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  • The brief
  • Start here
  • Idea portfolio
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  • This week · 7
  • This quarter · 8
  • Big bets · 3
  • Wildcards · 3
  • How we can help
Generated Oct 26, 2026
  1. Programmable
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growth playbook · Oct 26, 2026

thatch.com (opens in a new tab)

Thatch growth playbook

Diagnosis

Thatch has momentum: a $108M Series C at a $1B valuation, revenue up nearly 7x, 5,000+ companies, ADP, Paychex and Eli Lilly as strategic investors, and the Venteur book moving onto its platform.

Its hiring shows the next push: a Product Growth Manager for self-serve signup-to-invite conversion, growth data science and GTM analytics for channel economics, a Head of Communications for a consumer-facing story, a customer advocacy program, broker-led mid-market sales and Market partnerships.

The gaps are in the self-serve path and the site: the quote tool and plan finder tell employers to contact sales for a price that is published, commercial pages share the homepage title, 144 near-identical rep pages stand in for payroll partner pages, and proof numbers disagree. This playbook fixes those first, then builds references, industry and state pages, broker proposals, renewal reports and a health-budget data report, and bets on an open platform API, a consumer brand and Market programs.

Growth Score

7/10

Biggest Opportunity

Make the self-serve path from quote to team invite one continuous flow, with the price, the budget and the invite ready before the employer signs up.

Biggest Risk

Take Command, PeopleKeep and Remodel Health compete for the same employers and brokers, and growth through campaigns and partners can outpace onboarding if employers sign up but never invite their teams.

01

Start here

The three moves to make first. Each one is written up in full below.

  1. 1

    Let the quote tool show the full monthly cost and carry the budget into signup

    Change the cost answer on /quote and /plans to the published price today.

    High impact First result in 1 month
  2. 2

    Give pricing, brokers, Market and platforms their own titles and descriptions

    Rewrite the pricing title today.

    Medium impact First result in 2 weeks
  3. 3

    One set of proof numbers across the site, before the advocacy program scales them

    Change the Crossroads headline to the exact figure.

    Medium impact First result in 2 weeks

02

Your idea portfolio

21 ideas, grouped by when to run them. Open any idea for how to run it: the steps, who to approach, copy you can use, and how to measure it.

  • 7 ideas are marked Unexpected: plays you are unlikely to have tried.

Every idea placed by the effort it takes against the impact it could have. Quick wins sit top left; select a number to open that idea. The filters below narrow the list by status, timing, category and what Programmable can build.

Effort vs impactEach number is an idea. Select one to open it.
Impact →
Quick wins · 2Big bets · 11Fill-ins · 6Reconsider · 2
Effort →

Showing 21 of 21 ideas

This week 7

Quick wins with a clear first action.

  • 01

    The new Product Growth Manager owns signup-to-invite conversion, and the role post names the decisions where small employers get stuck: budgets, contributions, eligibility. The page Thatch points them to for that decision, the "healthcare budget calculator" at /quote, and the plan finder both answer "How much does Thatch cost?" with "Contact us for detailed pricing based on your team size", while /pricing publishes $45 per enrolled employee plus a $50 compliance fee. The plan finder also declares a canonical URL of "/plans/[[...year]]", an unfilled template path.

    High impactLow effort First result in 1 month Product Growth Manager

    First action

    Change the cost answer on /quote and /plans to the published price today.

    How to measure it

    Employers inviting their team within 14 days of signup

    Now
    –
    Target
    +20%
    By
    90 days

    Steps

    1. 1

      Fix the copy

      Published price on /quote and /plans.

      Product Growth Manager 1 hour

    2. 2

      Fix the canonical

      Point the plan finder at /plans.

      Software Engineer: Full Stack 1 hour

    3. 3

      Show the total

      Budget plus platform fee per month.

      Software Engineer: Full Stack 3 days

    4. 4

      Carry the quote

      Pre-fill budget and team size in onboarding.

