      Social

      Matching posts.

      Content Strategist campaign

    6. 6

      Report

      CPA by placement.

      Marketing Manager 2 weeks after

    First result
    1 quarter
    Cost
    Campaign budget
    Owner
    Marketing Manager

    Smallest test

    Add a QR code to the next placement.

    Why it works

    Give each placement a QR code or short URL to a dedicated landing page (for shoppers: download Ozow.ME or find stores; for merchants: sign up), and compare sign-ups and branded search by city in campaign weeks.

    It turns brand spend into numbers that can be compared with performance channels.

    Risks and how to handle them

    • Low scan rates

      Measure branded search lift too.

    Evidence

    • HiringMarketing Manager (Cape Town, posted September 23, 2026): owns "the content strategy end to end", is first contact for "the PR agency, performance agency production agency, and out-of-home", which "can also extend to merchants and partners, where you will be identifying co-marketing opportunities"; will "support the Commercial team in client pitch scenarios", "lead large-scale out-of-home and digital campaigns end to end", decide on events, and "report on performance monthly, including cost per acquisition and conversion quality".Source
    • Your websiteHomepage: "Ozow links businesses of all sizes in South Africa with 47 million bank account holders"; "+6 mil Registered Users", "1000s of Merchants", "150+ Ozow Employees"; the hero link "Download our E-commerce Report" goes to a post dated October 30, 2024; the testimonials are mostly shoppers, one of them about the "covid years"; a gated open banking white paper.Source
    • Google PageSpeedHomepage: mobile performance score 36/100 (desktop 81); in the mobile lab test the main content (the heading "Thousands of South Africa's businesses trust Ozow as a payment solution") appears after 15.3 s, with layout shift 0.18. Real visitors (Chrome UX Report, p75) fail Core Web Vitals: Largest Contentful Paint 3.9 s and Interaction to Next Paint 452 ms. The homepage has no social share image.Source

Big bets 3

Larger plays that can change the trajectory.

  • 17

    Ozow's homepage still links to its October 2024 e-commerce report, while Peach Payments promotes "The 2026 Online Retail Report". Ozow sees how millions of South Africans pay by bank, card and wallet; few companies can publish that view.

    High impactHigh effort First result in 3 quarters Head of Marketing

    First action

    Pick ten questions merchants ask most.

    How to measure it

    Downloads

    Now
    –
    Target
    5,000
    By
    1 year

    Steps

    1. 1

      Questions

      Ten merchant questions.

      Content Strategist 1 week

    2. 2

      Analyse

      Aggregated data.

      Data team 2 months

    3. 3

      Privacy and compliance

      POPIA and no merchant identifiable.

      Compliance 1 month

    4. 4

      Write

      Report and summary.

      Content Strategist 1 month

    5. 5

      Launch

      PR agency, webinar, social.

      Marketing Manager 1 month

    6. 6

      Sales use

      Sector findings in pitches.

      Commercial team ongoing

    First result
    3 quarters
    Cost
    Analyst time and PR
    Owner
    Head of Marketing

    Smallest test

    Publish one chart from the data this quarter.

    Why it works

    Publish a yearly report from aggregated, anonymised data: payment method mix by sector, mobile vs desktop, time of day, refunds and payouts trends. Launch with PR, a webinar and LinkedIn series, and gate the full version for merchants.

    Original data earns press and links and makes Ozow the reference for how South Africa pays.

    Risks and how to handle them

    • Data privacy

      Aggregate and suppress small groups.

    Evidence

    • Your websiteHomepage: "Ozow links businesses of all sizes in South Africa with 47 million bank account holders"; "+6 mil Registered Users", "1000s of Merchants", "150+ Ozow Employees"; the hero link "Download our E-commerce Report" goes to a post dated October 30, 2024; the testimonials are mostly shoppers, one of them about the "covid years"; a gated open banking white paper.Source
    • Competitor researchRivals' own homepages: Stitch, "One Platform for Online + In-Person Payments in South Africa", an enterprise-scale gateway; Peach Payments, "The Payment Orchestration Experts", with a banner "The 2026 Online Retail Report is here"; Payfast by Network, a "Secure Online Payment Gateway in South Africa"; Yoco, POS and payments for small businesses.Source
    • HiringContent Strategist (Cape Town, posted October 2, 2026): will "write high-quality content directly across long-form pieces, white papers, case studies, web copy, social", build "genuine product and industry authority into a brand", "own our social channels end to end", and "report on content and channel performance against campaign and funnel metrics" using "lead volume, conversion, transaction rates and revenue". Preferred: "Case study and thought leadership writing specifically".Source
    • HiringMarketing Manager (Cape Town, posted September 23, 2026): owns "the content strategy end to end", is first contact for "the PR agency, performance agency production agency, and out-of-home", which "can also extend to merchants and partners, where you will be identifying co-marketing opportunities"; will "support the Commercial team in client pitch scenarios", "lead large-scale out-of-home and digital campaigns end to end", decide on events, and "report on performance monthly, including cost per acquisition and conversion quality".Source
  • 18

    Ozow reports 6 million registered users and thousands of merchants. Giving users a way to find stores that accept their preferred bank option sends traffic to merchants, which is the value merchants pay for.

