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Generated Oct 23, 2026
  1. Programmable
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  3. Taptap Send
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growth playbook · Oct 23, 2026

taptapsend.com (opens in a new tab)

Taptap Send growth playbook

Diagnosis

Taptap Send is a well-funded, licensed remittance app with millions of users and a community-first brand, and its hiring shows the next push: India, China and APAC leads, African and Latam community growth managers, a central growth team owning measurement and every lifecycle channel, partnership leads and a growing business product.

The website lags: corridor pages copy the wrong community text (the India page talks about the Nigerian diaspora), dozens of served destinations have no page, proof numbers differ by page, and the business link sends everyone to a UK-only signup.

This playbook fixes the pages first, then builds corridor pages, languages, seasons, ambassador codes and holdout measurement, and backs China, cards and business accounts as big bets. Every customer-facing claim should go through compliance review.

Growth Score

7/10

Biggest Opportunity

Make every corridor page as specific as the best ones and give each new regional hire a page, a language and a season plan to grow from.

Biggest Risk

Remitly, Wise, Sendwave, WorldRemit and LemFi compete hard on price and reach; careless or inconsistent pages weaken the trust a regulated money app depends on.

01

Start here

The three moves to make first. Each one is written up in full below.

  1. 1

    The India page tells Indian senders about the Nigerian diaspora: rewrite it for the new Head of India

    Swap the Nigerian block on the India page for a short India-specific version today.

    High impact First result in 2 weeks
  2. 2

    Corridor pages for the destinations you already serve but have no page for, starting with China, Ethiopia and Central America

    Rank the served destinations without a page by last quarter's volume.

    High impact First result in 2 months
  3. 3

    One reviewed set of proof numbers for every page: launch year, destinations and delivery times

    List every number on the About, homepage and top five corridor pages.

    Medium impact First result in 1 month

02

Your idea portfolio

22 ideas, grouped by when to run them. Open any idea for how to run it: the steps, who to approach, copy you can use, and how to measure it.

  • 8 ideas are marked Unexpected: plays you are unlikely to have tried.

Every idea placed by the effort it takes against the impact it could have. Quick wins sit top left; select a number to open that idea. The filters below narrow the list by status, timing, category and what Programmable can build.

Effort vs impactEach number is an idea. Select one to open it.
Impact →
Quick wins · 1Big bets · 12Fill-ins · 3Reconsider · 6
Effort →

Showing 22 of 22 ideas

This week 6

Quick wins with a clear first action.

  • 01

    Taptap Send is hiring a Head of India to win "the biggest remittance market", reaching each community "authentically" through temples, gurdwaras, cricket leagues, student associations and Diwali. But the community section on the India page today says "supporting the Nigerian diaspora is key to everything we do" and invites readers to "the next Nollywood premier". The same Nigerian copy sits on the Nepal, Egypt, Jordan, Lebanon and Turkey pages, the Philippines page talks about the Pakistani diaspora and Tunisia about the Moroccan one. Where the copy is tailored (Bangladesh, Ghana, Kenya, Pakistan, Vietnam) it is specific and warm, so the gap is visible to exactly the senders you are trying to win.

    High impactLow effort First result in 2 weeks Head of India

    First action

    Swap the Nigerian block on the India page for a short India-specific version today.

    How to measure it

    India page download-click rate

    Now
    –
    Target
    +15%
    By
    60 days

    Steps

    1. 1

      List the mismatches

      India, Nepal, Egypt, Jordan, Lebanon, Turkey, Philippines and Tunisia, in all seven locales.

      Website lead 1 hour

    2. 2

      Write India first

      Communities, sending markets and proof from Indian senders.

      Head of India 2 days

    3. 3

      Write the other seven

      One short, true paragraph per corridor from the local team.

      Head of Central Growth 3 days

    4. 4

      Compliance read

      Check every claim about events, charities and hiring is true today.

      Compliance and Legal 1 day

    5. 5

      Publish in every locale

      en, en-gb, es, es-us, fr, de and it.

      Website lead 1 day

    6. 6

      Guard against repeats

      A publishing checklist: country name in the community block matches the page.

      Website lead 1 day

    7. 7

      Measure

      Download clicks and scroll depth before and after.

      Staff Analytics Engineer 4 weeks

    First result
    2 weeks
    Cost
    Staff time only
    Owner
    Head of India

    Smallest test

    Fix the India page in English and compare its download-click rate for two weeks.

    Why it works

    Replace the community section on the eight mismatched pages this week, starting with India. For India, write it with the incoming Head of India in mind: the communities and sending markets you serve (US, UK, Canada, UAE, Australia, Europe), the kinds of events you show up at, and real proof from Indian senders. Until you have India-specific activities to cite, use a short honest version ("We are building our India community team") rather than borrowed copy. Then add a check to the Webflow publishing routine so a corridor page cannot go live with another country's community block.

    A sender comparing apps decides in seconds whether a brand understands them. A page about the wrong diaspora reads as careless on the very trust question that remittance brands compete on, and fixing it costs a few hours.

    Ready to use

    ChecklistCorridor page community check

    [ ] Community block names the right country and diaspora
    [ ] Events and charities named are current
    [ ] Proof (reviews) comes from senders on this corridor
    [ ] Same fix applied in en, en-gb, es, es-us, fr, de, it
    [ ] Compliance has read the claims
    [ ] Page title and meta description name the country

    Risks and how to handle them

    • Claims about community work that is not happening yet

      Only describe activities that exist; otherwise say the team is being built.

    • Locales drift again

      Make the country check part of every page publish.

    Evidence

    • Your websiteCorridor pages, checked twice on October 22, 2026: the "Taptap Send puts the community first!" section on the India page reads "supporting the Nigerian diaspora is key to everything we do", with "Nigerian charities", "We dey togeda!" and "the next Nollywood premier in jand". The same Nigerian text appears on the Nepal, Egypt, Jordan, Lebanon and Turkey pages and on the en-gb, fr, de and es-us India pages; the Philippines page talks about "the Pakistani diaspora" and "iftars at your local masjid"; the Tunisia page about "the Moroccan diaspora".Source
    • HiringHead of India (London or Dubai, posted September 16, 2026): India is "the biggest remittance market with over $130 billion a year flowing home"; the role owns the P&L, pricing and "which communities to acquire and in what order", across "US, Canada, UK, Europe, Australia and UAE to start"; the diaspora puzzle includes "temples and gurdwaras and churches, cricket leagues, student associations, remittance-heavy employers, influencers, festivals (Diwali is a season, not a day)", reached "authentically, and cheaply".Source
    • Your websiteWhere the copy is tailored, it is specific: Bangladesh mentions "the Freedom50 cycle ride from Manchester to London", Ghana "Akwaaba's annual Ghana Party in the Park", Kenya "Swahili classes for Kenyan kids in the UK", Pakistan "iftars at your local masjid", Vietnam "community football leagues". The Mexico, Brazil, Colombia and Guatemala pages have no community section at all.Source
    • Your websiteIndia page: "UPI transfers and bank deposits" to "SBI, HDFC and ICICI"; sending "from the UK, EU, US, Canada, Australia or UAE"; fees listed per sending country ("United States (US): $1.99 USD", "United Kingdom (UK): £1 GBP", "Canada: $1.99 CAD", "€1.99 EUR"); "95% of our transfers are received in under 3 minutes!*" based on internal data from December 2025; three short reviews.Source
  • 02

    The homepage lists far more destinations than the 26 corridor pages: China, Ethiopia, El Salvador, Honduras, Indonesia, Uganda, Zimbabwe, Jamaica and others return 404. Those are the corridors the new hires are tasked with: China for the Head of APAC, Ethiopia for the Growth Manager Africa, Central America for the Growth Manager Latam. Remitly has live China and Ethiopia pages.

