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  • The brief
  • Start here
  • Idea portfolio
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  • This week · 6
  • This quarter · 10
  • Big bets · 3
  • Wildcards · 2
  • How we can help
Generated Oct 22, 2026
  1. Programmable
  2. Playbooks
  3. Raisin
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growth playbook · Oct 22, 2026

raisin.com (opens in a new tab)

Raisin growth playbook

Diagnosis

Raisin is the largest savings marketplace in Europe (over 80 billion euros from more than a million savers) and is hiring for affiliate growth, performance marketing with AI, US conversion design, investment cross-sell, UK partnerships, motion and PR.

The fastest wins are on its own pages: channel and test copies of US bank pages are indexed alongside the originals, product pages have no structured rates, the US homepage is heavy for first-time visitors, and there are no US comparison pages.

Next come cross-sell at maturity, a live rate feed for affiliates, an AI agent for rate ads, the Cash ISA launch and the Morgan Stanley story, then embedded savings for UK wealth managers and after-tax comparisons.

Growth Score

7/10

Biggest Opportunity

Raisin's live rates across hundreds of banks are its best asset; putting them cleanly into search, ads, partner sites and CRM at the right moment grows every channel at once.

Biggest Risk

Rate-led acquisition is copied by Flagstone, Hargreaves Lansdown, Wealthfront and Trade Republic, and bonus-led growth can attract savers who leave when the bonus is paid.

01

Start here

The three moves to make first. Each one is written up in full below.

  1. 1

    Take the NerdWallet and A/B copies of your bank pages out of Google, so organic and affiliate traffic stop getting mixed up

    Export the URLs ending in -nerdwallet or -a with their Search Console clicks for the last 90 days.

    High impact First result in 1 month
  2. 2

    Lighten the US homepage for visitors arriving from ads: 4.5 MB and a 24-second phone test

    Run PageSpeed on the five landing pages with the most paid traffic.

    High impact First result in 1 month
  3. 3

    Add structured data with the rate to every partner-bank product page

    Add the markup to the Merrick Bank and Western Alliance pages and validate them.

    Medium impact First result in 6 weeks

02

Your idea portfolio

21 ideas, grouped by when to run them. Open any idea for how to run it: the steps, who to approach, copy you can use, and how to measure it.

  • 8 ideas are marked Unexpected: plays you are unlikely to have tried.

Every idea placed by the effort it takes against the impact it could have. Quick wins sit top left; select a number to open that idea. The filters below narrow the list by status, timing, category and what Programmable can build.

Effort vs impactEach number is an idea. Select one to open it.
Impact →
Quick wins · 2Big bets · 10Fill-ins · 7Reconsider · 2
Effort →

Showing 21 of 21 ideas

This week 6

Quick wins with a clear first action.

  • 01

    Raisin's US sitemap lists copies of partner-bank product pages made for one channel or one test: high-yield savings pages for Centier Bank, NexBank and Merrick Bank that end in "-nerdwallet", and a Western Alliance Bank page that ends in "-a". The Merrick copy has the same title and the same 4.11% APY as the main page, a canonical pointing to itself and "index, follow", so Google is invited to rank two Raisin pages for one product. Eighteen more URLs, mostly bank pages, are listed twice. The new affiliate lead is asked for "precise campaign attribution" and the new US designer for A/B tests; both depend on each visitor landing on the page meant for their channel.

    High impactLow effort First result in 1 month Senior Affiliates Manager

    First action

    Export the URLs ending in -nerdwallet or -a with their Search Console clicks for the last 90 days.

    How to measure it

    Indexed channel or test copies of product pages

    Now
    –
    Target
    0
    By
    30 days

    Steps

    1. 1

      List the copies

      Every product page URL with a channel or test suffix, plus the duplicate sitemap entries.

      SEO Manager 1 day

    2. 2

      Check the traffic

      Search Console clicks and affiliate-network registrations landing on each copy.

      Marketing analytics lead 2 days

    3. 3

      Fix the tags

      Canonical to the main page and noindex on every copy; keep them reachable for partner links.

      Web engineering lead 2 days

    4. 4

      Clean the sitemap

      Remove the copies and the 18 repeated entries; add a check that blocks repeats on publish.

      Web engineering lead 1 day

    5. 5

      Move tests to one URL

      Run page variants through the site's testing tool instead of new addresses.

      Digital Designer (US) 1 week

    6. 6

      Tell partners

      Confirm tracking still works on the partner links that use the copies.

      Senior Affiliates Manager 2 days

    7. 7

      Watch rankings

      Main pages take over the queries the copies held.

      SEO Manager weekly for 6 weeks

    First result
    1 month
    Cost
    Staff time only
    Owner
    Senior Affiliates Manager

    Smallest test

    Fix the tags on the three -nerdwallet pages and compare their clicks after 30 days.

    Why it works

    Point the canonical of every channel or test copy at the main product page and mark the copies "noindex", drop them and the duplicate entries from the sitemap, and keep the copies live for the partner links that use them. Run future page tests on one URL with the testing tool already on the site instead of publishing a new address. Then check Search Console for searches where a copy was ranking and confirm the main pages take over.

    One indexable page per product concentrates ranking on the page Raisin controls, stops organic visitors from arriving on a partner-labelled page (where they may be counted, or paid for, as affiliate traffic), and gives the affiliate and performance teams clean numbers to set cost-per-registration targets against.

    Ready to use

    ChecklistChannel-copy cleanup list

    [ ] List product URLs ending in -nerdwallet, -a or other channel or test suffixes
    [ ] Canonical on each copy points to the main product page
    [ ] robots "noindex" on each copy
    [ ] Copies removed from /en-us/sitemap.xml
    [ ] 18 repeated sitemap entries removed
    [ ] Publish check that blocks duplicate sitemap entries
    [ ] Affiliate links to the copies still track
    [ ] Future tests run on one URL

    Risks and how to handle them

    • A partner relies on the copy ranking

      Keep the copy live for its links; only search engines are told to skip it.

    • Short dip while Google re-indexes

      Change the highest-traffic product first and watch for two weeks.

    Evidence

    • Your websiteUS sitemap (662 URLs, read October 21, 2026): partner-bank product pages include three copies whose addresses end in "-nerdwallet" (Centier Bank, NexBank and Merrick Bank high-yield savings) and one ending in "-a" (Western Alliance Bank high-yield savings); 18 URLs, mostly bank pages such as Grand Bank, Medallion Bank and Prism Bank, are listed twice.Source
    • Your websiteMerrick Bank high-yield savings at /high-yield-savings-account/ and at /high-yield-savings-account-nerdwallet/: the same title ("High-Yield Savings Account from Merrick Bank | Raisin"), the same 4.11% APY, each with a canonical pointing to itself and robots "index, follow". The Western Alliance "-a" copy is "index, nofollow" and canonical to itself. None of the bank product pages checked carries schema.org structured data.Source
    • HiringSenior Affiliates Manager (B2C DACH, posted August 30, 2026): scale affiliate programs "within defined CPR (Cost per Registration) and CAC (Customer Acquisition Cost) targets", acquire "financial comparison engines, specialised publishers, content creators, and influencers", "Conduct regular site audits to ensure integrations, interest rates, landing pages, and promotional assets remain accurate", and own "seamless tracking setup, precise campaign attribution" across networks such as Impact and financeAds. A Senior Partnership Manager post (October 15) carries the same brief.Source
    • HiringDigital Designer (New York, posted October 20, 2026), in the Brand & Acquisition team "integrated with the US Marketing team": "Your main focus is conversion: designing and testing the landing pages, web journeys, and creative that turn interest into sign-ups"; partner with Marketing on "A/B and multivariate tests"; "governing overall website design standards"; design email templates with the CRM team.Source
    • PageSpeed testGoogle PageSpeed for www.raisin.com/en-us/ on a phone (October 21, 2026): performance 32/100, largest content (the hero image of a phone with the Raisin dashboard) at 23.9 s in the lab test, 4.5 MB downloaded, 4.2 MB of it JavaScript, about 1.4 MB unused JavaScript (about 5.8 s), two redirects from raisin.com before the page (about 0.8 s), 15 third-party services, including the Optimizely testing tool. Real Chrome visitors pass Core Web Vitals (largest content at 1.6 s). Accessibility 92: buttons without accessible names and low-contrast text.Source
  • 02

    Real Chrome visitors to the US homepage pass Core Web Vitals, but the lab test of a first visit on a phone took 23.9 seconds to show the hero image and downloaded 4.5 MB, 4.2 MB of it JavaScript, with about 1.4 MB unused. First-time visitors from paid search and social look more like the lab than like returning customers, and the new US designer is hired to make landing pages "that turn interest into sign-ups".