    High impactHigh effort First result in 3 quarters Product Marketing Manager

    First action

    Ask 50 merchants to opt in.

    How to measure it

    Referred visits

    Now
    –
    Target
    100,000 a quarter
    By
    1 year

    Steps

    1. 1

      Opt-in

      Merchant consent.

      Commercial team 1 month

    2. 2

      Design

      Directory and categories.

      Product Marketing Manager 1 month

    3. 3

      Build

      Site and app.

      Senior Software Engineer (AI-Enabled) 1 quarter

    4. 4

      Launch

      Social and email.

      Content Strategist 1 month

    5. 5

      Report

      Visits per merchant.

      Data team monthly

    6. 6

      Feature

      Seasonal campaigns.

      Marketing Manager quarterly

    First result
    3 quarters
    Cost
    Product time
    Owner
    Product Marketing Manager

    Smallest test

    Publish a static list of 50 merchants first.

    Why it works

    Build a searchable directory of opted-in merchants by category, in the Ozow.ME app and on the site, with seasonal features. Report referred visits to each merchant.

    A two-sided benefit strengthens merchant retention and gives sales a unique pitch.

    Risks and how to handle them

    • Copy makes payment or fee claims beyond published terms

      Route every page and asset through Compliance and quote only figures Ozow already publishes.

    Evidence

    • Your websiteHomepage: "Ozow links businesses of all sizes in South Africa with 47 million bank account holders"; "+6 mil Registered Users", "1000s of Merchants", "150+ Ozow Employees"; the hero link "Download our E-commerce Report" goes to a post dated October 30, 2024; the testimonials are mostly shoppers, one of them about the "covid years"; a gated open banking white paper.Source
    • Your websiteMerchants page: "Join our merchant family", "Trusted by thousands of businesses" with a logo wall and "ALL MAJOR BANKS"; benefits listed as "Instant transaction notifications", "Safe, convenient and automated payments from millions of bank account holders" and "Fewer abandoned carts, happier customers and overall increased sales".Source
    • HiringMarketing Manager (Cape Town, posted September 23, 2026): owns "the content strategy end to end", is first contact for "the PR agency, performance agency production agency, and out-of-home", which "can also extend to merchants and partners, where you will be identifying co-marketing opportunities"; will "support the Commercial team in client pitch scenarios", "lead large-scale out-of-home and digital campaigns end to end", decide on events, and "report on performance monthly, including cost per acquisition and conversion quality".Source
  • 19

    Ozow is hiring an Agentic AI Engineer to automate support and operations work, and an associate to troubleshoot SME integrations. Integration questions arrive at all hours and many repeat.

    High impactHigh effort First result in 3 quarters Agentic AI Engineer

    First action

    Collect the 50 most common integration tickets.

    How to measure it

    Self-resolved tickets

    Now
    –
    Target
    50%
    By
    3 quarters

    Steps

    1. 1

      Collect tickets

      Top 50.

      Junior Integration and Enablement Associate 2 weeks

    2. 2

      Build

      Assistant on docs.

      Agentic AI Engineer 1 quarter

    3. 3

      Safety review

      Regulated environment checks.

      Compliance 1 month

    4. 4

      Pilot

      SME merchants.

      Integration Project Manager 1 month

    5. 5

      Hand-off

      To the team with context.

      Agentic AI Engineer 1 month

    6. 6

      Measure

      Resolution and activation time.

      Integration Project Manager monthly

    First result
    3 quarters
    Cost
    Engineering time
    Owner
    Agentic AI Engineer

    Smallest test

    Answer the top ten questions with a docs search first.

    Why it works

    Build an assistant on hub.ozow.com trained on the integration guides and known issues: it answers setup questions, checks a merchant's configuration with permission, and hands complex cases to the team with context.

    Faster integration means faster first transactions, and the team focuses on hard cases.

    Risks and how to handle them

    • Wrong answers

      Restrict to documented answers and escalate the rest.