    High impactMedium effort First result in 2 months Head of Central Growth

    First action

    Rank the served destinations without a page by last quarter's volume.

    How to measure it

    Sessions to new corridor pages

    Now
    –
    Target
    20,000 a month
    By
    2 quarters

    Steps

    1. 1

      Rank the gaps

      Volume and strategic priority per missing corridor.

      Head of Central Growth 2 days

    2. 2

      Build the template

      From the India and Kenya pages.

      Staff Product Designer 1 week

    3. 3

      Collect facts

      Payout partners, fees, limits per corridor from the regional leads.

      Growth Manager Africa 1 week

    4. 4

      Compliance review

      Fees, delivery-time and licence wording per corridor.

      Compliance and Legal 1 week

    5. 5

      Publish the first five

      China, Ethiopia, El Salvador, Honduras, Uganda.

      Website lead 1 week

    6. 6

      Link and localise

      Homepage list links, then other locales.

      Website lead 2 weeks

    7. 7

      Track

      Search impressions and downloads per page.

      Staff Analytics Engineer monthly

    First result
    2 months
    Cost
    Writing and design time
    Owner
    Head of Central Growth

    Smallest test

    Publish the Ethiopia page and watch Search Console for a month.

    Why it works

    Build a corridor template from the best existing pages (payout methods, fees per sending country, delivery times with reference dates, FAQ, reviews, community block) and ship pages for the served destinations without one, prioritised by volume and by the new regional hires. Link them from the homepage country list.

    People search "send money to <country>" before they download an app; a page for each served corridor is the cheapest acquisition channel you own, and it gives every regional lead a page to send traffic to.

    Risks and how to handle them

    • Stale fees on many pages

      Pull fees from one source of truth, not page copy.

    Evidence

    • Your websiteSitemap (1,685 URLs, 7 locales: en, en-gb, es, es-us, fr, de, it): 26 "send-money-to" corridor pages per locale. The homepage list of destinations is far longer (China, Ethiopia, El Salvador, Honduras, Indonesia, Uganda, Tanzania, Zimbabwe, Jamaica, Peru, Dominican Rep. and more), but /en/send-money-to/china, /ethiopia, /el-salvador, /honduras, /indonesia, /uganda, /zimbabwe, /jamaica, /peru and /dominican-republic all return 404.Source
    • HiringHead of APAC (Singapore, posted September 15, 2026): owns the APAC P&L "with direct ownership of East Asia and a particular focus on China" and oversight of Southeast Asia; responsible for "customer acquisition and retention, pricing, user research", "brand awareness across the region" and building "trust-based relationships with diaspora communities".Source
    • HiringGrowth Manager Africa (New York, posted July 9, 2026): grow the US-Africa corridor through customer research, "partnerships with community associations", "offline and online advertising campaigns tailored to specific country communities", "community ambassadors, champions and influencers", agencies for paid, creative and events, and a CRM "segmented by corridor and community"; key corridors named include Nigeria, Ghana, Kenya and Ethiopia.Source
    • HiringGrowth Manager Latam (Mexico City or NYC, posted March 10, 2026 and still listed): launch Taptap Send "within various Latam communities in Mexico & Central America" with a community-oriented strategy while "performance marketing is managed centrally"; the real competition is "the in-person remittance counters at Latino supermarkets"; runs seasonal campaigns "(e.g., Father's Day, back-to-school)".Source
    • Competitor researchRivals' own homepages: Remitly ("faster and more securely", with live China and Ethiopia corridor pages); Sendwave ("Trusted by one million users"); WorldRemit ("fast, flexible, and fair"); Wise ("150+ countries, 40 currencies, one account"); LemFi ("Send money home and buy eSIM data"). Job posts name in-person counters at Latino supermarkets as the real Latam competition.Source
  • 03

    The About page says Taptap Send launched in 2018 and serves "over 90 destinations" while its own description says "70+"; the Mexico page says 2019 and "over 80 other countries". The English Mexico page shows a 97%-in-5-minutes figure dated April 2026 next to a Spanish line with a different statistic dated May 2025.

    Medium impactLow effort First result in 1 month Compliance and Legal

    First action

    List every number on the About, homepage and top five corridor pages.

    How to measure it

    Pages using approved claims

    Now
    –
    Target
    100%
    By
    1 quarter

    Steps

    1. 1

      Inventory

      Every number on public pages.

      Website lead 2 days

    2. 2

      Source each

      Data owner and reference date.

      Staff Analytics Engineer 3 days

    3. 3

      Approve

      Wording per market.

      Compliance and Legal 3 days

    4. 4

      Update pages

      All locales.

      Website lead 1 week

    5. 5

      Extend to ads

      Paid and app store copy.

      Head of Central Growth 1 week

    6. 6

      Review quarterly

      Refresh dates and figures.

      Compliance and Legal quarterly

    First result
    1 month
    Cost
    Staff time only
    Owner
    Compliance and Legal

    Smallest test

    Fix the About page and Mexico FAQ to one set of numbers.

    Why it works

    Create a claims register: each public number, its source, its reference date and who approved it. Update every page from it, and review it each quarter. Use the same register for ads and app store copy.

    In a regulated business, consistent and dated claims are both a trust signal and a compliance safeguard; mismatched numbers invite doubt from customers and regulators.

    Risks and how to handle them

    • Numbers get stale again

      Each claim carries a review date.

    Evidence

    • Your websiteThe proof numbers differ by page: the About page says "Since launching in 2018" and "over 90 destinations" while its meta description says "70+ destinations"; the Mexico page FAQ says "We launched in 2019" and "over 80 other countries"; job posts say "Since our launch in 2019". The English Mexico page shows both "97% of deliveries arrive in less than 5 minutes. Reference date: April, 2026" and a Spanish line "87% de envíos llegan en menos de 1 minuto ... Fecha de referencia: 28/05/2025".Source
    • Your websiteMexico page: cash pickup at "OXXO, Chedraui, Farmacias Guadalajara" and others plus bank deposits, a "Send Money Through WhatsApp" block ("No extra apps, no hassle"), and ratings of "4.7/5 stars on the App Store and 4.8/5 stars on the Play Store".Source
    • Your websiteIndia page: "UPI transfers and bank deposits" to "SBI, HDFC and ICICI"; sending "from the UK, EU, US, Canada, Australia or UAE"; fees listed per sending country ("United States (US): $1.99 USD", "United Kingdom (UK): £1 GBP", "Canada: $1.99 CAD", "€1.99 EUR"); "95% of our transfers are received in under 3 minutes!*" based on internal data from December 2025; three short reviews.Source
  • 04

    The Haiti page title is "Haiti 026" and the Colombia title ends "from |". Every corridor page ships placeholder calculator text in its HTML ("1 AED = 33.30 BDT", "This is some text inside of a div block.") before scripts fill it in, so search snippets and AI assistants can read a dirham-to-taka rate on the Mexico page.

    Medium impactLow effort First result in 1 month Website lead

    First action

    Rewrite the Haiti and Colombia titles today.

    How to measure it

    Corridor page click-through

    Now
    –
    Target
    +10%
    By
    60 days

    Steps

    1. 1

      Audit titles

      All corridors, all locales.

      Website lead 1 day

    2. 2

      Rewrite

      Country, payout methods, brand.

      Website lead 1 day

    3. 3

      Replace placeholder

      Neutral default or real currencies.

      Website lead 2 days

    4. 4

      Check snippets

      Search Console and an AI assistant query.

      Head of Central Growth 1 week

    5. 5

      Add to checklist

      Title check before publish.

      Website lead 1 hour

    6. 6

      Measure

      Click-through by page.

      Staff Analytics Engineer monthly

    First result
    1 month
    Cost
    $0
    Owner
    Website lead

    Smallest test

    Fix the two titles and compare impressions in two weeks.