    High impactMedium effort First result in 1 month Digital Designer

    First action

    Run PageSpeed on the five landing pages with the most paid traffic.

    How to measure it

    Sign-up rate on paid landing pages

    Now
    –
    Target
    +10%
    By
    60 days

    Steps

    1. 1

      Find the heavy scripts

      Which of the 4.2 MB of JavaScript the landing page needs.

      Web engineering lead 3 days

    2. 2

      Lean template

      Server-rendered rates, light hero, deferred scripts.

      Digital Designer (US) 1 week

    3. 3

      One redirect

      raisin.com straight to the right country page.

      Web engineering lead 1 day

    4. 4

      Test on paid traffic

      Split ad traffic between old and new.

      Senior Performance Marketing Manager 3 weeks

    5. 5

      Measure

      Sign-ups and cost per registration by variant.

      Marketing analytics lead weekly

    6. 6

      Roll out

      Winning template to all paid pages.

      Digital Designer (US) 2 weeks

    First result
    1 month
    Cost
    Engineering time
    Owner
    Digital Designer (US)

    Smallest test

    Build one lean paid landing page and send 20% of one campaign to it.

    Why it works

    Build the paid landing pages and the homepage hero on a lean template: a compressed hero image served first, the rate table rendered on the server, and scripts not needed above the fold loaded after the first view. Cut the redirect chain from raisin.com to /en-us/ to one hop. Test the lean page against the current one on paid traffic.

    Paid clicks are bought one at a time; every visitor lost to a blank screen is money spent for nothing, and faster landing pages usually lift ad quality scores as well as sign-ups.

    Risks and how to handle them

    • Tracking scripts dropped by accident

      List every tag the ad platforms need before deferring scripts.

    Evidence

    • PageSpeed testGoogle PageSpeed for www.raisin.com/en-us/ on a phone (October 21, 2026): performance 32/100, largest content (the hero image of a phone with the Raisin dashboard) at 23.9 s in the lab test, 4.5 MB downloaded, 4.2 MB of it JavaScript, about 1.4 MB unused JavaScript (about 5.8 s), two redirects from raisin.com before the page (about 0.8 s), 15 third-party services, including the Optimizely testing tool. Real Chrome visitors pass Core Web Vitals (largest content at 1.6 s). Accessibility 92: buttons without accessible names and low-contrast text.Source
    • HiringDigital Designer (New York, posted October 20, 2026), in the Brand & Acquisition team "integrated with the US Marketing team": "Your main focus is conversion: designing and testing the landing pages, web journeys, and creative that turn interest into sign-ups"; partner with Marketing on "A/B and multivariate tests"; "governing overall website design standards"; design email templates with the CRM team.Source
    • HiringSenior Performance Marketing Manager (posted August 25, 2026): drives acquisition across "SEA, Display, App campaigns, and Native Ads" in "all our international markets, covering various languages and products"; "An absolute must is the practical use of AI, specifically building gems or AI agents"; platforms include Google (Search, Display, App, Performance Max), Microsoft Advertising, Apple Search Ads, Meta, LinkedIn, Reddit and Outbrain.Source
  • 03

    Raisin has more than 150 US bank and credit union pages, each with a current APY, but none of the product pages checked carries schema.org markup. Search engines and AI assistants that answer "best 12-month CD rate" read structured rates more reliably than text.

    Medium impactLow effort First result in 6 weeks SEO Manager

    First action

    Add the markup to the Merrick Bank and Western Alliance pages and validate them.

    How to measure it

    Product-page organic clicks

    Now
    –
    Target
    +15%
    By
    90 days

    Steps

    1. 1

      Pick the fields

      Provider, product, APY, term, minimum, date.

      SEO Manager 1 day

    2. 2

      Generate from the feed

      Markup filled from live rates.

      Web engineering lead 3 days

    3. 3

      Validate

      Rich results test on ten pages.

      SEO Manager 1 day

    4. 4

      Roll out

      All US bank and credit union pages.

      Web engineering lead 2 days

    5. 5

      Extend

      UK and German bank pages.

      Web engineering lead 1 week

    6. 6

      Monitor

      Clicks and AI citations monthly.

      SEO Manager monthly

    First result
    6 weeks
    Cost
    Engineering time
    Owner
    SEO Manager

    Smallest test

    Mark up five pages and watch their clicks for a month.

    Why it works

    Add FinancialProduct markup (provider, product type, APY, term, minimum deposit, date checked) and BreadcrumbList to every bank and product page, generated from the same rate feed that fills the page, and the same for UK and German bank pages.

    Clear, current rate data is what comparison searches and AI answers need, and Raisin has more of it than most single banks.

    Risks and how to handle them

    • Stale rates in markup

      Generate markup from the same feed as the page.

    Evidence

    • Your websiteMerrick Bank high-yield savings at /high-yield-savings-account/ and at /high-yield-savings-account-nerdwallet/: the same title ("High-Yield Savings Account from Merrick Bank | Raisin"), the same 4.11% APY, each with a canonical pointing to itself and robots "index, follow". The Western Alliance "-a" copy is "index, nofollow" and canonical to itself. None of the bank product pages checked carries schema.org structured data.Source
    • Your websiteUS sitemap (662 URLs, read October 21, 2026): partner-bank product pages include three copies whose addresses end in "-nerdwallet" (Centier Bank, NexBank and Merrick Bank high-yield savings) and one ending in "-a" (Western Alliance Bank high-yield savings); 18 URLs, mostly bank pages such as Grand Bank, Medallion Bank and Prism Bank, are listed twice.Source
    • Your websiteContent scale: 3,183 sitemap URLs across markets, with Dutch rate news (/nieuws, 418 pages, including dated posts on Raisin rate changes), Spanish news (376), German bank pages (301) and investment guides (189); the US site has 80+ guides each for savings, investing, retirement and banking, 36 tax guides and 16 news posts, but no page comparing Raisin with another savings provider. The German site sells Tages- and Festgeld, ETF portfolios, an Altersvorsorgedepot and a Kinderdepot.Source
  • 04

    Raisin's US site has hundreds of guides, including "vs" topics such as APY vs interest rate and annuity vs CD, but no page comparing Raisin with another savings provider. US savers compare cash options such as Wealthfront Cash (instant withdrawals) and Max before they move money.

    High impactLow effort First result in 6 weeks Digital Designer

    First action

    Pick the three providers US savers mention most in support chats.

    How to measure it

    Comparison-page sign-ups

    Now
    –
    Target
    300 a month
    By
    90 days

    Steps

    1. 1

      Pick rivals

      Three most compared.

      Senior Performance Marketing Manager 1 day

    2. 2

      Check facts

      Current rates, coverage, fees.

      SEO Manager 2 days

    3. 3

      Write and design

      Fair tables and a clear call to action.

      Digital Designer (US) 1 week

    4. 4

      Compliance review

      Claims and disclosures.

      Compliance 3 days

    5. 5

      Publish

      With dates.

      Web engineering lead 1 day

    6. 6

      Refresh

      Monthly rates check.

      SEO Manager monthly

    First result
    6 weeks
    Cost
    Staff time only
    Owner
    Digital Designer (US)

    Smallest test

    Publish one comparison page.

    Why it works

    Publish fair comparison pages: rates across banks versus one bank, insurance coverage (Raisin's $10M+ across partners versus one charter), minimum deposit, withdrawals and fees, with dates and sources. Use them as landing pages for comparison searches.

    Comparison searches are late-stage, and Raisin's multi-bank coverage is a clear, checkable difference.