      Software Engineer: Full Stack 1 week

    5. 5

      Pre-write the invite

      Invite email ready on the first screen.

      Product Growth Manager 2 days

    6. 6

      Instrument

      Quote, signup, budget set, invites sent.

      Data Scientist: Growth & Marketing 3 days

    7. 7

      Test

      Quoted path vs direct signup.

      Product Growth Manager 4 weeks

    8. 8

      Share results

      Weekly growth review.

      Product Growth Manager weekly

    First result
    1 month
    Cost
    Engineering time
    Owner
    Product Growth Manager

    Smallest test

    Fix the two FAQ answers and the canonical, then compare quote-to-signup for two weeks.

    Why it works

    On /quote and /plans, replace the "contact us" answer with the real formula and a total: health budget per employee + $45 per enrolled employee + $50 a month. Pass the quote (team size, ZIP codes, budget) into "Get started" so the employer starts onboarding with the budget already set and a pre-written invite. Fix the plan finder canonical to /plans. Track quote-to-signup and signup-to-invite for employers who quoted first.

    An employer who has seen the full cost and already chosen a budget has made the hardest onboarding decision before signing up, which is exactly where the role says employers stall.

    Ready to use

    ChecklistQuote to invite path

    [ ] /quote and /plans show $45 per enrolled employee + $50/month
    [ ] Total monthly cost = budgets + platform fee
    [ ] Canonical on /plans is https://thatch.com/plans
    [ ] "Get started" carries team size, ZIPs and budget
    [ ] Onboarding opens with the budget pre-set
    [ ] Invite email pre-written
    [ ] Events: quote, signup, budget set, first invite

    Risks and how to handle them

    • Total cost looks high

      Show it next to the typical group renewal increase and the employee survey results.

    • Quotes go stale

      Re-check plan prices when the employer returns.

    Evidence

    • HiringProduct Growth Manager (posted September 21, 2026): "for a small business choosing health benefits, there are real decisions to make: budgets, contributions, eligibility, and getting employees enrolled. Every employer who gets stuck is a team that doesn't get coverage." The hire will "turn more signups into employers who invite their teams to Thatch", owning "employer conversion from signup to employee invites", with experiments across onboarding, lifecycle messaging, "sales-assist, targeted outreach, and broker handoffs".Source
    • Your websiteThe quote page ("Get an Instant Small Business Health Insurance Quote") and the plan finder (/plans) both answer "How much does Thatch cost?" with "Contact us for detailed pricing based on your team size", although /pricing publishes the price. The plan finder's canonical tag points to "https://thatch.com/plans/[[...year]]", an unfilled template path.Source
    • Your websitePricing page: Standard for 1-49 eligible employees, "$45 x 4 employees + $50 compliance fee" = "$230 /mo", and "You'll only pay for the employees that actually enroll"; Custom for 50+ with a "10 enrolled employee minimum: $2,400 /year". The FAQ sends cost questions to "our healthcare budget calculator" at /quote. The page uses the homepage's title ("Thatch | Modern Health Benefits Platform") and description.Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
  • 02

    Four commercial pages (pricing, brokers, Thatch Market and the platform API) use the homepage's title "Thatch | Modern Health Benefits Platform" and the same description. A broker searching for an ICHRA partner or an employer searching "Thatch pricing" sees a generic result.

    Medium impactLow effort First result in 2 weeks Product Growth Manager

    First action

    Rewrite the pricing title today.

    How to measure it

    Click-through

    Now
    –
    Target
    +15%
    By
    60 days

    Steps

    1. 1

      List defaults

      Pages with the homepage title.

      Product Growth Manager 2 hours

    2. 2

      Write titles

      Four pages first.

      Head of Communications 2 hours

    3. 3

      Write descriptions

      With one proof point each.

      Head of Communications 2 hours

    4. 4

      Ship

      Page metadata.