    Why it works

    Write proper titles and descriptions for every corridor in every locale; replace the placeholder calculator text with a neutral line per corridor ("See today's rate in the app") or render the corridor's real currencies server side.

    Titles and the first text on a page drive what searchers see; a wrong currency pair is a confusing first impression.

    Risks and how to handle them

    • Breaking the live calculator

      Test on staging first.

    Evidence

    • Your websitePage details: the Haiti corridor page title is "Haiti 026"; the Colombia title is "Send Money to Colombia from |". Every corridor page and the homepage ship the same placeholder calculator text in their HTML ("Today's rate: 1 AED = 33.30 BDT", "This is some text inside of a div block.", "2,00 € de frais") before scripts load, including the Mexico and Kenya pages.Source
    • Your websiteSitemap (1,685 URLs, 7 locales: en, en-gb, es, es-us, fr, de, it): 26 "send-money-to" corridor pages per locale. The homepage list of destinations is far longer (China, Ethiopia, El Salvador, Honduras, Indonesia, Uganda, Tanzania, Zimbabwe, Jamaica, Peru, Dominican Rep. and more), but /en/send-money-to/china, /ethiopia, /el-salvador, /honduras, /indonesia, /uganda, /zimbabwe, /jamaica, /peru and /dominican-republic all return 404.Source
  • 05

    The "for businesses" link on every locale, including the US English site, redirects straight to a signup for a UK-registered business with a GBP account. The FAQ says payments to "8+ countries" while the banner says "25+ payouts". The Business line is "launching a wider set of products and geographies".

    Medium impactLow effort First result in 1 month Head of Business Operations

    First action

    Count visits to the business signup by visitor country.

    How to measure it

    Non-UK business waitlist signups

    Now
    –
    Target
    500
    By
    1 quarter

    Steps

    1. 1

      Check traffic

      Visitors by country.

      Staff Analytics Engineer 1 day

    2. 2

      Write the page

      Where it is live, what is coming.

      Head of Business Operations, Business 2 days

    3. 3

      Add the form

      Country, business type, payment corridors.

      Website lead 2 days

    4. 4

      Fix the numbers

      One payout count.

      Compliance and Legal 1 day

    5. 5

      Route leads

      To the Business team by market.

      Head of Business Operations, Business 1 day

    6. 6

      Use for launches

      Email the waitlist at each launch.

      Head of Business Operations, Business ongoing

    First result
    1 month
    Cost
    Staff time only
    Owner
    Head of Business Operations, Business

    Smallest test

    Add a one-line "UK only for now" note and a form.

    Why it works

    Make the link go to a short business page that says where the product is live today, collects interest by country and business type for upcoming markets, and keeps the UK signup one click away. Align the 8+/25+ wording.

    A waitlist by country tells the Business team where demand is before each launch, and stops US or EU visitors bouncing off a form they cannot complete.

    Risks and how to handle them

    • Promising launches too early

      No dates; "we will tell you when it is available".

    Evidence

    • Your websiteThe "for businesses" link on every locale (including the US English site) redirects to business.taptapsend.com/signup, a UK product: "Any UK-registered" business, "A GBP business account with local bank details", payments "to 8+ countries" in the FAQ while the banner says "Across 25+ payouts"; batch and scheduled payments, invoices, team approvals and "Shopify Payments UK" compatibility.Source
    • HiringHead of Business Operations, Business (London, posted September 21, 2026): "Taptap Send Business is early and growing fast. Businesses are already using us to pay people and suppliers across emerging markets, and we are launching a wider set of products and geographies"; goals include "Business customer retention", "AI native account management", launch readiness for each new product and geography, and turning customer questions into roadmap evidence.Source
  • 06

    The Head of Central Growth will own Email, Push, SMS, In-app and WhatsApp for millions of monthly users, with holdout groups and incrementality reads named in the role. A permanent holdout is the base those reads need.

    High impactMedium effort First result in 1 quarter Head of Central Growth

    First action

    Agree the holdout size and the messages it excludes.

    How to measure it

    Incremental transfers from lifecycle

    Now
    –
    Target
    measured monthly
    By
    1 quarter

    Steps

    1. 1

      Define scope

      Which messages are non-essential.

      Head of Central Growth 2 days

    2. 2

      Set the holdout

      Random, stable, by corridor.

      Staff Analytics Engineer 1 week

    3. 3

      Exclude essentials

      Transaction and compliance messages always go.

      Compliance and Legal 2 days

    4. 4

      Build the report

      Retention and volume vs holdout.

      Staff Analytics Engineer 2 weeks

    5. 5

      Review monthly

      Cut or grow programs.

      Head of Central Growth monthly

    6. 6

      Refresh

      Rotate the holdout yearly.

      Staff Analytics Engineer yearly

    First result
    1 quarter
    Cost
    Analytics time
    Owner
    Head of Central Growth

    Smallest test

    Hold out 5% from one welcome series for a month.

    Why it works

    Keep a small random share of users out of all non-essential lifecycle messages, report retention and transfers for them monthly, and judge each program by lift against the holdout rather than clicks.

    Lifecycle programs often take credit for transfers that would have happened anyway; a holdout shows true lift and where to cut.

    Risks and how to handle them

    • Holdout costs some volume

      Keep it small, around 5%.

    Evidence

    • HiringHead of Central Growth (New York, posted August 31, 2026): a "3-4 people" team responsible for "a multibillion-dollar monthly transaction volume and millions of monthly active users"; owns performance marketing measurement and spend allocation "across channels, markets, and corridors" and every lifecycle channel: "Email, Push, SMS, In-app messaging, and WhatsApp"; runs "A/B tests, multivariate tests, holdout groups, incrementality reads on spend" and the MarTech roadmap; multilingual programs and mobile attribution are a plus.Source
    • Your websiteMexico page: cash pickup at "OXXO, Chedraui, Farmacias Guadalajara" and others plus bank deposits, a "Send Money Through WhatsApp" block ("No extra apps, no hassle"), and ratings of "4.7/5 stars on the App Store and 4.8/5 stars on the Play Store".Source

This quarter 11

The core plays for the next three months.

  • 07

    The Head of India brief says "Diwali is a season, not a day", and the Latam role names Father's Day and back-to-school. Sending peaks around the same moments in every diaspora.

    High impactMedium effort First result in 1 quarter Head of Central Growth

    First action

    List the top three moments for the five biggest corridors.

    How to measure it

    Season-window transfer growth

    Now
    –
    Target
    +10% year on year
    By
    2 quarters

    Steps

    1. 1

      Build the calendar

      Top corridors first.

      Head of Central Growth 1 week

    2. 2

      Collect local input

      From regional leads.

      Head of India 1 week

    3. 3

      Create templates

      Email, push, WhatsApp, social.

      Head of Central Growth 2 weeks

    4. 4

      Compliance review

      Offer wording per market.

      Compliance and Legal 1 week

    5. 5

      Run the first season

      One corridor.

      Head of Central Growth 1 month

    6. 6

      Read lift

      Against the holdout.

      Staff Analytics Engineer 1 month

    First result
    1 quarter
    Cost
    Creative time
    Owner
    Head of Central Growth

    Smallest test

    Run one season on one corridor.

    Why it works

    Build one calendar per corridor (religious festivals, national days, school terms, Mother's and Father's Day by country), and plan each as a season: pre-season awareness, peak reminders and a thank-you. Share creative across similar corridors.

    Timing beats spend: senders are already planning to send, and a season plan lets a small central team serve many corridors.

    Risks and how to handle them

    • Getting a festival wrong

      Local leads approve every creative.