    Risks and how to handle them

    • Rates change quickly

      Show the date checked and refresh monthly.

    Evidence

    • Your websiteContent scale: 3,183 sitemap URLs across markets, with Dutch rate news (/nieuws, 418 pages, including dated posts on Raisin rate changes), Spanish news (376), German bank pages (301) and investment guides (189); the US site has 80+ guides each for savings, investing, retirement and banking, 36 tax guides and 16 news posts, but no page comparing Raisin with another savings provider. The German site sells Tages- and Festgeld, ETF portfolios, an Altersvorsorgedepot and a Kinderdepot.Source
    • Competitor researchRivals' own homepages: Flagstone, "Access hundreds of savings accounts from 65+ banks" (UK); Hargreaves Lansdown, "Great savings rates, multiple banks, one login" (UK); Wealthfront Cash, "Free 24/7 Instant Withdrawals" with an introductory APY for new clients (US); Max, "Innovative Cash Management Solutions" (US); Trade Republic, interest on cash plus investing from 1 euro (Germany).Source
    • Your websiteUS homepage: title "High-Yield Savings, CDs & Up to $1,000 Bonus"; H1 "The easiest way to grow your cash savings"; "100+ trusted banks and credit unions"; "$10M+ in FDIC or NCUA insurance through our partner network, subject to certain conditions"; "$1 minimum deposit"; a promo code for the welcome bonus printed on the page with a deadline of October 31, 2026; "Join the 1M+ others already earning more". The refer-a-friend page offers "$100 per referral, up to $1,000" as a "Limited-time doubled referral bonus".Source
  • 05

    Raisin runs three English sites, but the homepages carry no hreflang tags and the US hreflang sitemap pairs only 80 of the 662 US pages. Where guides overlap, a US saver can be shown a UK page with pounds and ISA rules, or the other way round.

    Medium impactLow effort First result in 2 months SEO Manager

    First action

    Export pages from Search Console that get impressions in the wrong country.

    How to measure it

    Impressions on the wrong country page

    Now
    –
    Target
    -50%
    By
    90 days

    Steps

    1. 1

      Find overlaps

      Matching guides by topic.

      SEO Manager 3 days

    2. 2

      Map pairs

      US, UK, IE.

      SEO Manager 2 days

    3. 3

      Update sitemaps

      All pairs.

      Web engineering lead 1 day

    4. 4

      Check

      Search Console by country.

      SEO Manager 2 weeks

    5. 5

      Extend

      German pages for Austria.

      SEO Manager 1 month

    6. 6

      Automate

      New guides get pairs on publish.

      Web engineering lead 1 month

    First result
    2 months
    Cost
    $0
    Owner
    SEO Manager

    Smallest test

    Pair the 20 guides with the most impressions.

    Why it works

    Map every equivalent guide across en-us, en-gb and en-ie, add the pairs to the hreflang sitemaps (or the page head), and check Search Console international targeting for pages shown in the wrong country.

    The right country version ranks in each market instead of the three competing, and visitors see their own currency and rules.

    Risks and how to handle them

    • Wrong pairs

      Pair only pages on the same topic.

    Evidence

    • Your websitehreflang: none of the US, UK or German homepages carries hreflang tags in the page; a separate US hreflang sitemap pairs only 80 of the 662 US URLs with their UK and Irish versions. The site runs 11 locales (de-at, de-de, en-gb, en-ie, en-us, es-es, fi-fi, fr-fr, it-it, nl-nl, pl-pl).Source
    • Your websiteContent scale: 3,183 sitemap URLs across markets, with Dutch rate news (/nieuws, 418 pages, including dated posts on Raisin rate changes), Spanish news (376), German bank pages (301) and investment guides (189); the US site has 80+ guides each for savings, investing, retirement and banking, 36 tax guides and 16 news posts, but no page comparing Raisin with another savings provider. The German site sells Tages- and Festgeld, ETF portfolios, an Altersvorsorgedepot and a Kinderdepot.Source
  • 06

    Raisin US writes for retirees (posts on Social Security cost-of-living changes and retiree yield strategies), and PageSpeed flags buttons without accessible names and low-contrast text on the homepage. Older savers, often with larger balances, are the visitors most affected.

    Medium impactLow effort First result in 1 month Accessibility lead

    First action

    Run the accessibility check on the homepage and the sign-up page.

    How to measure it

    Sign-up completion, 55+

    Now
    –
    Target
    +5%
    By
    90 days

    Steps

    1. 1

      Audit

      Homepage and sign-up.

      Accessibility lead 1 day

    2. 2

      Fix buttons

      Accessible names.

      Web engineering lead 1 day

    3. 3

      Fix contrast

      Rate tables and disclaimers.

      Digital Designer (US) 2 days

    4. 4

      Test

      Screen reader and zoom.

      Accessibility lead 1 day

    5. 5

      Add to standards

      Design system rules.

      Digital Designer (US) 1 week

    6. 6

      Measure

      Completion by age band.

      Marketing analytics lead monthly

    First result
    1 month
    Cost
    Staff time only
    Owner
    Accessibility lead

    Smallest test

    Fix the three issues PageSpeed lists.

    Why it works

    Name every button, raise contrast on rate tables and disclaimers, check heading order, and test the sign-up flow with a screen reader and at 200% zoom.

    Older savers bring larger deposits; a sign-up they can read easily is worth more per visitor.

    Risks and how to handle them

    • Design changes

      Keep the brand palette, adjust shades.

    Evidence

    • PageSpeed testGoogle PageSpeed for www.raisin.com/en-us/ on a phone (October 21, 2026): performance 32/100, largest content (the hero image of a phone with the Raisin dashboard) at 23.9 s in the lab test, 4.5 MB downloaded, 4.2 MB of it JavaScript, about 1.4 MB unused JavaScript (about 5.8 s), two redirects from raisin.com before the page (about 0.8 s), 15 third-party services, including the Optimizely testing tool. Real Chrome visitors pass Core Web Vitals (largest content at 1.6 s). Accessibility 92: buttons without accessible names and low-contrast text.Source
    • Your websiteUS homepage: title "High-Yield Savings, CDs & Up to $1,000 Bonus"; H1 "The easiest way to grow your cash savings"; "100+ trusted banks and credit unions"; "$10M+ in FDIC or NCUA insurance through our partner network, subject to certain conditions"; "$1 minimum deposit"; a promo code for the welcome bonus printed on the page with a deadline of October 31, 2026; "Join the 1M+ others already earning more". The refer-a-friend page offers "$100 per referral, up to $1,000" as a "Limited-time doubled referral bonus".Source

This quarter 10

The core plays for the next three months.

  • 07

    The CRM manager owns the savings-to-investment cross-sell ratio and is taking investment products to the Netherlands, Ireland and Spain. The best moment is when a Festgeld or CD matures: the saver has to decide what to do with the money anyway.

    High impactMedium effort First result in 1 quarter CRM Manager Investment & Pens…

    First action

    Count deposits maturing in the next 90 days by market.

    How to measure it

    Maturing savers who invest

    Now
    –
    Target
    +3 points
    By
    2 quarters

    Steps

    1. 1

      Size it

      Maturities by month and market.

      Marketing analytics lead 1 week

    2. 2

      Write the journey

      Three emails and an app message.

      CRM Manager - Investment & Pension Products 2 weeks

    3. 3

      Compliance review

      Investment risk wording.

      Compliance 2 weeks

    4. 4

      Add the split option

      Save part, invest part.

      Product manager, investments 1 month

    5. 5

      Test in Germany

      Against renewal-only messages.

      CRM Manager - Investment & Pension Products 1 quarter

    6. 6

      Copy to new markets

      NL, IE, ES.

      CRM Manager - Investment & Pension Products 1 quarter

    First result
    1 quarter
    Cost
    Staff time only
    Owner
    CRM Manager Investment & Pension Products

    Smallest test

    Send the maturity message to one month of German maturities.

    Why it works

    Build a maturity journey starting 30 days before the end of a term: renewal options, a short explainer on the ETF portfolio or pension product, and a split option (part saved, part invested). Test it in Germany, then copy it to new investment markets.

    A decision that has to be made anyway is the easiest moment to offer an alternative.

