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merchantadvocate.com website review

Visit site (opens in a new tab)Reviewed 18 October 202636 issues · 86 checks

This review found 36 issues worth fixing on merchantadvocate.com, 14 of them high impact, across 86 checks. The most urgent: render-blocking requests. Your full playbook turns these into prioritised fixes alongside reviews, competitors and channels.

  1. Homepage
  2. Phone render
  3. Links and pages
  4. Google PageSpeed

Google PageSpeed Insights (opens in a new tab), mobile

Real-visitor load time (LCP)75th percentile, phones
2.6 s2.0 sMay 2Oct 102.3 s
Show as table
DateReal-visitor load time (LCP)
May 2, 20262.5 s
May 23, 20262.2 s
May 30, 20262.2 s
Jun 13, 20262.4 s
Jun 20, 20262.3 s
Jun 27, 20262.2 s
Jul 4, 20262.1 s
Jul 11, 20262.1 s
Jul 18, 20262.1 s
Jul 25, 20262.3 s
Aug 1, 20262.4 s
Aug 29, 20262.6 s
Sep 5, 20262.5 s
Sep 12, 20262.5 s
Sep 19, 20262.4 s
Sep 26, 20262.3 s
Oct 3, 20262.3 s
Oct 10, 20262.3 s

Chrome UX Report (opens in a new tab): real Chrome visitors over rolling 28-day periods.

One score from every part of this review. How it works

Full-page screenshot of merchantadvocate.com (desktop) rendered by Google PageSpeed Insights

How it loaded on a phone

  1. merchantadvocate.com at 0.4 s0.4 s
  2. merchantadvocate.com at 0.9 s0.9 s
  3. merchantadvocate.com at 1.3 s1.3 s
  4. merchantadvocate.com at 1.7 s1.7 s
  5. merchantadvocate.com at 2.1 s2.1 s
  6. merchantadvocate.com at 2.6 s2.6 s
  7. merchantadvocate.com at 3.0 s3.0 s
  8. merchantadvocate.com at 3.4 s3.4 s

Speed

12 to fix35
  • Render-blocking requests

    2.9 s

    17 files block the first paint until they finish downloading. Deferring or inlining them could save about 2.9 s.

  • Improve image delivery

    1.6 s · 378 KiB

    6 images could be 378 KiB smaller with modern formats (WebP or AVIF) and sizes that fit a phone screen. Google estimates it would make the page about 1.6 s faster on a phone.

  • YouTube adds 1.1 s

    1.1 s

    YouTube costs a phone 1.1 s of main-thread work and 2.9 MB of downloads while your page loads. That alone is enough to make taps feel slow. Loading it after the page is usable, or only on the pages that need it, takes that off the critical path.

  • Mobile performance score: 35

    35/100

    Your mobile performance score is 35 (desktop: 66). Under 50 is Google's “poor” band: many phone visitors leave before the page is usable.

  • Main-thread work: 4.9 s

    A phone's processor spends 4.9 s on main-thread work while loading, 2.7 s of it running JavaScript. Above 2 s, taps and scrolls feel sluggish.

  • Reduce unused JavaScript

    900 ms · 2.5 MB

    About 2.5 MB of JavaScript is downloaded but never used on this page. Google estimates it would make the page about 900 ms faster on a phone.

  • 8 third-party services on the page

    8 third-party services load with your homepage (YouTube, Google CDN and Google Tag Manager and others), adding 4.8 MB and 2.1 s of main-thread time.

  • Use efficient cache lifetimes

    450 ms · 291 KiB

    21 files are served with short cache lifetimes, so returning visitors download them again (291 KiB).

  • Google CDN adds 399 ms

    399 ms

    Google CDN costs a phone 399 ms of main-thread work and 733 KiB of downloads while your page loads. Loading it after the page is usable, or only on the pages that need it, takes that off the critical path.

  • Reduce unused CSS

    300 ms · 139 KiB

    About 139 KiB of CSS is downloaded but never applied on this page. Google estimates it would make the page about 300 ms faster on a phone.