    Evidence

    • HiringHead of India (London or Dubai, posted September 16, 2026): India is "the biggest remittance market with over $130 billion a year flowing home"; the role owns the P&L, pricing and "which communities to acquire and in what order", across "US, Canada, UK, Europe, Australia and UAE to start"; the diaspora puzzle includes "temples and gurdwaras and churches, cricket leagues, student associations, remittance-heavy employers, influencers, festivals (Diwali is a season, not a day)", reached "authentically, and cheaply".Source
    • HiringGrowth Manager Latam (Mexico City or NYC, posted March 10, 2026 and still listed): launch Taptap Send "within various Latam communities in Mexico & Central America" with a community-oriented strategy while "performance marketing is managed centrally"; the real competition is "the in-person remittance counters at Latino supermarkets"; runs seasonal campaigns "(e.g., Father's Day, back-to-school)".Source
    • HiringHead of Central Growth (New York, posted August 31, 2026): a "3-4 people" team responsible for "a multibillion-dollar monthly transaction volume and millions of monthly active users"; owns performance marketing measurement and spend allocation "across channels, markets, and corridors" and every lifecycle channel: "Email, Push, SMS, In-app messaging, and WhatsApp"; runs "A/B tests, multivariate tests, holdout groups, incrementality reads on spend" and the MarTech roadmap; multilingual programs and mobile attribution are a plus.Source
  • 08

    The Mexico, Brazil, Colombia and Guatemala pages have no community section, while the Latam growth role says the real competition is the in-person remittance counters at Latino supermarkets and that the strategy is community-led.

    High impactMedium effort First result in 1 quarter Growth Manager Latam

    First action

    Interview ten counter users about what stops them switching.

    How to measure it

    Latam new senders

    Now
    –
    Target
    +15%
    By
    2 quarters

    Steps

    1. 1

      Interview

      Ten counter users.

      Growth Manager Latam 2 weeks

    2. 2

      Write the guide

      Spanish first.

      Growth Manager Latam 1 week

    3. 3

      Add the section

      Mexico, Guatemala, Colombia, Brazil.

      Website lead 1 week

    4. 4

      Print a version

      For ambassadors.

      Growth Manager Latam 1 week

    5. 5

      Compliance review

      Claims and fees.

      Compliance and Legal 3 days

    6. 6

      Measure

      New senders by corridor.

      Staff Analytics Engineer monthly

    First result
    1 quarter
    Cost
    Printing and staff time
    Owner
    Growth Manager Latam

    Smallest test

    Publish the guide on the Mexico page.

    Why it works

    Add a Spanish-first community section to the Latam pages and a short guide for counter users: what you need, how pickup at OXXO and other stores works, and how to get help in Spanish. Use the same guide in the field with ambassadors.

    Counter users are not comparing apps; they need confidence that the app is as simple as the counter. A guide makes that switch concrete.

    Risks and how to handle them

    • Guide oversells speed

      Use dated, approved figures only.

    Evidence

    • Your websiteWhere the copy is tailored, it is specific: Bangladesh mentions "the Freedom50 cycle ride from Manchester to London", Ghana "Akwaaba's annual Ghana Party in the Park", Kenya "Swahili classes for Kenyan kids in the UK", Pakistan "iftars at your local masjid", Vietnam "community football leagues". The Mexico, Brazil, Colombia and Guatemala pages have no community section at all.Source
    • HiringGrowth Manager Latam (Mexico City or NYC, posted March 10, 2026 and still listed): launch Taptap Send "within various Latam communities in Mexico & Central America" with a community-oriented strategy while "performance marketing is managed centrally"; the real competition is "the in-person remittance counters at Latino supermarkets"; runs seasonal campaigns "(e.g., Father's Day, back-to-school)".Source
    • Your websiteMexico page: cash pickup at "OXXO, Chedraui, Farmacias Guadalajara" and others plus bank deposits, a "Send Money Through WhatsApp" block ("No extra apps, no hassle"), and ratings of "4.7/5 stars on the App Store and 4.8/5 stars on the Play Store".Source
  • 09

    The Growth Manager Africa will source ambassadors and run a CRM segmented by corridor and community, and the referral terms already support promotional codes. A homepage testimonial says the reviewer will share the app with friends.

    High impactMedium effort First result in 1 quarter Growth Manager Africa

    First action

    Pick ten ambassadors in two corridors.

    How to measure it

    Ambassador-referred senders active at 90 days

    Now
    –
    Target
    60%
    By
    2 quarters

    Steps

    1. 1

      Recruit

      Ten ambassadors.

      Growth Manager Africa 2 weeks

    2. 2

      Issue codes

      One per ambassador.

      Head of Central Growth 1 week

    3. 3

      Set rewards

      Within the terms.

      Compliance and Legal 1 week

    4. 4

      Track

      CRM by code.

      Staff Analytics Engineer 2 weeks

    5. 5

      Review

      Monthly leaderboard.

      Growth Manager Africa monthly

    6. 6

      Scale

      Best corridors.

      Growth Manager Africa 1 quarter

    First result
    1 quarter
    Cost
    Ambassador rewards
    Owner
    Growth Manager Africa

    Smallest test

    Run ten codes for one month.

    Why it works

    Give each ambassador and community association their own code, report signups and repeat senders per code, and reward the ambassadors whose referrals keep sending, within the referral terms.

    Codes make offline community work measurable, so the budget follows the communities that bring lasting senders.

    Risks and how to handle them

    • Code abuse

      Rewards only on verified repeat senders.

    Evidence

    • HiringGrowth Manager Africa (New York, posted July 9, 2026): grow the US-Africa corridor through customer research, "partnerships with community associations", "offline and online advertising campaigns tailored to specific country communities", "community ambassadors, champions and influencers", agencies for paid, creative and events, and a CRM "segmented by corridor and community"; key corridors named include Nigeria, Ghana, Kenya and Ethiopia.Source
    • Your websiteThe referral programme terms are published in English, French, German, Italian, Spanish, Vietnamese, Portuguese, Arabic and Chinese, but the website itself has no Chinese, Arabic, Portuguese, Vietnamese or Hindi version. The terms cover entities in the UK, Belgium, the US, DIFC, the UAE, Bahrain, Canada, New Zealand and Australia.Source
    • Your websiteHomepage: "Send money internationally. Fast delivery, zero hassle"; a Trustpilot badge; three testimonials from London, Toronto and Paris, one saying "I even got extra $10 the first time using this app. Will share it with my friends here in Canada!"; bank deposits, mobile money and cash pickup.Source
  • 10

    The Mexico page promotes sending through WhatsApp, and the Head of Central Growth owns WhatsApp as a lifecycle channel. Many diaspora senders already use WhatsApp daily with family.

    Medium impactMedium effort First result in 1 quarter Head of Central Growth

    First action

    Pick the three messages senders ask for most.

    How to measure it

    Active senders opted in to WhatsApp

    Now
    –
    Target
    25%
    By
    2 quarters

    Steps

    1. 1

      Choose messages

      Status, reminders, FAQs.

      Head of Central Growth 1 week

    2. 2

      Consent design

      Clear opt-in per market.

      Compliance and Legal 1 week

    3. 3

      Build templates

      By language.

      Head of Central Growth 2 weeks

    4. 4

      Launch in one corridor

      Mexico first.

      Growth Manager Latam 1 month

    5. 5

      Measure

      Opt-in, retention.

      Staff Analytics Engineer monthly

    6. 6

      Expand

      Other corridors.

      Head of Central Growth 1 quarter

    First result
    1 quarter
    Cost
    Messaging fees
    Owner
    Head of Central Growth

    Smallest test

    Offer opt-in status messages to one corridor.

    Why it works

    Offer opt-in WhatsApp messages for transfer status, a reminder before a recurring family payment, and answers to common questions, in the sender's language.

    A channel people already open is where reminders and service land best.

    Risks and how to handle them

    • Spam perception

      Few messages, all opt-in.