    Risks and how to handle them

    • Savers dislike investment pushes

      Keep renewal the first option and the tone factual.

    Evidence

    • HiringCRM Manager - Investment & Pension Products (Germany and Manchester, posted August 14, 2026): "Take full ownership of the savings-to-investment cross-sell ratio"; "Spearhead CRM efforts as we scale investment products beyond Germany into the Netherlands, Ireland, and Spain"; turn "complex financial topics (pensions, tax) into consumer-friendly marketing" across email, mobile, web and direct mail.Source
    • Your websiteContent scale: 3,183 sitemap URLs across markets, with Dutch rate news (/nieuws, 418 pages, including dated posts on Raisin rate changes), Spanish news (376), German bank pages (301) and investment guides (189); the US site has 80+ guides each for savings, investing, retirement and banking, 36 tax guides and 16 news posts, but no page comparing Raisin with another savings provider. The German site sells Tages- and Festgeld, ETF portfolios, an Altersvorsorgedepot and a Kinderdepot.Source
    • HiringCompany description in every post: "the world's leading platform for savings and investment products", connecting consumers with banks in the EU, the UK and the US; "more than 800 people"; "over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns". The board lists 41 open roles, including a Working Student for the Dutch market ("optimise our sales funnels", "Help maintain and improve the website").Source
  • 08

    The affiliate role includes "regular site audits" to keep partners' interest rates and landing pages accurate. Rates change often across dozens of banks, so audits are always behind.

    High impactMedium effort First result in 1 quarter Senior Affiliates Manager

    First action

    List the top 20 partners and how they get rates today.

    How to measure it

    Affiliate registrations

    Now
    –
    Target
    +20%
    By
    2 quarters

    Steps

    1. 1

      Map partners

      How each shows rates.

      Senior Affiliates Manager 1 week

    2. 2

      Build the feed

      Rates and tracked links.

      Web engineering lead 1 month

    3. 3

      Widget

      Embeddable rate table.

      Digital Designer (US) 1 month

    4. 4

      Alerts

      Rate changes to partners.

      Web engineering lead 2 weeks

    5. 5

      Roll out

      Top 20 partners.

      Senior Affiliates Manager 1 quarter

    6. 6

      Measure

      Registrations and accuracy.

      Marketing analytics lead monthly

    First result
    1 quarter
    Cost
    Engineering time
    Owner
    Senior Affiliates Manager

    Smallest test

    Give one comparison partner the feed.

    Why it works

    Give comparison sites and publishers a live rate feed (or embeddable widget) with tracked links per product, updated when rates change, and alert partners automatically when a featured rate moves.

    Accurate rates convert better and keep compliance risk low, and the feed frees the affiliate team to sign partners instead of checking them.

    Risks and how to handle them

    • Partners prefer their own design

      Offer both feed and widget.

    Evidence

    • HiringSenior Affiliates Manager (B2C DACH, posted August 30, 2026): scale affiliate programs "within defined CPR (Cost per Registration) and CAC (Customer Acquisition Cost) targets", acquire "financial comparison engines, specialised publishers, content creators, and influencers", "Conduct regular site audits to ensure integrations, interest rates, landing pages, and promotional assets remain accurate", and own "seamless tracking setup, precise campaign attribution" across networks such as Impact and financeAds. A Senior Partnership Manager post (October 15) carries the same brief.Source
    • Your websiteMerrick Bank high-yield savings at /high-yield-savings-account/ and at /high-yield-savings-account-nerdwallet/: the same title ("High-Yield Savings Account from Merrick Bank | Raisin"), the same 4.11% APY, each with a canonical pointing to itself and robots "index, follow". The Western Alliance "-a" copy is "index, nofollow" and canonical to itself. None of the bank product pages checked carries schema.org structured data.Source
    • Your websiteContent scale: 3,183 sitemap URLs across markets, with Dutch rate news (/nieuws, 418 pages, including dated posts on Raisin rate changes), Spanish news (376), German bank pages (301) and investment guides (189); the US site has 80+ guides each for savings, investing, retirement and banking, 36 tax guides and 16 news posts, but no page comparing Raisin with another savings provider. The German site sells Tages- and Festgeld, ETF portfolios, an Altersvorsorgedepot and a Kinderdepot.Source
  • 09

    The performance marketing post requires "building gems or AI agents". Raisin's ads compete on rates, which change across 100+ US partners and 40+ UK banks; ad copy that shows yesterday's best rate loses clicks.

    High impactMedium effort First result in 1 quarter Senior Performance Marketing…

    First action

    List ads whose rate text changed in the last month and how long the update took.

    How to measure it

    Rate-ad click-through

    Now
    –
    Target
    +15%
    By
    2 quarters

    Steps

    1. 1

      Connect the feed

      Rates to ad customizers.

      Senior Performance Marketing Manager 2 weeks

    2. 2

      Build the agent

      Daily updates and checks.

      Senior Performance Marketing Manager 1 month

    3. 3

      Review rules

      Compliance-approved claims.

      Compliance 2 weeks

    4. 4

      Pilot

      US search campaigns.

      Senior Performance Marketing Manager 1 month

    5. 5

      Extend

      UK, DE and other languages.

      Senior Performance Marketing Manager 1 quarter

    6. 6

      Measure

      Click-through and cost per registration.

      Marketing analytics lead monthly

    First result
    1 quarter
    Cost
    Staff time only
    Owner
    Senior Performance Marketing Manager

    Smallest test

    Automate one campaign's rate headlines.

    Why it works

    Build an agent that reads the rate feed each morning, updates ad customizers and headlines for the top products per market and language, flags any claim for review, and pauses ads for products that are no longer available.

    Fresh, specific rates in ads raise click-through and stop spend on withdrawn offers.

    Risks and how to handle them

    • Wrong rate shown

      Human approval for any new claim; automatic only for number updates.

    Evidence

    • HiringSenior Performance Marketing Manager (posted August 25, 2026): drives acquisition across "SEA, Display, App campaigns, and Native Ads" in "all our international markets, covering various languages and products"; "An absolute must is the practical use of AI, specifically building gems or AI agents"; platforms include Google (Search, Display, App, Performance Max), Microsoft Advertising, Apple Search Ads, Meta, LinkedIn, Reddit and Outbrain.Source
    • Your websiteUS homepage: title "High-Yield Savings, CDs & Up to $1,000 Bonus"; H1 "The easiest way to grow your cash savings"; "100+ trusted banks and credit unions"; "$10M+ in FDIC or NCUA insurance through our partner network, subject to certain conditions"; "$1 minimum deposit"; a promo code for the welcome bonus printed on the page with a deadline of October 31, 2026; "Join the 1M+ others already earning more". The refer-a-friend page offers "$100 per referral, up to $1,000" as a "Limited-time doubled referral bonus".Source
    • Your websiteUK: homepage H1 "Your award-winning savings platform", Moneyfactscompare.co.uk "Savings Platform of the Year" 2026, "over 40 banks and building societies"; Morgan Stanley fixed rate bonds at 5.00% (2 years) and 5.10% (5 years) shown first; a "Coming soon: The Raisin Cash ISA" page (updated October 12, 2026), "powered by ClearBank", "a fully-digital, multi-bank Cash ISA" with a waiting list; "Based on 4,035 reviews".Source
  • 10

    Raisin UK has a "coming soon" multi-bank Cash ISA page with a waiting list, and the new tax product manager names the Cash ISA as a growing part of the offer. Waiting lists cool quickly after launch.

    High impactMedium effort First result in 1 quarter CRM Manager Investment & Pens…

    First action

    Count the waiting list by existing vs new customers.

    How to measure it

    Waiting list funded in 30 days

    Now
    –
    Target
    30%
    By
    launch + 30 days

    Steps

    1. 1

      Segment the list

      Existing vs new.

      CRM Manager - Investment & Pension Products 1 week

    2. 2

      One-step open

      For existing customers.

      Product manager, UK 1 month

    3. 3

      Launch emails

      Three-message sequence.

      CRM Manager - Investment & Pension Products 2 weeks

    4. 4

      Transfer guide

      Moving an ISA to Raisin.