  • Google Tag Manager adds 321 ms

    321 ms

    Google Tag Manager costs a phone 321 ms of main-thread work and 372 KiB of downloads while your page loads. Loading it after the page is usable, or only on the pages that need it, takes that off the critical path.

  • Vimeo adds 36 ms

    36 ms

    Vimeo costs a phone 36 ms of main-thread work and 540 KiB of downloads while your page loads. Loading it after the page is usable, or only on the pages that need it, takes that off the critical path.

  • 20 long tasks on the main thread

    20 long tasks block the main thread while loading, the longest for 220 ms. During a long task the page ignores taps.

  • Minify JavaScript

    150 ms · 35 KiB

    35 KiB could be saved by minifying JavaScript.

  • Minify CSS

    150 ms · 5 KiB

    5 KiB could be saved by minifying CSS.

  • Font display

    100 ms

    Web fonts hide text while they load. Setting font-display: swap shows text immediately (about 100 ms).

  • Legacy JavaScript

    36 KiB

    Polyfills for old browsers add 36 KiB JavaScript that modern phones do not need.

  • Phones get a much slower page than desktops

    Desktop scores 66 but mobile only 35. A gap that wide usually means heavy scripts and images that hit phones hardest.

  • Chained critical requests

    Critical files load one after another instead of in parallel (3 chains). Preconnecting to key origins and preloading the hero image shortens the chain.

1 checks passed
  • Server response: 6 ms

    6 ms

    Your server sent the HTML in 6 ms, well inside Google's 600 ms guideline.

Core Web Vitals

6 to fix40
  • Time to Interactive: 38.2 s

    38.2 s

    The page becomes fully interactive after 38.2 s. Good is under 3.8 s.

  • Largest Contentful Paint: 8.0 s

    8.0 s

    Your largest element takes 8.0 s to render on a phone. Google's threshold for “good” is 2.5 s. The largest element is the image “Custom Thumbnail”.

  • Speed Index: 10.3 s

    10.3 s

    Visually, the page fills in at 10.3 s (Speed Index). Good is under 3.4 s.

  • Total Blocking Time: 1.3 s

    1.3 s

    Scripts block taps and scrolling for 1.3 s in total while the page loads. Good is under 200 ms.

  • First Contentful Paint: 3.8 s

    3.8 s

    The first text or image appears after 3.8 s on a phone. Good is under 1.8 s.

  • 10 images without width and height

    10 images have no width and height attributes, so the layout jumps as each one loads.

  • Largest content (LCP) held steady for real visitors

    0%

    Over the last 25 four-week periods to 2026-10-10, real Chrome visitors' largest content (lcp) went from 2.5 s to 2.3 s at the 75th percentile (Chrome UX Report (opens in a new tab) history).

  • Not enough real-visitor data yet

    Chrome's UX Report (opens in a new tab) has too little real-visitor traffic for this site, so the figures here are lab measurements from Google's test phone on a throttled 4G connection.

1 checks passed
  • Cumulative Layout Shift: 0.017

    0.017

    The layout barely moves while loading (CLS 0.017, good is under 0.1).

Images and page weight

3 to fix50
  • Page weight: 6.6 MB in 166 requests

    6.6 MB

    Your homepage downloads 6.6 MB in 166 requests on a phone: scripts 4.7 MB (56), images 754 KiB (29) and other files 392 KiB (48). Under 2 MB keeps phones on slow connections fast.

  • 4 images in older formats

    4 images (556 KiB) are JPEG, PNG or GIF. The same pictures as WebP or AVIF are usually much smaller at the same quality, and every current browser shows them.

  • 2 images far larger than shown

    219 KiB

    2 images are downloaded at several times the size a phone draws them, for example Screenshot-2024-06-27-084904.png at 1,568 px wide, shown at 360 px. Resized copies would save about 219 KiB.

  • 2 images below the first screen load straight away

    2 images further down the page (46 KiB) download before anyone scrolls to them. Adding loading="lazy" lets the first screen load first.