    Evidence

    • Your websiteMexico page: cash pickup at "OXXO, Chedraui, Farmacias Guadalajara" and others plus bank deposits, a "Send Money Through WhatsApp" block ("No extra apps, no hassle"), and ratings of "4.7/5 stars on the App Store and 4.8/5 stars on the Play Store".Source
    • HiringHead of Central Growth (New York, posted August 31, 2026): a "3-4 people" team responsible for "a multibillion-dollar monthly transaction volume and millions of monthly active users"; owns performance marketing measurement and spend allocation "across channels, markets, and corridors" and every lifecycle channel: "Email, Push, SMS, In-app messaging, and WhatsApp"; runs "A/B tests, multivariate tests, holdout groups, incrementality reads on spend" and the MarTech roadmap; multilingual programs and mobile attribution are a plus.Source
  • 11

    The referral terms exist in Chinese, Arabic, Portuguese and Vietnamese, but the website only has English, French, German, Italian and Spanish versions. The Head of APAC owns a China-focused region, and corridors like Morocco, Egypt, Brazil and Vietnam are served.

    High impactMedium effort First result in 2 quarters Head of APAC

    First action

    Pick five pages for the first Chinese version.

    How to measure it

    New-language sessions

    Now
    –
    Target
    10,000 a month
    By
    2 quarters

    Steps

    1. 1

      Pick pages

      Five per language.

      Head of APAC 1 week

    2. 2

      Translate

      Native reviewers.

      Head of APAC 1 month

    3. 3

      hreflang

      Locale tags.

      Website lead 1 week

    4. 4

      Compliance review

      Per market.

      Compliance and Legal 2 weeks

    5. 5

      Promote

      Community channels.

      Head of APAC 1 month

    6. 6

      Measure

      Downloads by locale.

      Staff Analytics Engineer monthly

    First result
    2 quarters
    Cost
    Translation
    Owner
    Head of APAC

    Smallest test

    Publish a Chinese homepage.

    Why it works

    Add a Chinese version first (homepage, China and Vietnam corridor pages, help), then Arabic and Portuguese, reviewed by native speakers on the team.

    Senders choose services they can read fully, and the team already speaks 50+ languages.

    Risks and how to handle them

    • App not in the same language

      Launch where the app supports it.

    Evidence

    • Your websiteThe referral programme terms are published in English, French, German, Italian, Spanish, Vietnamese, Portuguese, Arabic and Chinese, but the website itself has no Chinese, Arabic, Portuguese, Vietnamese or Hindi version. The terms cover entities in the UK, Belgium, the US, DIFC, the UAE, Bahrain, Canada, New Zealand and Australia.Source
    • HiringHead of APAC (Singapore, posted September 15, 2026): owns the APAC P&L "with direct ownership of East Asia and a particular focus on China" and oversight of Southeast Asia; responsible for "customer acquisition and retention, pricing, user research", "brand awareness across the region" and building "trust-based relationships with diaspora communities".Source
    • News coverageTaptap Send raised a $65 million Series B led by Spark Capital, with Unbound, Reid Hoffman and Canaan Partners; job posts list Spark Capital, Canaan, Reid Hoffman, Breyer Capital, Unbound and Wamda, and "250+ people, 50+ nationalities, 50+ languages".Source
  • 12

    The India page lists different fees and limits for each sending country, and the Head of India must choose which sending markets and communities to win first. Searchers type "send money to India from the UK".

    High impactMedium effort First result in 1 quarter Head of India

    First action

    Build the UK-to-India page first.

    How to measure it

    India market-page downloads

    Now
    –
    Target
    +25%
    By
    2 quarters

    Steps

    1. 1

      Pick markets

      In priority order.

      Head of India 1 week

    2. 2

      Write pages

      Fees and limits per market.

      Head of India 2 weeks

    3. 3

      Compliance

      Per market.

      Compliance and Legal 1 week

    4. 4

      Publish

      With locale tags.

      Website lead 1 week

    5. 5

      Point campaigns

      Per-market ads.

      Head of Central Growth 2 weeks

    6. 6

      Measure

      CAC by market.

      Staff Analytics Engineer monthly

    First result
    1 quarter
    Cost
    Writing time
    Owner
    Head of India

    Smallest test

    Publish the UK page.

    Why it works

    Create one India page per sending market with its fee, limits, payout options and reviews from senders there, and use each as the landing page for that market's campaigns.

    Market-specific pages match search intent and let the Head of India measure each market separately.

    Risks and how to handle them

    • Thin duplicate pages

      Real local content each.

    Evidence

    • Your websiteIndia page: "UPI transfers and bank deposits" to "SBI, HDFC and ICICI"; sending "from the UK, EU, US, Canada, Australia or UAE"; fees listed per sending country ("United States (US): $1.99 USD", "United Kingdom (UK): £1 GBP", "Canada: $1.99 CAD", "€1.99 EUR"); "95% of our transfers are received in under 3 minutes!*" based on internal data from December 2025; three short reviews.Source
    • HiringHead of India (London or Dubai, posted September 16, 2026): India is "the biggest remittance market with over $130 billion a year flowing home"; the role owns the P&L, pricing and "which communities to acquire and in what order", across "US, Canada, UK, Europe, Australia and UAE to start"; the diaspora puzzle includes "temples and gurdwaras and churches, cricket leagues, student associations, remittance-heavy employers, influencers, festivals (Diwali is a season, not a day)", reached "authentically, and cheaply".Source
  • 13

    The Head of Central Growth must allocate spend "across channels, markets, and corridors" with incrementality reads. Platform attribution overstates paid impact in communities where word of mouth is strong.

    High impactHigh effort First result in 2 quarters Head of Central Growth

    First action

    Pick two corridors and matched cities.

    How to measure it

    Budget reallocated from tests

    Now
    –
    Target
    20%
    By
    2 quarters

    Steps

    1. 1

      Pick corridors

      Two first.

      Head of Central Growth 1 week

    2. 2

      Match cities

      Similar populations.

      Staff Analytics Engineer 2 weeks

    3. 3

      Run tests

      Four to six weeks.

      Head of Central Growth 6 weeks

    4. 4

      Read results

      New senders.

      Staff Analytics Engineer 1 week

    5. 5

      Reallocate

      Budget shifts.

      Head of Central Growth 1 week

    6. 6

      Repeat

      Quarterly.

      Head of Central Growth quarterly

    First result
    2 quarters
    Cost
    Some lost volume during pauses
    Owner
    Head of Central Growth

    Smallest test

    Run one city pause for four weeks.

    Why it works

    Run matched-city tests: pause or raise spend in some cities per corridor and compare new senders, then shift budget to the corridors with real lift.

    Incrementality is the only reliable way to set budgets across many corridors with a small team.

    Risks and how to handle them

    • Noisy results

      Longer tests, larger cities.

    Evidence

    • HiringHead of Central Growth (New York, posted August 31, 2026): a "3-4 people" team responsible for "a multibillion-dollar monthly transaction volume and millions of monthly active users"; owns performance marketing measurement and spend allocation "across channels, markets, and corridors" and every lifecycle channel: "Email, Push, SMS, In-app messaging, and WhatsApp"; runs "A/B tests, multivariate tests, holdout groups, incrementality reads on spend" and the MarTech roadmap; multilingual programs and mobile attribution are a plus.Source
    • HiringGrowth Manager Africa (New York, posted July 9, 2026): grow the US-Africa corridor through customer research, "partnerships with community associations", "offline and online advertising campaigns tailored to specific country communities", "community ambassadors, champions and influencers", agencies for paid, creative and events, and a CRM "segmented by corridor and community"; key corridors named include Nigeria, Ghana, Kenya and Ethiopia.Source
  • 14

    Taptap Send pays out to mobile money and banks, and the new partnership hires will own those relationships. Recipients often tell senders which app to use.