    Evidence

    • HiringFraud Manager (posted September 7, 2026): will "partner with merchants' fraud and risk teams to exchange typology intelligence" and reduce losses "while protecting approval rates". An Agentic AI Engineer (posted October 6, 2026) will build "AI agents that automate real work across Ozow, from operations and support to fraud, risk and engineering workflows" in "a regulated payments environment".Source
    • HiringJunior Integration and Enablement Associate (posted October 17, 2026): owns "end-to-end integrations for Ozow's SME merchant base", monitors "the leakage and misconfiguration report", and keeps "integration documentation, checklists, and playbooks for SME merchants up to date"; familiarity with "WooCommerce, Shopify or Magento" is an advantage.Source
    • Your websiteSitemap (230 URLs, October 22, 2026): 159 blog posts, 15 product pages, 15 integration guides (BigCommerce, Shopify, WooCommerce, Xero, WHMCS, OpenCart and others; the Magento guide's URL is spelt "/integrations/magneto"), 5 white papers, expression-of-interest pages for crypto, BNPL, an Ozow card and digital wallets, and a /money-20-20 event page.Source

Wildcards 2

Unexpected experiments, each with a cheap way to test it.

  • 20

    The Content Strategist role values technical writing, and Ozow keeps adding payment methods (wallets, BNPL, PayShap Request). Developers integrating payments want to know what changed and when.

    Medium impactLow effort First result in 1 month Content Strategist

    First action

    List this year's releases.

    How to measure it

    Changelog subscribers

    Now
    –
    Target
    1,000
    By
    2 quarters

    Steps

    1. 1

      Collect releases

      From engineering.

      Content Strategist 1 week

    2. 2

      Format

      Changelog page.

      Content Strategist 1 week

    3. 3

      Publish

      Monthly.

      Content Strategist monthly

    4. 4

      Email

      Technical contacts.

      Marketing Manager monthly

    5. 5

      Link

      From guides.

      Junior Integration and Enablement Associate 1 day

    6. 6

      Measure

      Opens and clicks.

      Marketing Manager monthly

    First result
    1 month
    Cost
    Staff time
    Owner
    Content Strategist

    Smallest test

    Publish the 2026 changes so far.

    Why it works

    Publish a monthly changelog on hub.ozow.com and a short email to technical contacts: new methods, API changes, plugin updates.

    A visible pace of improvement reassures technical buyers and keeps integrations current.

    Risks and how to handle them

    • Sparse months

      Combine into quarterly if needed.

    Evidence

    • HiringContent Strategist (Cape Town, posted October 2, 2026): will "write high-quality content directly across long-form pieces, white papers, case studies, web copy, social", build "genuine product and industry authority into a brand", "own our social channels end to end", and "report on content and channel performance against campaign and funnel metrics" using "lead volume, conversion, transaction rates and revenue". Preferred: "Case study and thought leadership writing specifically".Source
    • Your websiteBlog in 2026: posts most months, the latest on August 17, 2026 ("Apple Pay and Google Pay are dominating the digital wallet payment space"); others on Lula SME funding in the Merchant Portal (May), Happy Pay BNPL (May), BNPL regulation (April) and WhatsApp payment requests for invoices (July).Source
    • Your websiteSitemap (230 URLs, October 22, 2026): 159 blog posts, 15 product pages, 15 integration guides (BigCommerce, Shopify, WooCommerce, Xero, WHMCS, OpenCart and others; the Magento guide's URL is spelt "/integrations/magneto"), 5 white papers, expression-of-interest pages for crypto, BNPL, an Ozow card and digital wallets, and a /money-20-20 event page.Source
  • 21

    Ozow offers PayShap Request and writes about payment requests, but many small business owners have not used PayShap. A short, practical series answers what it is, what customers see and how to start.

    Medium impactLow effort First result in 1 quarter Content Strategist

    First action

    Write the first post.

    How to measure it

    Merchants activating PayShap Request

    Now
    –
    Target
    +25%
    By
    2 quarters

    Steps

    1. 1

      Plan

      Five topics.

      Content Strategist 2 days

    2. 2

      Write

      Posts.

      Content Strategist 2 weeks

    3. 3

      Video

      Short versions.

      Design studio 2 weeks

    4. 4

      Compliance

      Review.

      Compliance 1 week

    5. 5

      Share

      Social and email.

      Content Strategist weekly

    6. 6

      Measure

      Activations.

      Data team monthly

    First result
    1 quarter
    Cost
    Staff time
    Owner
    Content Strategist

    Smallest test

    Publish the first post this month.

    Why it works

    Publish five short posts and videos (what it is, how customers pay, how to send a request, reconciliation, common questions), and share them through social and merchant emails.