      CRM Manager - Investment & Pension Products 2 weeks

    5. 5

      Launch

      On go-live.

      Chief of Staff, Strategic Growth & Partnerships (UK) 1 day

    6. 6

      Measure

      Funded accounts.

      Marketing analytics lead weekly

    First result
    1 quarter
    Cost
    Staff time only
    Owner
    CRM Manager Investment & Pension Products

    Smallest test

    Survey 500 waiting-list members on how much they plan to move.

    Why it works

    Segment the waiting list (existing Raisin customers vs new), pre-verify existing customers so they can open in one step, send a launch sequence with the ISA allowance left this tax year, and offer an ISA transfer guide for savers with ISAs elsewhere.

    A ready list plus a one-step open turns interest into deposits in the first week.

    Risks and how to handle them

    • Launch delays

      Keep the list warm with a monthly update.

    Evidence

    • Your websiteUK: homepage H1 "Your award-winning savings platform", Moneyfactscompare.co.uk "Savings Platform of the Year" 2026, "over 40 banks and building societies"; Morgan Stanley fixed rate bonds at 5.00% (2 years) and 5.10% (5 years) shown first; a "Coming soon: The Raisin Cash ISA" page (updated October 12, 2026), "powered by ClearBank", "a fully-digital, multi-bank Cash ISA" with a waiting list; "Based on 4,035 reviews".Source
    • Hiring(Senior) Product Manager - Customer Taxation (posted October 20, 2026): "even the best products ... lose their value if customers pay more tax than they need to"; tax-advantaged products are "a growing part of our offer", for example "the new Raisin Cash ISA in the UK and the Raisin Kinderdepot"; the goal is that customers "use the tax allowances they are entitled to".Source
    • HiringChief of Staff, Strategic Growth & Partnerships (UK, posted October 7, 2026): "a high-leverage commercial and sales-focused" role beside the UK CEO, to "identify and execute commercial partnerships with banks, asset managers, wealth managers and myriad financial institutions across the UK". A Senior Partnerships Manager (UK, October 2) advises partner banks' "Treasury Heads, Chief Financial Officers" on "liquidity, capital, and deposit-funding challenges" and launches new deposit product lines.Source
  • 11

    Morgan Stanley entered the UK savings market through Raisin, and Raisin's own release cites Bank of England data that new fixed-rate deposits pay more than twice the average easy access account. That is a story for national and consumer media.

    High impactMedium effort First result in 1 quarter International PR Manager

    First action

    Pitch the rate-gap story to three personal finance editors.

    How to measure it

    UK registrations

    Now
    –
    Target
    +15%
    By
    90 days

    Steps

    1. 1

      Story

      Rate gap plus Morgan Stanley.

      International PR Manager 1 week

    2. 2

      Explainer

      15-second motion asset.

      Senior Motion Designer 2 weeks

    3. 3

      Landing page

      Easy access vs fixed.

      Digital Designer (US) 2 weeks

    4. 4

      Media

      National and consumer finance.

      International PR Manager 1 month

    5. 5

      Paid support

      Social and search.

      Senior Performance Marketing Manager 1 month

    6. 6

      Measure

      Registrations and deposits.

      Marketing analytics lead weekly

    First result
    1 quarter
    Cost
    PR and media budget
    Owner
    International PR Manager

    Smallest test

    Run one paid social test with the Morgan Stanley rates.

    Why it works

    Run a campaign around "a global bank, through one free account": PR with the Bank of England gap, a motion explainer, and a landing page for savers comparing easy access with fixed rates.

    A famous bank lends trust to a platform many savers have not heard of, and the rate gap gives them a reason to move.

    Risks and how to handle them

    • Partner approval needed

      Agree messaging with the bank first.

    Evidence

    • Your websitePress release (October 19, 2026): Morgan Stanley enters the UK savings market through Raisin UK with fixed-term deposits "from 4.35% AER on a six-month maturity up to 5.10% on five years", minimum £1,000; Raisin cites Bank of England data that new fixed-rate deposits (3.88% AER) pay "more than twice the interest of the average Easy Access account (1.67% AER)". Raisin UK also published "The Great British Savings Report" (September 21, 2026).Source
    • Your websiteUK: homepage H1 "Your award-winning savings platform", Moneyfactscompare.co.uk "Savings Platform of the Year" 2026, "over 40 banks and building societies"; Morgan Stanley fixed rate bonds at 5.00% (2 years) and 5.10% (5 years) shown first; a "Coming soon: The Raisin Cash ISA" page (updated October 12, 2026), "powered by ClearBank", "a fully-digital, multi-bank Cash ISA" with a waiting list; "Based on 4,035 reviews".Source
    • HiringBrand, motion and PR: a Senior Motion Designer ("Motion is currently the most exciting greenfield area of our brand identity"; assets for Meta, Google, YouTube and LinkedIn and product animations "that explain savings, investment, and pension concepts"), an International PR Manager for the UK, Ireland and other markets ("data-driven narratives"), and a digital marketing intern supporting sponsorships "such as our partnership with 1. FC Union Berlin".Source
  • 12

    The US site's main difference is "$10M+ in FDIC or NCUA insurance through our partner network", against $250K per bank for a single account. It is described in text; the new motion designer is hired to explain savings concepts visually.

    Medium impactMedium effort First result in 1 quarter Senior Motion Designer

    First action

    Storyboard the animation.

    How to measure it

    Average first deposit

    Now
    –
    Target
    +10%
    By
    2 quarters

    Steps

    1. 1

      Storyboard

      Simple sequence.

      Senior Motion Designer 1 week

    2. 2

      Compliance review

      Coverage wording.

      Compliance 1 week

    3. 3

      Produce

      Cuts for each platform.

      Senior Motion Designer 2 weeks

    4. 4

      Use

      Homepage and ads.

      Digital Designer (US) 1 week

    5. 5

      Test

      Against static ads.

      Senior Performance Marketing Manager 1 month

    6. 6

      Extend

      FSCS version for the UK.

      Senior Motion Designer 1 month

    First result
    1 quarter
    Cost
    Production time
    Owner
    Senior Motion Designer

    Smallest test

    Run the animation in one ad set.

    Why it works

    Animate one saver splitting a balance across partner banks, each covered, with the total shown. Use it in paid social, on the homepage and in onboarding.

    Large-balance savers care most about coverage, and a clear visual removes doubt faster than a paragraph.

    Risks and how to handle them

    • Overpromising coverage

      Keep the conditions on screen.

    Evidence

    • Your websiteUS homepage: title "High-Yield Savings, CDs & Up to $1,000 Bonus"; H1 "The easiest way to grow your cash savings"; "100+ trusted banks and credit unions"; "$10M+ in FDIC or NCUA insurance through our partner network, subject to certain conditions"; "$1 minimum deposit"; a promo code for the welcome bonus printed on the page with a deadline of October 31, 2026; "Join the 1M+ others already earning more". The refer-a-friend page offers "$100 per referral, up to $1,000" as a "Limited-time doubled referral bonus".Source
    • HiringBrand, motion and PR: a Senior Motion Designer ("Motion is currently the most exciting greenfield area of our brand identity"; assets for Meta, Google, YouTube and LinkedIn and product animations "that explain savings, investment, and pension concepts"), an International PR Manager for the UK, Ireland and other markets ("data-driven narratives"), and a digital marketing intern supporting sponsorships "such as our partnership with 1. FC Union Berlin".Source
    • HiringDigital Designer (New York, posted October 20, 2026), in the Brand & Acquisition team "integrated with the US Marketing team": "Your main focus is conversion: designing and testing the landing pages, web journeys, and creative that turn interest into sign-ups"; partner with Marketing on "A/B and multivariate tests"; "governing overall website design standards"; design email templates with the CRM team.Source
  • 13

    Raisin US pays $100 per referral up to $1,000, but the ask sits on a page. The moment a saver sees their first interest payment is when they are most likely to tell a friend.

    Medium impactLow effort First result in 1 quarter CRM Manager Investment & Pens…

    First action

    Count first interest payments per month.