    High impactMedium effort First result in 2 quarters Head of Partnerships

    First action

    Propose a pilot to one mobile money partner.

    How to measure it

    Recipient-referred new senders

    Now
    –
    Target
    2,000 a month
    By
    2 quarters

    Steps

    1. 1

      Pick a partner

      One with marketing reach.

      Head of Partnerships (Africa) 2 weeks

    2. 2

      Agree the offer

      Message and link.

      Head of Partnerships (Africa) 1 month

    3. 3

      Compliance

      Both sides.

      Compliance and Legal 2 weeks

    4. 4

      Build the link

      Tracked share link.

      Product Manager 2 weeks

    5. 5

      Run pilot

      One corridor.

      Head of Partnerships (Africa) 1 month

    6. 6

      Measure

      New senders.

      Staff Analytics Engineer monthly

    First result
    2 quarters
    Cost
    Partner marketing fees
    Owner
    Head of Partnerships (Africa)

    Smallest test

    Pilot one SMS to recipients in one corridor.

    Why it works

    Agree in-wallet or SMS messages with payout partners telling recipients they can receive from abroad through Taptap Send, with a link to share with the sender.

    Reaching the recipient turns the partner's user base into a referral channel.

    Risks and how to handle them

    • Partner reluctance

      Show mutual volume gain.

    Evidence

    • HiringPartnerships hiring: a Head of Partnerships (Africa) to own existing partners and find new ones, working with regulators and "other members of the Growth team"; a Global Business Development Lead (Dubai, posted September 14, 2026) to "source, structure, negotiate, and execute partnerships with banks, fintechs, payment providers, mobile money operators"; plus a BD Manager, Institutional Payments. Job posts describe the next stage as "local cards, and additional savings and payments features".Source
    • Your websiteWhere the copy is tailored, it is specific: Bangladesh mentions "the Freedom50 cycle ride from Manchester to London", Ghana "Akwaaba's annual Ghana Party in the Park", Kenya "Swahili classes for Kenyan kids in the UK", Pakistan "iftars at your local masjid", Vietnam "community football leagues". The Mexico, Brazil, Colombia and Guatemala pages have no community section at all.Source
  • 15

    Testimonials show word of mouth matters, and recipients in Kenya, Ghana or Mexico know their payout details best. Today the sender has to collect those details.

    Medium impactMedium effort First result in 1 quarter Product Manager

    First action

    Prototype the link and test with ten families.

    How to measure it

    Recipient-link first transfers

    Now
    –
    Target
    1,000 a month
    By
    2 quarters

    Steps

    1. 1

      Design

      Link and consent.

      Staff Product Designer 2 weeks

    2. 2

      Compliance

      Data handling.

      Compliance and Legal 2 weeks

    3. 3

      Build

      App support.

      Product Manager 1 month

    4. 4

      Test

      Ten families.

      Product Manager 2 weeks

    5. 5

      Launch

      One corridor.

      Head of Central Growth 1 month

    6. 6

      Measure

      Conversion.

      Staff Analytics Engineer monthly

    First result
    1 quarter
    Cost
    Engineering time
    Owner
    Product Manager

    Smallest test

    Test with ten families.

    Why it works

    Let a recipient create a link with their payout method that a sender opens in the app, with the recipient's details ready to confirm, subject to compliance checks.

    It removes a step for the sender and makes every recipient a promoter.

    Risks and how to handle them

    • Fraud risk

      Sender still confirms; standard checks apply.

    Evidence

    • Your websiteHomepage: "Send money internationally. Fast delivery, zero hassle"; a Trustpilot badge; three testimonials from London, Toronto and Paris, one saying "I even got extra $10 the first time using this app. Will share it with my friends here in Canada!"; bank deposits, mobile money and cash pickup.Source
    • Your websiteMexico page: cash pickup at "OXXO, Chedraui, Farmacias Guadalajara" and others plus bank deposits, a "Send Money Through WhatsApp" block ("No extra apps, no hassle"), and ratings of "4.7/5 stars on the App Store and 4.8/5 stars on the Play Store".Source
    • HiringPartnerships hiring: a Head of Partnerships (Africa) to own existing partners and find new ones, working with regulators and "other members of the Growth team"; a Global Business Development Lead (Dubai, posted September 14, 2026) to "source, structure, negotiate, and execute partnerships with banks, fintechs, payment providers, mobile money operators"; plus a BD Manager, Institutional Payments. Job posts describe the next stage as "local cards, and additional savings and payments features".Source
  • 16

    Business customers already pay people and suppliers across emerging markets, and the consumer brand is known in diaspora communities with UK events.

    Medium impactMedium effort First result in 2 quarters Head of Business Operations

    First action

    List 50 diaspora-owned UK businesses through partners.

    How to measure it

    Community-sourced business accounts

    Now
    –
    Target
    200
    By
    2 quarters

    Steps

    1. 1

      List

      50 businesses.

      Head of Business Operations, Business 2 weeks

    2. 2

      Offer

      Guided onboarding.

      Head of Business Operations, Business 1 week

    3. 3

      Corridor mention

      On pages.

      Website lead 1 week

    4. 4

      Events

      Community business events.

      Growth Manager Africa monthly

    5. 5

      Support

      Account management.

      Head of Business Operations, Business ongoing

    6. 6

      Measure

      Accounts and volume.

      Staff Analytics Engineer monthly

    First result
    2 quarters
    Cost
    Staff time
    Owner
    Head of Business Operations, Business

    Smallest test

    Onboard ten businesses.

    Why it works

    Identify diaspora-owned UK shops and importers through community partners and offer a guided onboarding; add a business mention on corridor pages.

    The community trust built by the consumer brand transfers to small business owners from the same communities.

    Risks and how to handle them

    • Consumer and business confusion

      Separate pages and support.

    Evidence

    • HiringHead of Business Operations, Business (London, posted September 21, 2026): "Taptap Send Business is early and growing fast. Businesses are already using us to pay people and suppliers across emerging markets, and we are launching a wider set of products and geographies"; goals include "Business customer retention", "AI native account management", launch readiness for each new product and geography, and turning customer questions into roadmap evidence.Source
    • Your websiteThe "for businesses" link on every locale (including the US English site) redirects to business.taptapsend.com/signup, a UK product: "Any UK-registered" business, "A GBP business account with local bank details", payments "to 8+ countries" in the FAQ while the banner says "Across 25+ payouts"; batch and scheduled payments, invoices, team approvals and "Shopify Payments UK" compatibility.Source
    • Your websiteWhere the copy is tailored, it is specific: Bangladesh mentions "the Freedom50 cycle ride from Manchester to London", Ghana "Akwaaba's annual Ghana Party in the Park", Kenya "Swahili classes for Kenyan kids in the UK", Pakistan "iftars at your local masjid", Vietnam "community football leagues". The Mexico, Brazil, Colombia and Guatemala pages have no community section at all.Source
  • 17

    Corridor pages ship placeholder calculator text before scripts run. Search engines and AI assistants often read the HTML only, so they never see the corridor's own currencies or fee.

    Medium impactMedium effort First result in 1 quarter Website lead

    First action

    Ask an AI assistant about fees to Kenya and note what it cites.

    How to measure it

    Corridor pages cited by AI assistants

    Now
    –
    Target
    10 corridors
    By
    2 quarters

    Steps

    1. 1

      Check today

      Assistant answers.

      Head of Central Growth 1 day

    2. 2

      Design summary

      Per corridor.

      Staff Product Designer 1 week

    3. 3

      Compliance

      Wording.

      Compliance and Legal 1 week

    4. 4

      Build

      Server-rendered.

      Website lead 2 weeks

    5. 5

      Structured data

      FAQ and offers.