  • About 1.9 g of CO₂ per visit

    1.88 g

    By the Sustainable Web Design model, a visit to your homepage emits about 1.88 g of CO₂e: 225.2 kg a year at 10,000 visits a month. It scales with page weight, so every byte cut lowers it.

Accessibility

5 to fix80
  • 1 button without a name

    1 button has no accessible name, so screen readers announce just “button”.

  • 1 image without alt text

    1 image has no alt text, which hurts accessibility and image search.

  • 12 text elements with low contrast

    12 text elements don't have enough contrast against the background to read easily, especially outdoors on a phone.

  • 5 links without text

    5 visible links have no text or label, so screen readers cannot say where they go.

  • 1 form field without a label

    1 form field has no label, so screen readers announce an empty box and autofill guesses.

  • No main landmark

    The page has no <main> landmark, so screen-reader users cannot jump straight to the content.

SEO

1 to fixGoogle 9290
  • No H1 headline

    There is no <h1>, so neither visitors nor Google get a clear main headline.

  • 19 internal links, 14 external

    The homepage links to 19 pages on merchantadvocate.com and 14 external pages.

7 checks passed
  • Meta description: 131 characters

    Your meta description is 131 characters: “Helping merchants reduce credit card processing fees from the unregulated credit card industry without having to switch…”.

  • Title: 49 characters

    Your title is a healthy 49 characters: “Merchant Advocate | Exposing Hidden Merchant Fees”.

  • Canonical URL set

    The canonical URL is https://merchantadvocate.com/.

  • Structured data in place

    Structured data found: BreadcrumbList, Organization, WebPage and WebSite.

  • Open Graph tags complete

    Open Graph tags are complete, so shared links show a title, description and image.

  • robots.txt in place

    robots.txt is in place and points crawlers to your sitemap.

  • XML sitemap found

    Your XML sitemap is reachable at https://merchantadvocate.com/sitemap_index.xml.

AI search readiness

100
  • No llms.txt

    There is no https://merchantadvocate.com/llms.txt, a short Markdown guide to your key pages for AI tools (llmstxt.org). It is optional and few AI tools read it yet, so treat it as a cheap extra.

3 checks passed
  • AI answer engines may read the site

    Your robots.txt lets the crawlers behind ChatGPT search, Claude and Perplexity read the site and cite it in answers.

  • Organization data: 4 of 6 facts

    Your Organization JSON-LD gives name, url, logo and sameAs (social profiles); description and contact details would complete it.

  • Text is in the HTML

    Your server sends the page's text in the HTML (239 words), so crawlers that don't run JavaScript still read it.

Other pages

2 to fix90
  • 6 pages without a meta description

    https://merchantadvocate.com/in-the-news/americans-relying-less-on-cash-more-on-credit-cards-may-pay-more-fees-heres-why, https://merchantadvocate.com/in-the-news/5-ways-merchants-are-fighting-card-swipe-fees-at-the-point-of-sale, https://merchantadvocate.com/in-the-news/credit-card-expert-reveals-the-truth-behind-controversial-visa-mastercard-fee-hikes, https://merchantadvocate.com/in-the-news/processing-fees-not-interchange-are-the-cost-merchants-should-combat-some-say, https://merchantadvocate.com/privacy-policy and https://merchantadvocate.com/terms-of-use have no meta description, so Google writes the search snippet from whatever text it finds.

  • 1 page without an H1

    https://merchantadvocate.com/news-and-insights has no <h1> headline, so visitors and search engines get no clear main topic.

  • 2 pages with very little text

    https://merchantadvocate.com/in-the-news/credit-card-expert-reveals-the-truth-behind-controversial-visa-mastercard-fee-hikes and https://merchantadvocate.com/in-the-news/processing-fees-not-interchange-are-the-cost-merchants-should-combat-some-say have under 150 words in the HTML. Thin pages rarely rank; if the text loads with JavaScript, crawlers that don't run it see even less.

