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moniepoint.com website review

Visit site (opens in a new tab)Reviewed 31 October 202646 issues · 72 checks

This review found 46 issues worth fixing on moniepoint.com, 12 of them high impact, across 72 checks. The most urgent: homepage answers HTTP 403. Your full playbook turns these into prioritised fixes alongside reviews, competitors and channels.

Read the full growth playbook for Moniepoint

  1. Homepage
  2. Phone render
  3. Links and pages
  4. Google PageSpeed

Google PageSpeed Insights (opens in a new tab), mobile

Site score

67D

Not ranked: the homepage didn't load normally in this review.

Real-visitor load time (LCP)75th percentile, phones
5.0 s3.8 sMay 9Oct 244.9 s
Show as table
DateReal-visitor load time (LCP)
May 9, 20264.0 s
May 16, 20264.0 s
May 23, 20264.0 s
May 30, 20264.0 s
Jun 6, 20264.3 s
Jun 13, 20264.3 s
Jun 20, 20264.3 s
Jun 27, 20264.4 s
Jul 4, 20264.3 s
Jul 11, 20264.3 s
Jul 18, 20264.4 s
Jul 25, 20264.3 s
Aug 1, 20264.4 s
Aug 8, 20264.4 s
Aug 15, 20264.4 s
Aug 22, 20264.5 s
Aug 29, 20264.4 s
Sep 5, 20264.4 s
Sep 12, 20264.3 s
Sep 19, 20264.3 s
Sep 26, 20264.4 s
Oct 3, 20264.5 s
Oct 10, 20264.7 s
Oct 17, 20264.8 s
Oct 24, 20264.9 s
Real-visitor tap response (INP)75th percentile, phones
730 ms574 msMay 9Oct 24712 ms
Show as table
DateReal-visitor tap response (INP)
May 9, 2026597 ms
May 16, 2026597 ms
May 23, 2026592 ms
May 30, 2026594 ms
Jun 6, 2026628 ms
Jun 13, 2026635 ms
Jun 20, 2026640 ms
Jun 27, 2026635 ms
Jul 4, 2026624 ms
Jul 11, 2026624 ms
Jul 18, 2026620 ms
Jul 25, 2026619 ms
Aug 1, 2026621 ms
Aug 8, 2026616 ms
Aug 15, 2026624 ms
Aug 22, 2026630 ms
Aug 29, 2026644 ms
Sep 5, 2026655 ms
Sep 12, 2026653 ms
Sep 19, 2026652 ms
Sep 26, 2026653 ms
Oct 3, 2026661 ms
Oct 10, 2026675 ms
Oct 17, 2026696 ms
Oct 24, 2026712 ms

Chrome UX Report (opens in a new tab): real Chrome visitors over rolling 28-day periods.

One score from every part of this review. How it works

Full-page screenshot of moniepoint.com (phone) rendered by Google PageSpeed Insights

How it loaded on a phone

  1. moniepoint.com at 0.4 s0.4 s
  2. moniepoint.com at 0.8 s0.8 s
  3. moniepoint.com at 1.1 s1.1 s
  4. moniepoint.com at 1.5 s1.5 s
  5. moniepoint.com at 1.9 s1.9 s
  6. moniepoint.com at 2.3 s2.3 s
  7. moniepoint.com at 2.6 s2.6 s
  8. moniepoint.com at 3.0 s3.0 s

Speed

9 to fix74
  • 8 third-party services on the page

    8 third-party services load with your homepage (Google Tag Manager, Facebook and singular.net and others), adding 804 KiB and 979 ms of main-thread time.

  • Mobile performance score: 74

    74/100

    Your mobile performance score is 74. Pages that score under 90 lose visitors before the first paint.

  • Google Tag Manager adds 584 ms

    584 ms

    Google Tag Manager costs a phone 584 ms of main-thread work and 384 KiB of downloads while your page loads. Loading it after the page is usable, or only on the pages that need it, takes that off the critical path.