      Website lead 1 week

    6. 6

      Monitor

      Monthly checks.

      Head of Central Growth monthly

    First result
    1 quarter
    Cost
    Engineering time
    Owner
    Website lead

    Smallest test

    Do it for the Kenya page.

    Why it works

    Render a server-side summary per corridor and sending market: currencies, fee, payout methods, with "rates change; see the app" wording approved by compliance.

    Assistants answer "cheapest way to send to X" from what they can read; giving them correct facts helps you get cited.

    Risks and how to handle them

    • Stale rates

      Show fees, not live rates.

    Evidence

    • Your websitePage details: the Haiti corridor page title is "Haiti 026"; the Colombia title is "Send Money to Colombia from |". Every corridor page and the homepage ship the same placeholder calculator text in their HTML ("Today's rate: 1 AED = 33.30 BDT", "This is some text inside of a div block.", "2,00 € de frais") before scripts load, including the Mexico and Kenya pages.Source
    • Your websiteIndia page: "UPI transfers and bank deposits" to "SBI, HDFC and ICICI"; sending "from the UK, EU, US, Canada, Australia or UAE"; fees listed per sending country ("United States (US): $1.99 USD", "United Kingdom (UK): £1 GBP", "Canada: $1.99 CAD", "€1.99 EUR"); "95% of our transfers are received in under 3 minutes!*" based on internal data from December 2025; three short reviews.Source
    • Google PageSpeedMobile lab performance score 43 for the US homepage, but real visitors pass Core Web Vitals in the Chrome UX Report: LCP 2.0 s, INP 139 ms, CLS 0.05 at the 75th percentile.Source

Big bets 3

Larger plays that can change the trajectory.

  • 18

    Job posts describe local cards and savings and payments features as the next stage, and a card with Apple Pay already exists.

    High impactHigh effort First result in 3 quarters Product Manager

    First action

    Compare retention of card users and senders only.

    How to measure it

    90-day retention for card users

    Now
    –
    Target
    +10 points
    By
    3 quarters

    Steps

    1. 1

      Baseline

      Retention by product.

      Staff Analytics Engineer 2 weeks

    2. 2

      Journey

      When to offer.

      Product Manager 1 month

    3. 3

      Compliance

      Market by market.

      Compliance and Legal 1 month

    4. 4

      Lifecycle

      Card messages.

      Head of Central Growth 1 month

    5. 5

      Launch

      One market.

      Product Manager 1 quarter

    6. 6

      Measure

      Retention lift.

      Staff Analytics Engineer quarterly

    First result
    3 quarters
    Cost
    Product investment
    Owner
    Product Manager

    Smallest test

    Offer the card to one cohort.

    Why it works

    Map the journey from first transfer to card use; offer the card when it helps (spending abroad, holding money before sending), and measure retention of card users against senders only.

    Products used every day keep customers when a rival offers a better rate.

    Risks and how to handle them

    • Distracting from core sending

      Offer only when relevant.

    Evidence

    • HiringPartnerships hiring: a Head of Partnerships (Africa) to own existing partners and find new ones, working with regulators and "other members of the Growth team"; a Global Business Development Lead (Dubai, posted September 14, 2026) to "source, structure, negotiate, and execute partnerships with banks, fintechs, payment providers, mobile money operators"; plus a BD Manager, Institutional Payments. Job posts describe the next stage as "local cards, and additional savings and payments features".Source
    • HiringHead of Central Growth (New York, posted August 31, 2026): a "3-4 people" team responsible for "a multibillion-dollar monthly transaction volume and millions of monthly active users"; owns performance marketing measurement and spend allocation "across channels, markets, and corridors" and every lifecycle channel: "Email, Push, SMS, In-app messaging, and WhatsApp"; runs "A/B tests, multivariate tests, holdout groups, incrementality reads on spend" and the MarTech roadmap; multilingual programs and mobile attribution are a plus.Source
  • 19

    The Head of APAC is hired with China as a key priority and trust-based diaspora relationships in the brief. There is no China page yet, while Remitly has one.

    High impactHigh effort First result in 4 quarters Head of APAC

    First action

    Name three sending markets to start.

    How to measure it

    Active China-corridor senders

    Now
    –
    Target
    target set by Head of APAC
    By
    4 quarters

    Steps

    1. 1

      Sequence markets

      Top three.

      Head of APAC 1 month

    2. 2

      Build pages

      English and Chinese.

      Website lead 1 month

    3. 3

      Partners

      Associations and students.

      Head of APAC 1 quarter

    4. 4

      Compliance

      Rules per market.

      Compliance and Legal 1 quarter

    5. 5

      Launch

      First market.

      Head of APAC 1 quarter

    6. 6

      Measure

      CAC and retention.

      Staff Analytics Engineer monthly

    First result
    4 quarters
    Cost
    Launch budget
    Owner
    Head of APAC

    Smallest test

    Run one student-association pilot.

    Why it works

    Launch with a China page, Chinese site pages, community partners (associations, student groups), and a referral offer, sequenced by sending market.

    Diaspora trust drives remittance choices, and community partners give a new corridor credibility quickly.

    Risks and how to handle them

    • Regulatory complexity

      Compliance leads the sequence.

    Evidence

    • HiringHead of APAC (Singapore, posted September 15, 2026): owns the APAC P&L "with direct ownership of East Asia and a particular focus on China" and oversight of Southeast Asia; responsible for "customer acquisition and retention, pricing, user research", "brand awareness across the region" and building "trust-based relationships with diaspora communities".Source
    • Your websiteSitemap (1,685 URLs, 7 locales: en, en-gb, es, es-us, fr, de, it): 26 "send-money-to" corridor pages per locale. The homepage list of destinations is far longer (China, Ethiopia, El Salvador, Honduras, Indonesia, Uganda, Tanzania, Zimbabwe, Jamaica, Peru, Dominican Rep. and more), but /en/send-money-to/china, /ethiopia, /el-salvador, /honduras, /indonesia, /uganda, /zimbabwe, /jamaica, /peru and /dominican-republic all return 404.Source
    • Your websiteThe referral programme terms are published in English, French, German, Italian, Spanish, Vietnamese, Portuguese, Arabic and Chinese, but the website itself has no Chinese, Arabic, Portuguese, Vietnamese or Hindi version. The terms cover entities in the UK, Belgium, the US, DIFC, the UAE, Bahrain, Canada, New Zealand and Australia.Source
    • Competitor researchRivals' own homepages: Remitly ("faster and more securely", with live China and Ethiopia corridor pages); Sendwave ("Trusted by one million users"); WorldRemit ("fast, flexible, and fair"); Wise ("150+ countries, 40 currencies, one account"); LemFi ("Send money home and buy eSIM data"). Job posts name in-person counters at Latino supermarkets as the real Latam competition.Source
  • 20

    The Business line aims for "AI native account management" an order of magnitude better than the market, with BPO partners delivering service.

    High impactHigh effort First result in 3 quarters Head of Business Operations

    First action

    Tag last month's business support questions.

    How to measure it

    Business customer retention

    Now
    –
    Target
    +10 points
    By
    3 quarters

    Steps

    1. 1

      Tag questions

      Top reasons.

      Head of Business Operations, Business 2 weeks

    2. 2

      Design

      Assistant scope.

      Head of Business Operations, Business 1 month

    3. 3

      Build

      With handoff.

      Product Manager 1 quarter

    4. 4

      QA

      BPO standards.

      Head of Business Operations, Business ongoing

    5. 5

      Compliance

      Review.

      Compliance and Legal 1 month

    6. 6

      Measure

      Retention and cost.

      Staff Analytics Engineer monthly

    First result
    3 quarters
    Cost
    Engineering
    Owner
    Head of Business Operations, Business

    Smallest test

    Automate the top question.