    How to measure it

    Referred sign-ups

    Now
    –
    Target
    +30%
    By
    2 quarters

    Steps

    1. 1

      Pick moments

      First interest, maturity.

      CRM Manager - Investment & Pension Products 1 week

    2. 2

      Write messages

      Email and app.

      CRM Manager - Investment & Pension Products 1 week

    3. 3

      Design

      Shareable earnings card.

      Digital Designer (US) 2 weeks

    4. 4

      Launch

      US first.

      CRM Manager - Investment & Pension Products 1 week

    5. 5

      Measure

      Referrals per moment.

      Marketing analytics lead monthly

    6. 6

      Extend

      UK and Germany.

      CRM Manager - Investment & Pension Products 1 quarter

    First result
    1 quarter
    Cost
    Referral bonuses
    Owner
    CRM Manager Investment & Pension Products

    Smallest test

    Send the message to one month of first-interest savers.

    Why it works

    Trigger a referral message after the first interest payment and after a CD matures, with a pre-written message and the earnings shown.

    Timing the ask to a moment of proof raises response.

    Risks and how to handle them

    • Bonus abuse

      Apply the fraud team's rules to referrals.

    Evidence

    • Your websiteUS homepage: title "High-Yield Savings, CDs & Up to $1,000 Bonus"; H1 "The easiest way to grow your cash savings"; "100+ trusted banks and credit unions"; "$10M+ in FDIC or NCUA insurance through our partner network, subject to certain conditions"; "$1 minimum deposit"; a promo code for the welcome bonus printed on the page with a deadline of October 31, 2026; "Join the 1M+ others already earning more". The refer-a-friend page offers "$100 per referral, up to $1,000" as a "Limited-time doubled referral bonus".Source
    • HiringCompany description in every post: "the world's leading platform for savings and investment products", connecting consumers with banks in the EU, the UK and the US; "more than 800 people"; "over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns". The board lists 41 open roles, including a Working Student for the Dutch market ("optimise our sales funnels", "Help maintain and improve the website").Source
  • 14

    The Head of Payment Operations US will design workflows for new payment rails. For savers, the slowest step is moving money in from another bank; every day of waiting costs deposits.

    High impactHigh effort First result in 2 quarters Head of Payment Operations US

    First action

    Measure the share of sign-ups that fund within 14 days.

    How to measure it

    14-day funding rate

    Now
    –
    Target
    +10 points
    By
    2 quarters

    Steps

    1. 1

      Measure

      Sign-up to funded.

      Marketing analytics lead 1 week

    2. 2

      Pick a rail

      Fastest viable option.

      Head of Payment Operations US 1 month

    3. 3

      Build

      With partners.

      Engineering, US payments 1 quarter

    4. 4

      Show timing

      At the funding step.

      Digital Designer (US) 2 weeks

    5. 5

      Remind

      Unfunded sign-ups.

      CRM Manager - Investment & Pension Products 2 weeks

    6. 6

      Measure

      Funding rate.

      Marketing analytics lead monthly

    First result
    2 quarters
    Cost
    Engineering and partner costs
    Owner
    Head of Payment Operations US

    Smallest test

    Add funding reminders first.

    Why it works

    Measure time from sign-up to first funded product, add the fastest available rail for funding, show the expected arrival time at the funding step, and remind savers who start but do not fund.

    Faster, predictable funding converts more sign-ups into deposits and supports bonus offers that need funding within a window.

    Risks and how to handle them

    • Fraud on faster rails

      Work with the fraud team on limits.

    Evidence

    • HiringRaisin US in Sandy, Utah: a Head of Payment Operations US (posted August 5, 2026) for "a multi-bank deposit marketplace supporting high-yield savings accounts, CDs, and a centralized cash account", to design "operational workflows for new payment rails from the ground up"; a Payment Operations Analyst and a Senior Manager, Fraud Strategy & Operations (October 9).Source
    • Your websiteUS homepage: title "High-Yield Savings, CDs & Up to $1,000 Bonus"; H1 "The easiest way to grow your cash savings"; "100+ trusted banks and credit unions"; "$10M+ in FDIC or NCUA insurance through our partner network, subject to certain conditions"; "$1 minimum deposit"; a promo code for the welcome bonus printed on the page with a deadline of October 31, 2026; "Join the 1M+ others already earning more". The refer-a-friend page offers "$100 per referral, up to $1,000" as a "Limited-time doubled referral bonus".Source
  • 15

    Raisin US runs welcome and referral bonuses up to $1,000 and is hiring a fraud strategy lead. Bonus abuse raises costs; heavy checks lose honest savers.

    Medium impactMedium effort First result in 1 quarter Senior Manager

    First action

    Measure bonus payouts to accounts closed within 120 days.

    How to measure it

    Bonus cost per retained saver

    Now
    –
    Target
    -15%
    By
    2 quarters

    Steps

    1. 1

      Measure abuse

      Closed-early bonus accounts.

      Senior Manager, Fraud Strategy & Operations 2 weeks

    2. 2

      Build scores

      Risk signals.

      Senior Manager, Fraud Strategy & Operations 1 month

    3. 3

      Targeted checks

      High-risk only.

      Senior Manager, Fraud Strategy & Operations 1 month

    4. 4

      Report

      Cost per retained saver.

      Marketing analytics lead monthly

    5. 5

      Share

      With marketing.

      Senior Manager, Fraud Strategy & Operations monthly

    6. 6

      Review

      Quarterly rules.

      Senior Manager, Fraud Strategy & Operations quarterly

    First result
    1 quarter
    Cost
    Staff time only
    Owner
    Senior Manager, Fraud Strategy & Operations

    Smallest test

    Score last quarter's bonus accounts.

    Why it works

    Score sign-ups for bonus risk, apply extra checks only to high-risk ones, and report bonus cost per retained saver so marketing can price offers.

    Lower abuse means more budget for real acquisition.

    Risks and how to handle them

    • False positives

      Review blocked cases weekly.

    Evidence

    • HiringRaisin US in Sandy, Utah: a Head of Payment Operations US (posted August 5, 2026) for "a multi-bank deposit marketplace supporting high-yield savings accounts, CDs, and a centralized cash account", to design "operational workflows for new payment rails from the ground up"; a Payment Operations Analyst and a Senior Manager, Fraud Strategy & Operations (October 9).Source
    • Your websiteUS homepage: title "High-Yield Savings, CDs & Up to $1,000 Bonus"; H1 "The easiest way to grow your cash savings"; "100+ trusted banks and credit unions"; "$10M+ in FDIC or NCUA insurance through our partner network, subject to certain conditions"; "$1 minimum deposit"; a promo code for the welcome bonus printed on the page with a deadline of October 31, 2026; "Join the 1M+ others already earning more". The refer-a-friend page offers "$100 per referral, up to $1,000" as a "Limited-time doubled referral bonus".Source
  • 16

    The Dutch site publishes hundreds of news pages, including dated posts on Raisin rate changes. Readers who check those posts want to know when rates move.

    Medium impactLow effort First result in 1 quarter B2C Channels EU

    First action

    Add a signup box to the latest rate-change post.

    How to measure it

    Alert subscribers

    Now
    –
    Target
    5,000
    By
    2 quarters

    Steps

    1. 1

      Design signup

      Term and amount.

      B2C Channels EU (Dutch market) 1 week

    2. 2

      Build alerts

      From the rate feed.

      Web engineering lead 1 month

    3. 3

      Add to posts

      All rate-change posts.

      B2C Channels EU (Dutch market) 1 week

    4. 4

      Send

      On matching changes.

      CRM Manager - Investment & Pension Products ongoing

    5. 5

      Measure

      Openings from alerts.

      Marketing analytics lead monthly

    6. 6

      Extend

      Other markets.

      CRM Manager - Investment & Pension Products 1 quarter

    First result
    1 quarter
    Cost
    Staff time only
    Owner
    B2C Channels EU (Dutch market)

    Smallest test

    Run a manual alert for one month.

    Why it works

    Add a rate alert signup to every rate-change post (by term and amount), send alerts when a matching rate rises, and link straight to opening.

    An alert turns a one-time reader into a returning saver.

    Risks and how to handle them

    • Too many emails

      Weekly digest option.