  • 1 page slow to respond

    https://merchantadvocate.com/terms-of-use took over 3 s to send its HTML from our server.

  • 13 internal pages checked

    We fetched 13 pages linked from your homepage and read each the way a search engine does.

5 checks passed
  • Linked pages load

    9 pages of 13 loaded without an error (the rest turned automated requests away).

  • Canonical URLs point to themselves

    No page we checked hands its ranking to a different URL.

  • Titles are unique

    Every page we checked has its own title.

  • No linked page is hidden from search

    None of the pages we checked carries a noindex tag.

  • Every page has a title

    All 9 pages that loaded have a <title>.

Best practices

4 to fixGoogle 5086
  • 7 third-party cookies

    7 third-party cookies are set on load; browsers are restricting these, so whatever relies on them breaks.

  • Deprecated browser APIs

    The page uses 1 deprecated browser API that will stop working in future browsers (“Unload event listeners are deprecated and will be removed.”).

  • 1 JavaScript error while loading

    1 error was logged to the browser console while the page loaded, for example “jQuery(...).live is not a function”.

  • 1 distorted image

    1 image is displayed at the wrong aspect ratio, so it looks stretched or squashed.

  • Browser-reported issues

    Chrome logged issues while loading the page (“Cookie”).

2 checks passed
  • Tap targets are thumb-sized

    13 of 13 tappable elements near the top are at least 24 px.

  • Mobile viewport set

    The page declares a mobile viewport.

Content and conversion

3 to fix81
  • Local business without LocalBusiness data

    Your homepage shows a street address but no LocalBusiness JSON-LD, so Google and AI assistants have to guess your address, hours and phone from the page text.

  • Thin social proof

    Social proof on the homepage: 1 trust badge. Pairing it with named testimonials or customer logos makes it far more convincing.

  • Only about 198 words

    The homepage has only about 198 words of visible text; thin pages give Google and first-time buyers little to go on.

  • No opening hours

    The homepage shows no opening hours. If customers visit or call, show when.

  • No form on the homepage

    There is no form on the homepage, so every lead has to click through to another page first.

  • No map or directions link

    There is no link to Google or Apple Maps. A directions link is one tap for a phone visitor.

  • No risk reducer

    No guarantee or risk reducer (money-back, free trial, no credit card) is mentioned, which is often what tips a hesitant visitor.

5 checks passed
  • Clear next step on the first screen

    On a phone, the first screen shows a clear next step: “START SAVING NOW”.

  • 5 calls to action

    The homepage has 5 calls to action, for example “Contact Us”, “Get a Free Analysis” and “START SAVING NOW”.

  • Analytics in place

    Analytics detected: Google Tag Manager and HubSpot.

  • Direct contact links

    Visitors can reach you directly: 1 phone link and 1 email link.

  • Phone number on the homepage

    Your phone number is on the homepage as a tap-to-call link.

Privacy and tracking

  • 6 trackers load before any consent

    6

    Before a visitor clicks anything, the page loads Google Ads, Google Analytics, Google Tag Manager, HubSpot and LinkedIn Insight and 1 more (measured from a US location before any click). A consent tool (HubSpot cookie banner) is installed; check it blocks these until visitors agree where the law requires it.

  • 12 cookies set on arrival

    12

    Opening the homepage sets 12 cookies, 3 of them by other companies (measured from a US location before any click).

  • 39 other companies contacted

    Loading the homepage contacts 39 hosts run by other companies (fonts, scripts, analytics, ads), each of which sees the visitor's IP address.

1 checks passed
  • Consent tool: HubSpot cookie banner

    A consent management tool (HubSpot cookie banner) loads with the page.

Security, domain, email and software versions

The security, domain and email checks, software and plugin versions, and any app with a known security problem are visible only to people at merchantadvocate.com, because details like these could help someone attack a site. Every review keeps them private, whatever they found.

Upkeep, stack and company

Stack

CMS
WordPress
Framework
jQuery
Analytics
Google Tag Manager

Upkeep, stack, hiring and company data from programmable.info

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