  • Reduce unused JavaScript

    150 ms · 383 KiB

    About 383 KiB of JavaScript is downloaded but never used on this page. Google estimates it would make the page about 150 ms faster on a phone.

  • Use efficient cache lifetimes

    438 KiB

    17 files are served with short cache lifetimes, so returning visitors download them again (438 KiB).

  • Facebook adds 300 ms

    300 ms

    Facebook costs a phone 300 ms of main-thread work and 295 KiB of downloads while your page loads. Loading it after the page is usable, or only on the pages that need it, takes that off the critical path.

  • Improve image delivery

    324 KiB

    9 images could be 324 KiB smaller with modern formats (WebP or AVIF) and sizes that fit a phone screen.

  • 10 long tasks on the main thread

    10 long tasks block the main thread while loading, the longest for 274 ms. During a long task the page ignores taps.

  • Main-thread work: 2.4 s

    A phone's processor spends 2.4 s on main-thread work while loading, 1.4 s of it running JavaScript. Above 2 s, taps and scrolls feel sluggish.

  • Render-blocking requests

    150 ms

    1 file blocks the first paint until they finish downloading. Deferring or inlining it could save about 150 ms.

  • Legacy JavaScript

    68 KiB

    Polyfills for old browsers add 68 KiB JavaScript that modern phones do not need.

  • Chained critical requests

    Critical files load one after another instead of in parallel (3 chains). Preconnecting to key origins and preloading the hero image shortens the chain.

  • Forced reflow

    Scripts make the browser recalculate the layout repeatedly while the page loads, which wastes processor time on phones.

1 checks passed
  • Server response: 45 ms

    45 ms

    Your server sent the HTML in 45 ms, well inside Google's 600 ms guideline.

Core Web Vitals

11 to fix33
  • Fails Core Web Vitals for real visitors

    Real Chrome users on phones do not pass Google's Core Web Vitals on this page (28-day field data from the Chrome UX Report (opens in a new tab)). Google uses this in ranking.

  • Time to Interactive: 10.7 s

    10.7 s

    The page becomes fully interactive after 10.7 s. Good is under 3.8 s.

  • Speed Index: 7.1 s

    7.1 s

    Visually, the page fills in at 7.1 s (Speed Index). Good is under 3.4 s.

  • Total Blocking Time: 643 ms

    643 ms

    Scripts block taps and scrolling for 643 ms in total while the page loads. Good is under 200 ms.

  • Real-user INP: 356 ms

    356 ms

    Real visitors wait 356 ms for the page to respond to a tap (75th percentile). Good is under 200 ms.

  • Real-user CLS: 0.23

    0.23

    For real visitors the layout shifts by 0.23 (75th percentile). Good is under 0.1.

  • Largest content (LCP) got 23% slower for real visitors

    +23%

    Over the last 25 four-week periods to 2026-10-24, real Chrome visitors' largest content (lcp) went from 4.0 s to 4.9 s at the 75th percentile (Chrome UX Report (opens in a new tab) history).

  • Real-user FCP: 2.4 s

    2.4 s

    Real visitors see the first content after 2.4 s (75th percentile). Good is under 1.8 s.

  • Real-user TTFB: 1.2 s

    1.2 s

    Real visitors wait 1.2 s for your server to start answering (75th percentile). Good is under 800 ms.

  • 27 images without width and height

    27 images have no width and height attributes, so the layout jumps as each one loads.

  • First Contentful Paint: 2.1 s

    2.1 s

    The first text or image appears after 2.1 s on a phone. Good is under 1.8 s.

  • Tap response (INP) got 18% slower for real visitors

    +18%

    Over the last 25 four-week periods to 2026-10-24, real Chrome visitors' tap response (inp) went from 597 ms to 712 ms at the 75th percentile (Chrome UX Report (opens in a new tab) history).