    Evidence

    • Your websiteContent scale: 3,183 sitemap URLs across markets, with Dutch rate news (/nieuws, 418 pages, including dated posts on Raisin rate changes), Spanish news (376), German bank pages (301) and investment guides (189); the US site has 80+ guides each for savings, investing, retirement and banking, 36 tax guides and 16 news posts, but no page comparing Raisin with another savings provider. The German site sells Tages- and Festgeld, ETF portfolios, an Altersvorsorgedepot and a Kinderdepot.Source
    • HiringCompany description in every post: "the world's leading platform for savings and investment products", connecting consumers with banks in the EU, the UK and the US; "more than 800 people"; "over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns". The board lists 41 open roles, including a Working Student for the Dutch market ("optimise our sales funnels", "Help maintain and improve the website").Source

Big bets 3

Larger plays that can change the trajectory.

  • 17

    The UK Chief of Staff is asked to originate partnerships with "banks, asset managers, wealth managers". Wealth managers' clients hold cash that earns little.

    High impactHigh effort First result in 3 quarters Chief of Staff

    First action

    List ten UK wealth managers with large cash balances.

    How to measure it

    Partner deposits

    Now
    –
    Target
    £500m
    By
    4 quarters

    Steps

    1. 1

      Shortlist

      Ten firms.

      Chief of Staff, Strategic Growth & Partnerships (UK) 2 weeks

    2. 2

      Proposition

      Embedded savings.

      Chief of Staff, Strategic Growth & Partnerships (UK) 1 month

    3. 3

      Pilot terms

      Two firms.

      Chief of Staff, Strategic Growth & Partnerships (UK) 1 quarter

    4. 4

      Integrate

      With their platforms.

      Senior Partnerships Manager (UK) 2 quarters

    5. 5

      Launch

      Pilot clients.

      Chief of Staff, Strategic Growth & Partnerships (UK) 1 quarter

    6. 6

      Scale

      More firms.

      Chief of Staff, Strategic Growth & Partnerships (UK) ongoing

    First result
    3 quarters
    Cost
    Partnership team time
    Owner
    Chief of Staff, Strategic Growth & Partnerships (UK)

    Smallest test

    Pitch two wealth managers.

    Why it works

    Offer a white-label or embedded cash savings marketplace for wealth managers, with their branding, Raisin's partner banks and reporting. Sign two pilot firms.

    Distribution through trusted firms adds deposits without consumer acquisition cost.

    Risks and how to handle them

    • Long sales cycles

      Start with firms already using Raisin elsewhere.

    Evidence

    • HiringChief of Staff, Strategic Growth & Partnerships (UK, posted October 7, 2026): "a high-leverage commercial and sales-focused" role beside the UK CEO, to "identify and execute commercial partnerships with banks, asset managers, wealth managers and myriad financial institutions across the UK". A Senior Partnerships Manager (UK, October 2) advises partner banks' "Treasury Heads, Chief Financial Officers" on "liquidity, capital, and deposit-funding challenges" and launches new deposit product lines.Source
    • HiringCompany description in every post: "the world's leading platform for savings and investment products", connecting consumers with banks in the EU, the UK and the US; "more than 800 people"; "over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns". The board lists 41 open roles, including a Working Student for the Dutch market ("optimise our sales funnels", "Help maintain and improve the website").Source
    • Your websitePress release (October 19, 2026): Morgan Stanley enters the UK savings market through Raisin UK with fixed-term deposits "from 4.35% AER on a six-month maturity up to 5.10% on five years", minimum £1,000; Raisin cites Bank of England data that new fixed-rate deposits (3.88% AER) pay "more than twice the interest of the average Easy Access account (1.67% AER)". Raisin UK also published "The Great British Savings Report" (September 21, 2026).Source
  • 18

    Raisin UK published "The Great British Savings Report". The US site writes about inflation, CDs and retirees but has only 16 news posts.

    High impactMedium effort First result in 3 quarters International PR Manager

    First action

    Pick ten questions for the report.

    How to measure it

    Referring domains to the report

    Now
    –
    Target
    100
    By
    1 year

    Steps

    1. 1

      Questions

      Ten.

      International PR Manager 1 week

    2. 2

      Data

      Platform and survey.

      Marketing analytics lead 2 months

    3. 3

      Write

      Report.

      International PR Manager 1 month

    4. 4

      Design

      Charts and motion.

      Senior Motion Designer 1 month

    5. 5

      Launch

      PR.

      International PR Manager 1 month

    6. 6

      Repeat

      Yearly.

      International PR Manager 1 year

    First result
    3 quarters
    Cost
    Survey and PR budget
    Owner
    International PR Manager

    Smallest test

    Publish one chart.

    Why it works

    Publish an annual US report: how savers split cash, rate shopping habits, CD ladder use, regional differences, from platform data and a survey. Launch with PR and the motion team.

    Original data earns links and press, which help the US site rank.

    Risks and how to handle them

    • Privacy

      Aggregate only.

    Evidence

    • Your websitePress release (October 19, 2026): Morgan Stanley enters the UK savings market through Raisin UK with fixed-term deposits "from 4.35% AER on a six-month maturity up to 5.10% on five years", minimum £1,000; Raisin cites Bank of England data that new fixed-rate deposits (3.88% AER) pay "more than twice the interest of the average Easy Access account (1.67% AER)". Raisin UK also published "The Great British Savings Report" (September 21, 2026).Source
    • Your websiteContent scale: 3,183 sitemap URLs across markets, with Dutch rate news (/nieuws, 418 pages, including dated posts on Raisin rate changes), Spanish news (376), German bank pages (301) and investment guides (189); the US site has 80+ guides each for savings, investing, retirement and banking, 36 tax guides and 16 news posts, but no page comparing Raisin with another savings provider. The German site sells Tages- and Festgeld, ETF portfolios, an Altersvorsorgedepot and a Kinderdepot.Source
    • HiringBrand, motion and PR: a Senior Motion Designer ("Motion is currently the most exciting greenfield area of our brand identity"; assets for Meta, Google, YouTube and LinkedIn and product animations "that explain savings, investment, and pension concepts"), an International PR Manager for the UK, Ireland and other markets ("data-driven narratives"), and a digital marketing intern supporting sponsorships "such as our partnership with 1. FC Union Berlin".Source
  • 19

    The Customer Taxation PM says products lose value if customers pay more tax than needed, and aims to help them use allowances. Comparisons show gross rates only.

    High impactHigh effort First result in 4 quarters (Senior) Product Manager Cust…

    First action

    Model after-tax returns for three UK savers.

    How to measure it

    Tax-advantaged products opened

    Now
    –
    Target
    +20%
    By
    4 quarters

    Steps

    1. 1

      Rules

      By market.

      (Senior) Product Manager - Customer Taxation 1 month

    2. 2

      Design

      After-tax view.

      Digital Designer (US) 1 month

    3. 3

      Build

      UK first.

      Engineering, customer taxation 1 quarter

    4. 4

      Compliance

      Not tax advice wording.

      Compliance 1 month

    5. 5

      Launch

      UK then Germany.

      (Senior) Product Manager - Customer Taxation 1 quarter

    6. 6

      Measure

      Take-up.

      Marketing analytics lead quarterly

    First result
    4 quarters
    Cost
    Product time
    Owner
    (Senior) Product Manager Customer Taxation

    Smallest test

    Add one after-tax example to the Cash ISA page.

    Why it works

    Add an after-tax view: UK ISA vs taxable account, German allowance use, US taxable interest estimate. Let savers enter their tax band and show the difference.

    After-tax returns are what savers keep, and showing them makes tax-advantaged products easier to choose.

    Risks and how to handle them

    • Looks like advice

      Use estimates with clear disclaimers.