    Why it works

    Build an assistant that knows each business's payments, flags failed or delayed payments, answers questions and hands off to people, with quality checks.

    For businesses, payroll and supplier payments must not fail; fast, informed help keeps them.

    Risks and how to handle them

    • Wrong answers about money

      Human handoff on every payment issue.

    Evidence

    • HiringHead of Business Operations, Business (London, posted September 21, 2026): "Taptap Send Business is early and growing fast. Businesses are already using us to pay people and suppliers across emerging markets, and we are launching a wider set of products and geographies"; goals include "Business customer retention", "AI native account management", launch readiness for each new product and geography, and turning customer questions into roadmap evidence.Source
    • Your websiteThe "for businesses" link on every locale (including the US English site) redirects to business.taptapsend.com/signup, a UK product: "Any UK-registered" business, "A GBP business account with local bank details", payments "to 8+ countries" in the FAQ while the banner says "Across 25+ payouts"; batch and scheduled payments, invoices, team approvals and "Shopify Payments UK" compatibility.Source

Wildcards 2

Unexpected experiments, each with a cheap way to test it.

  • 21

    Taptap Send moves billions across many corridors and backs the UN goal of lower remittance costs. Press coverage today centres on funding rounds.

    Medium impactMedium effort First result in 2 quarters Head of Central Growth

    First action

    List five questions the data can answer.

    How to measure it

    Report press mentions

    Now
    –
    Target
    30
    By
    2 quarters

    Steps

    1. 1

      Questions

      Five.

      Head of Central Growth 1 week

    2. 2

      Analysis

      Anonymised.

      Staff Analytics Engineer 1 month

    3. 3

      Review

      Privacy and compliance.

      Compliance and Legal 2 weeks

    4. 4

      Write

      Report.

      Head of Central Growth 1 month

    5. 5

      Launch

      Press and community.

      Head of Central Growth 1 week

    6. 6

      Reuse

      Corridor pages.

      Website lead ongoing

    First result
    2 quarters
    Cost
    Design and PR
    Owner
    Head of Central Growth

    Smallest test

    Publish one chart.

    Why it works

    Publish an anonymised yearly report: sending patterns by corridor, the moments people send, and payout preferences, with compliance review and no individual data.

    Original data earns press and links, and gives every regional lead a story for their community.

    Risks and how to handle them

    • Revealing sensitive data

      Aggregates only.

    Evidence

    • News coverageTaptap Send raised a $65 million Series B led by Spark Capital, with Unbound, Reid Hoffman and Canaan Partners; job posts list Spark Capital, Canaan, Reid Hoffman, Breyer Capital, Unbound and Wamda, and "250+ people, 50+ nationalities, 50+ languages".Source
    • Your websiteSitemap (1,685 URLs, 7 locales: en, en-gb, es, es-us, fr, de, it): 26 "send-money-to" corridor pages per locale. The homepage list of destinations is far longer (China, Ethiopia, El Salvador, Honduras, Indonesia, Uganda, Tanzania, Zimbabwe, Jamaica, Peru, Dominican Rep. and more), but /en/send-money-to/china, /ethiopia, /el-salvador, /honduras, /indonesia, /uganda, /zimbabwe, /jamaica, /peru and /dominican-republic all return 404.Source
    • HiringHead of India (London or Dubai, posted September 16, 2026): India is "the biggest remittance market with over $130 billion a year flowing home"; the role owns the P&L, pricing and "which communities to acquire and in what order", across "US, Canada, UK, Europe, Australia and UAE to start"; the diaspora puzzle includes "temples and gurdwaras and churches, cricket leagues, student associations, remittance-heavy employers, influencers, festivals (Diwali is a season, not a day)", reached "authentically, and cheaply".Source
  • 22

    The Head of India names student associations and students in Berlin as part of the diaspora, and students become long-term senders after graduation.

    Medium impactMedium effort First result in 2 quarters Head of India

    First action

    Pick five universities.

    How to measure it

    Student-referred senders

    Now
    –
    Target
    1,000
    By
    2 quarters

    Steps

    1. 1

      Pick universities

      Five.

      Head of India 1 week

    2. 2

      Recruit

      Ambassadors.

      Growth Manager Africa 2 weeks

    3. 3

      Codes

      Tracked.

      Head of Central Growth 1 week

    4. 4

      Events

      Term start.

      Head of India termly

    5. 5

      Compliance

      Rewards.

      Compliance and Legal 1 week

    6. 6

      Measure

      Retention.

      Staff Analytics Engineer monthly

    First result
    2 quarters
    Cost
    Ambassador rewards
    Owner
    Head of India

    Smallest test

    One university this term.

    Why it works

    Recruit student ambassadors at universities with many Indian, Nigerian and other diaspora students; give them codes and event support.

    Students form habits early and introduce peers.

    Risks and how to handle them

    • Low volumes

      Value is lifetime; track graduates.

    Evidence

    • HiringHead of India (London or Dubai, posted September 16, 2026): India is "the biggest remittance market with over $130 billion a year flowing home"; the role owns the P&L, pricing and "which communities to acquire and in what order", across "US, Canada, UK, Europe, Australia and UAE to start"; the diaspora puzzle includes "temples and gurdwaras and churches, cricket leagues, student associations, remittance-heavy employers, influencers, festivals (Diwali is a season, not a day)", reached "authentically, and cheaply".Source
    • HiringGrowth Manager Africa (New York, posted July 9, 2026): grow the US-Africa corridor through customer research, "partnerships with community associations", "offline and online advertising campaigns tailored to specific country communities", "community ambassadors, champions and influencers", agencies for paid, creative and events, and a CRM "segmented by corridor and community"; key corridors named include Nigeria, Ghana, Kenya and Ethiopia.Source
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Independent research. Programmable wrote this playbook from public sources, as they stood on October 23, 2026, and cites them throughout. Taptap Send did not commission, review or endorse it, and Programmable is not affiliated with Taptap Send. Company and product names are trademarks of their owners, used only to identify them. The ideas are suggestions and opinion, not professional, legal or financial advice, and not statements about how Taptap Send runs its business.

Something wrong, or do you represent Taptap Send? Email [email protected] and we will correct it or take it down.

30/60/90 roadmap

What to focus on in each month, and the ideas that carry it.

  1. Days 1 to 306 ideas

    Fix community copy, titles and placeholder text, approve one set of numbers, route business visitors, set the holdout and start missing corridor pages.

  2. Days 31 to 6013 ideas

    Seasons, Latam guide, ambassador codes, WhatsApp, new languages, India market pages, geo tests, partner and recipient referral, business outreach and machine-readable corridor facts; the data report and student ambassadors.

  3. Days 61 to 903 ideas

    Commit to the big bets: cards, China and AI account management.

The research behind the plan

3 research areas, each summarised in a few lines. Open any of them for the full detail.

Customers

What customers say

Customers value good exchange rates and low or no fees. The most cited problem: expensive, slow traditional transfer services.

  • Money arriving in minutes
  • Limited reach in rural areas
  • In their words: “send money home”

Market

Competitive landscape

5 competitors compared: Remitly, Sendwave, WorldRemit, Wise and 1 more.

  • Gap to exploit: Community-specific pages for every corridor
  • Remitly: Less community-specific
  • Sendwave: Overlapping offer

Hiring signals

Taptap Send is building regional growth leadership and central rigor at once: a Head of India and Head of APAC (with China a priority) who own P&L, pricing and community acquisition (ideas 1, 11, 12, 19, 22), community…

  • Head of India: Win the biggest remittance market community by community. Ideas 1, 12, 22.
  • Head of APAC: East Asia with China as a priority. Ideas 2, 11, 19.
  • Head of Central Growth: Spend measurement and Email, Push, SMS, In-app, WhatsApp. Ideas 6, 7, 10, 13.

From the team that wrote this playbook

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