    Explaining a new national rail in plain terms positions Ozow as the guide, not just a provider.

    Risks and how to handle them

    • Copy makes payment or fee claims beyond published terms

      Route every page and asset through Compliance and quote only figures Ozow already publishes.

    Evidence

    • Your websiteCapitec Pay page: "Access to +19 million Capitec users"; for merchants "guaranteed settlements, daily aggregation, and automated reconciliation" with "no additional development required". The nav also lists Nedbank Direct EFT, Absa Pay, FNB/RMB Payment Request, PayShap Request, card, Apple Pay and Google Pay.Source
    • Your websiteBlog in 2026: posts most months, the latest on August 17, 2026 ("Apple Pay and Google Pay are dominating the digital wallet payment space"); others on Lula SME funding in the Merchant Portal (May), Happy Pay BNPL (May), BNPL regulation (April) and WhatsApp payment requests for invoices (July).Source
    • HiringContent Strategist (Cape Town, posted October 2, 2026): will "write high-quality content directly across long-form pieces, white papers, case studies, web copy, social", build "genuine product and industry authority into a brand", "own our social channels end to end", and "report on content and channel performance against campaign and funnel metrics" using "lead volume, conversion, transaction rates and revenue". Preferred: "Case study and thought leadership writing specifically".Source

03

How Programmable can help

Where an idea in this playbook is something Programmable builds or runs, it's listed here with what we'd do. Everything else is yours to run.

ProgrammableDigital

Show it, don't just describe it

These ideas need something to show: a demo, a video, an animation, graphics or a deck. Digital turns screenshots or the site into all of them, in the company's own brand.

Make a demo (opens programmable.digital in a new tab)
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See every playbook and website review

Independent research. Programmable wrote this playbook from public sources, as they stood on October 23, 2026, and cites them throughout. Ozow did not commission, review or endorse it, and Programmable is not affiliated with Ozow. Company and product names are trademarks of their owners, used only to identify them. The ideas are suggestions and opinion, not professional, legal or financial advice, and not statements about how Ozow runs its business.

Something wrong, or do you represent Ozow? Email [email protected] and we will correct it or take it down.

30/60/90 roadmap

What to focus on in each month, and the ideas that carry it.

  1. Days 1 to 306 ideas

    Named merchant stories, homepage speed, social links and share image, one fact sheet, plugin guide fixes and source tracking.

  2. Days 31 to 6012 ideas

    Co-marketing kit, merchant rescue, industry and enterprise pages, white paper series, invoicing campaign, fraud note, bank videos, Lula funding and measurable out-of-home; the changelog and PayShap series.

  3. Days 61 to 903 ideas

    Commit to the big bets: the annual checkout report, a merchant directory and an integration assistant.

The research behind the plan

3 research areas, each summarised in a few lines. Open any of them for the full detail.

Customers

What customers say

Customers value paying without a card. The most cited problem: card-only checkouts.

  • Fast, easy checkout
  • Abandoned carts
  • In their words: “pay by bank”

Market

Competitive landscape

4 competitors compared: Stitch, Peach Payments, Payfast by Network and Yoco.

  • Gap to exploit: Named merchant proof for pay by bank
  • Stitch: Enterprise focus may leave SMEs to others
  • Peach Payments: Card-led positioning

Hiring signals

Ozow is rebuilding its marketing engine around depth and measurement: a Content Strategist to write case studies, white papers and technical content and own social (ideas 1, 3, 11, 14, 20, 21), and a Marketing Manager…

  • Content Strategist: Case studies, white papers, social. Ideas 1, 3, 11.
  • Marketing Manager: Co-marketing, out-of-home, CPA reporting. Ideas 4, 6, 7, 16.
  • Junior Integration and Enablement Associate: SME integrations and misconfiguration report. Ideas 5, 8.

From the team that wrote this playbook

All products
  • ProgrammableAgencyWorking AI systems in days, not quarters (opens programmable.agency in a new tab)
  • ProgrammableInfoAn agent that finds, researches and asks first (opens programmable.info in a new tab)
  • ProgrammableDigitalScreenshots in, an animated product demo out (opens programmable.digital in a new tab)
  • ProgrammableWatchKnow the day a supplier falls out of compliance (opens programmable.watch in a new tab)
  • ProgrammableTalkGet registrants for your events, and know who’s coming (opens programmable.talk in a new tab)
  • ProgrammablePageText what you need, your customer gets a page that works (opens programmable.page in a new tab)
  • ProgrammableCommunityForums with labelled AI members, never empty (opens programmable.community in a new tab)
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