3 checks passed
  • Real-user LCP: 2.5 s

    2.5 s

    Real visitors wait 2.5 s for the largest content to appear (75th percentile). Good is under 2.5 s.

  • Largest Contentful Paint: 2.1 s

    2.1 s

    Your largest element renders in 2.1 s on a phone, inside Google's 2.5 s “good” threshold. The largest element is the text “Financial happiness for every African, everywhere”.

  • Cumulative Layout Shift: 0

    0

    The layout barely moves while loading (CLS 0, good is under 0.1).

Images and page weight

1 to fix85
  • Page weight: 2.0 MB in 124 requests

    2.0 MB

    Your homepage downloads 2.0 MB in 124 requests on a phone: scripts 1.1 MB (41), images 521 KiB (28) and other files 178 KiB (42). Under 2 MB keeps phones on slow connections fast.

  • 3 images in older formats

    3 images (239 KiB) are JPEG, PNG or GIF. The same pictures as WebP or AVIF are usually much smaller at the same quality, and every current browser shows them.

  • 3 images below the first screen load straight away

    3 images further down the page (188 KiB) download before anyone scrolls to them. Adding loading="lazy" lets the first screen load first.

  • About 0.6 g of CO₂ per visit

    0.57 g

    By the Sustainable Web Design model, a visit to your homepage emits about 0.57 g of CO₂e: 68.5 kg a year at 10,000 visits a month. It scales with page weight, so every byte cut lowers it.

1 checks passed
  • Images are sized for phones

    No image is downloaded at more than three times the size it is drawn on a phone.

Accessibility

7 to fixGoogle 8390
  • 2 buttons without a name

    2 buttons have no accessible name, so screen readers announce just “button”.

  • ARIA commands must have an accessible name (9 elements)

    ARIA commands must have an accessible name: 9 elements on the page fail this check, rated serious by axe-core.

  • 9 text elements with low contrast

    9 text elements don't have enough contrast against the background to read easily, especially outdoors on a phone.

  • All page content should be contained by landmarks (2 elements)

    All page content should be contained by landmarks: 2 elements on the page fail this check, rated moderate by axe-core.

  • Heading levels should only increase by one (1 element)

    Heading levels should only increase by one: 1 element on the page fails this check, rated moderate by axe-core.

  • 4 links without text

    4 visible links have no text or label, so screen readers cannot say where they go.

  • Alternative text of images should not be repeated as text (1 element)

    Alternative text of images should not be repeated as text: 1 element on the page fails this check, rated minor by axe-core.

1 checks passed
  • 41 automated accessibility rules passed

    axe-core 4.13.0, the open-source engine behind most accessibility testing tools, ran 48 WCAG 2.2 A/AA and best-practice rules on the phone render: 41 passed and 7 failed. 2 mores need a person to judge. Automated rules catch about a third of accessibility problems; the rest need manual testing.

SEO

10 to fixGoogle 9248
  • Page is set to noindex

    The robots meta tag says “noindex, nofollow”: Google is told not to list this page at all.

  • No meta description

    No meta description, so Google writes its own snippet from whatever text it finds.

  • No structured data

    No structured data (JSON-LD), so Google can't show rich results such as your logo, ratings or FAQs.

  • No canonical URL

    No canonical URL, so duplicate versions of the homepage (with or without www, with tracking parameters) can split ranking signals.

  • No social preview image

    No Open Graph image (also missing: og:title, og:description), so links shared on LinkedIn, Slack or Facebook show no preview picture.

  • No XML sitemap

    No XML sitemap at https://moniepoint.com/sitemap.xml, so Google discovers your pages only by following links.

  • No robots.txt

    There is no robots.txt at moniepoint.com/robots.txt, the first file search crawlers ask for.

  • Only 0 internal links

    The homepage links to only 0 pages on your own site, so visitors and crawlers find few routes into the rest of it.