    Evidence

    • Hiring(Senior) Product Manager - Customer Taxation (posted October 20, 2026): "even the best products ... lose their value if customers pay more tax than they need to"; tax-advantaged products are "a growing part of our offer", for example "the new Raisin Cash ISA in the UK and the Raisin Kinderdepot"; the goal is that customers "use the tax allowances they are entitled to".Source
    • Your websiteUK: homepage H1 "Your award-winning savings platform", Moneyfactscompare.co.uk "Savings Platform of the Year" 2026, "over 40 banks and building societies"; Morgan Stanley fixed rate bonds at 5.00% (2 years) and 5.10% (5 years) shown first; a "Coming soon: The Raisin Cash ISA" page (updated October 12, 2026), "powered by ClearBank", "a fully-digital, multi-bank Cash ISA" with a waiting list; "Based on 4,035 reviews".Source
    • Your websiteContent scale: 3,183 sitemap URLs across markets, with Dutch rate news (/nieuws, 418 pages, including dated posts on Raisin rate changes), Spanish news (376), German bank pages (301) and investment guides (189); the US site has 80+ guides each for savings, investing, retirement and banking, 36 tax guides and 16 news posts, but no page comparing Raisin with another savings provider. The German site sells Tages- and Festgeld, ETF portfolios, an Altersvorsorgedepot and a Kinderdepot.Source

Wildcards 2

Unexpected experiments, each with a cheap way to test it.

  • 20

    Raisin sponsors 1. FC Union Berlin and has run a match-related contest. Fans are a loyal, local audience.

    Medium impactLow effort First result in 1 quarter Brand lead

    First action

    Agree a fan offer with the club.

    How to measure it

    Union Berlin fan sign-ups

    Now
    –
    Target
    2,000
    By
    1 season

    Steps

    1. 1

      Agree offer

      With club.

      Brand lead, DACH 1 month

    2. 2

      Page

      Fan landing page.

      Digital Designer (US) 2 weeks

    3. 3

      Promote

      Matchdays and social.

      Brand lead, DACH ongoing

    4. 4

      Track

      Sign-ups by code.

      Marketing analytics lead monthly

    5. 5

      Report

      To the club.

      Brand lead, DACH quarterly

    6. 6

      Decide

      Renew or change.

      Brand lead, DACH 1 season

    First result
    1 quarter
    Cost
    Small bonus budget
    Owner
    Brand lead, DACH

    Smallest test

    Run one matchday offer.

    Why it works

    Offer a fan savings goal (e.g. season ticket fund) with a club-branded page and a small bonus, promoted on matchdays.

    Sponsorships pay off when they lead to accounts, not just logos.

    Risks and how to handle them

    • Low uptake

      Test on two matchdays first.

    Evidence

    • HiringBrand, motion and PR: a Senior Motion Designer ("Motion is currently the most exciting greenfield area of our brand identity"; assets for Meta, Google, YouTube and LinkedIn and product animations "that explain savings, investment, and pension concepts"), an International PR Manager for the UK, Ireland and other markets ("data-driven narratives"), and a digital marketing intern supporting sponsorships "such as our partnership with 1. FC Union Berlin".Source
    • Your websiteContent scale: 3,183 sitemap URLs across markets, with Dutch rate news (/nieuws, 418 pages, including dated posts on Raisin rate changes), Spanish news (376), German bank pages (301) and investment guides (189); the US site has 80+ guides each for savings, investing, retirement and banking, 36 tax guides and 16 news posts, but no page comparing Raisin with another savings provider. The German site sells Tages- and Festgeld, ETF portfolios, an Altersvorsorgedepot and a Kinderdepot.Source
  • 21

    The US homepage title leads with "Up to $1,000 Bonus", tied to an offer with an end date. When the offer ends, the title in search results and link previews can promise something that no longer exists.

    Medium impactLow effort First result in 1 month Digital Designer

    First action

    Write an evergreen title.

    How to measure it

    Search click-through

    Now
    –
    Target
    Stable or up
    By
    60 days

    Steps

    1. 1

      Write

      Evergreen title.

      Digital Designer (US) 1 day

    2. 2

      Calendar

      Offer start and end dates.

      Senior Performance Marketing Manager 1 day

    3. 3

      Automate

      Title follows calendar.

      Web engineering lead 1 week

    4. 4

      Check

      Previews.

      Digital Designer (US) 1 day

    5. 5

      Measure

      Click-through.

      SEO Manager monthly

    6. 6

      Repeat

      Other markets.

      SEO Manager 1 month

    First result
    1 month
    Cost
    $0
    Owner
    Digital Designer (US)

    Smallest test

    Write the evergreen title.

    Why it works

    Use an evergreen title (rates, banks, coverage) and put the current offer in the page and ads, or automate title changes with the offer calendar.

    Accurate search snippets keep trust and avoid complaints.

    Risks and how to handle them

    • Lower click-through without the bonus

      Test both.

    Evidence

    • Your websiteUS homepage: title "High-Yield Savings, CDs & Up to $1,000 Bonus"; H1 "The easiest way to grow your cash savings"; "100+ trusted banks and credit unions"; "$10M+ in FDIC or NCUA insurance through our partner network, subject to certain conditions"; "$1 minimum deposit"; a promo code for the welcome bonus printed on the page with a deadline of October 31, 2026; "Join the 1M+ others already earning more". The refer-a-friend page offers "$100 per referral, up to $1,000" as a "Limited-time doubled referral bonus".Source

03

How Programmable can help

Where an idea in this playbook is something Programmable builds or runs, it's listed here with what we'd do. Everything else is yours to run.

ProgrammableDigital

Show it, don't just describe it

These ideas need something to show: a demo, a video, an animation, graphics or a deck. Digital turns screenshots or the site into all of them, in the company's own brand.

Make a demo (opens programmable.digital in a new tab)
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See every playbook and website review

Independent research. Programmable wrote this playbook from public sources, as they stood on October 22, 2026, and cites them throughout. Raisin did not commission, review or endorse it, and Programmable is not affiliated with Raisin. Company and product names are trademarks of their owners, used only to identify them. The ideas are suggestions and opinion, not professional, legal or financial advice, and not statements about how Raisin runs its business.

Something wrong, or do you represent Raisin? Email [email protected] and we will correct it or take it down.

30/60/90 roadmap

What to focus on in each month, and the ideas that carry it.

  1. Days 1 to 307 ideas

    Channel-copy cleanup, lean landing pages, structured rates, US comparisons, hreflang, accessibility and an evergreen title.

  2. Days 31 to 6011 ideas

    Maturity cross-sell, affiliate feed, rate-ad agent, Cash ISA launch, Morgan Stanley campaign, coverage animation, referrals, funding speed, bonus rules, Dutch alerts and the Union Berlin offer.

  3. Days 61 to 903 ideas

    Wealth-manager partnerships, a US savings report and after-tax comparisons.

The research behind the plan

3 research areas, each summarised in a few lines. Open any of them for the full detail.

Customers

What customers say

Customers value higher rates than their own bank. The most cited problem: low rates on easy access accounts.

  • One login for many banks
  • Opening accounts at many banks
  • In their words: “best rate”

Market

Competitive landscape

5 competitors compared: Flagstone, Hargreaves Lansdown Active Savings, Wealthfront Cash, Max and 1 more.

  • Gap to exploit: After-tax return comparisons
  • Flagstone: Higher minimums for many savers
  • Hargreaves Lansdown Active Savings: Savings is a side product

Hiring signals

Raisin is hiring across the growth funnel: affiliate and partnership managers with cost-per-registration targets and "precise campaign attribution" (ideas 1, 8), a performance marketer who must build AI agents (ideas…

  • Senior Affiliates Manager: CPR and CAC targets, attribution, partner site audits. Ideas 1, 8.
  • Senior Performance Marketing Manager: Paid acquisition with AI agents. Ideas 2, 9.
  • Digital Designer (New York): Conversion landing pages and A/B tests. Ideas 1, 2, 4.

From the team that wrote this playbook

All products
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  • ProgrammableDigitalScreenshots in, an animated product demo out (opens programmable.digital in a new tab)
  • ProgrammableWatchKnow the day a supplier falls out of compliance (opens programmable.watch in a new tab)
  • ProgrammableTalkGet registrants for your events, and know who’s coming (opens programmable.talk in a new tab)
  • ProgrammablePageText what you need, your customer gets a page that works (opens programmable.page in a new tab)
  • ProgrammableCommunityForums with labelled AI members, never empty (opens programmable.community in a new tab)
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