  • No favicon declared

    No favicon is declared in the HTML, so browser tabs and Google's mobile results may show a generic icon.

  • 4 links with vague text

    4 links use generic text like “click here” or “learn more”, which tells Google nothing about the page behind them.

  • No X (Twitter) card tag

    No twitter:card tag. X falls back to Open Graph, which is incomplete here.

2 checks passed
  • One H1 headline

    Your main headline reads: “Sorry, you have been blocked”.

  • Title: 32 characters

    Your title is a healthy 32 characters: “Attention Required! | Cloudflare”.

Best practices

3 to fixGoogle 7785
  • 6 small tap targets

    6 of 10 tappable elements near the top of the page are smaller than 24 px, hard to hit with a thumb.

  • Deprecated browser APIs

    The page uses 1 deprecated browser API that will stop working in future browsers (“Attribution Reporting is deprecated and will be removed. See https://goo.gle/ps-status for details.”).

  • 1 JavaScript error while loading

    1 error was logged to the browser console while the page loaded, for example “Failed to load resource: the server responded with a status of 401 ()”.

1 checks passed
  • Mobile viewport set

    The page declares a mobile viewport.

Content and conversion

4 to fix42
  • Homepage answers HTTP 403

    Your homepage answered with HTTP 403, so visitors and search engines may see an error page.

  • No calls to action

    We found no call-to-action buttons or links (such as “Book a demo” or “Get a quote”) anywhere on the homepage.

  • No social proof

    No testimonials, customer logos, ratings or customer counts on the homepage: nothing tells a new visitor that others already trust you.

  • No direct contact details

    No phone number or email link on the homepage, so ready-to-buy visitors have one fewer way to reach you.

  • No form on the homepage

    There is no form on the homepage, so every lead has to click through to another page first.

  • No risk reducer

    No guarantee or risk reducer (money-back, free trial, no credit card) is mentioned, which is often what tips a hesitant visitor.

  • About 756 words of copy

    The homepage carries about 756 words of visible text.

2 checks passed
  • Clear next step on the first screen

    On a phone, the first screen shows a clear next step: “Join Us”.

  • Analytics in place

    Analytics detected: Cloudflare Web Analytics.

Privacy and tracking

1 to fix
  • 4 trackers load before any consent

    4

    Before a visitor clicks anything, the page loads Google Ads, Google Analytics, Google Tag Manager and Meta Pixel (measured from a US location before any click). No consent tool was detected. Visitors from the EU, UK and several US states must be asked first.

  • 7 cookies set on arrival

    7

    Opening the homepage sets 7 cookies (measured from a US location before any click).

  • No consent tool detected

    No known cookie consent tool loads with the page. Some sites build their own banner, and some only show one to visitors from the EU.

  • 17 other companies contacted

    Loading the homepage contacts 17 hosts run by other companies (fonts, scripts, analytics, ads), each of which sees the visitor's IP address.

Security, domain, email and software versions

The security, domain and email checks, software and plugin versions, and any app with a known security problem are visible only to people at moniepoint.com, because details like these could help someone attack a site. Every review keeps them private, whatever they found.

Upkeep, stack and company

Stack

Framework
Next.js
Analytics
Google Tag Manager
Hosting
Cloudflare

Hiring

Hiring
154 open roles
Teams
Pool: Engineering (34), Moniepoint MFB (14), No Department (11), Field Credit and Verification (10)
Job board
greenhouse

Company

Founded
2015
Headquarters
Lagos

Upkeep, stack, hiring and company data from programmable.info

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This review found 46 issues on moniepoint.com, including 20 speed issues, 10 SEO issues and 4 conversion gaps. That is the website alone. The full Growth Playbook pairs these findings with what your customers say in public reviews and communities and what your closest competitors do better, then turns everything into at least 20 prioritised ideas, each with the evidence behind it, a step-by-step playbook, a metric and an owner.

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