      Software Engineer: Full Stack 1 hour

    5. 5

      Guard

      Build check for duplicate titles.

      Software Engineer: Full Stack 1 day

    6. 6

      Measure

      Search Console click-through.

      Data Scientist: Growth & Marketing monthly

    First result
    2 weeks
    Cost
    $0
    Owner
    Product Growth Manager

    Smallest test

    Change the pricing page title and description.

    Why it works

    Write a specific title and description for each: "Thatch pricing: $45 per enrolled employee", "ICHRA for brokers: get paid every renewal", "Thatch Market: 50+ health partners in one budget", "ICHRA API for payroll platforms". Check all other templates for the same default.

    Specific titles raise click-through and help search engines and AI assistants match each page to the right audience.

    Risks and how to handle them

    • Traffic dips while re-indexed

      Change one page at a time.

    Evidence

    • Your websitePricing page: Standard for 1-49 eligible employees, "$45 x 4 employees + $50 compliance fee" = "$230 /mo", and "You'll only pay for the employees that actually enroll"; Custom for 50+ with a "10 enrolled employee minimum: $2,400 /year". The FAQ sends cost questions to "our healthcare budget calculator" at /quote. The page uses the homepage's title ("Thatch | Modern Health Benefits Platform") and description.Source
    • Your websiteThe Brokers, Market (/marketplace) and Platforms pages also reuse the homepage title and description. Platforms: "Our APIs handle employer onboarding, employee sync, and payroll deductions", "Most partners go live within 4-6 weeks", API access for "select partners" through a form.Source
    • Your websiteBrokers page: brokers "stay the trusted advisor - and get compensated - through every renewal"; a quote from an Alera Group office leader. The open enrollment hub lists ACA Marketplace open enrollment "November 1, 2026 - January 15, 2027" and promotes a "2026 Healthcare Trends Report".Source
  • 03

    The same proof appears with different numbers: Crossroads "avoided a $1M renewal" on the customers page and "$943K" on its story; industry CSAT is 76% on the homepage and 77% on the customers page; response time is "1.5h" on one page and "2x faster" than 8 hours on another, which undersells it. The new advocacy program will repeat these in references and decks.

    Medium impactLow effort First result in 2 weeks Customer Advocacy Manager

    First action

    Change the Crossroads headline to the exact figure.

    How to measure it

    Claims matching the source sheet

    Now
    –
    Target
    100%
    By
    30 days

    Steps

    1. 1

      Inventory claims

      Homepage, customers, stories, decks.

      Customer Advocacy Manager 1 day

    2. 2

      Build the sheet

      Value, date, source.

      Customer Advocacy Manager 1 day

    3. 3

      Fix pages

      Exact figures.

      Head of Communications 1 day

    4. 4

      Fix decks

      Sales and broker decks.

      Customer Advocacy Manager 1 day

    5. 5

      Date metrics

      As-of dates.

      Software Engineer: Full Stack 2 hours

    6. 6

      Review quarterly

      Refresh numbers.

      Customer Advocacy Manager quarterly

    First result
    2 weeks
    Cost
    $0
    Owner
    Customer Advocacy Manager

    Smallest test

    Fix the Crossroads headline.

    Why it works

    Keep one source sheet for each claim (value, date, source), use the exact figure ($943K), show response time as "1.5 hours vs 8" everywhere, and date the live metrics.

    Buyers in benefits are cautious; consistent, exact numbers read as trustworthy and survive procurement checks.

    Risks and how to handle them

    • Exact numbers look smaller

      Exact figures are more believable than round ones.

    Evidence

    • Your websiteCustomers page: the same metrics shown as "2x faster" response vs 8h and CSAT "vs industry avg: 77%"; employee survey "70% Prefer Thatch over their last employers' benefits"; 14 customer stories. The Crossroads story is headed "avoided a $1M renewal" on the customers page and "avoided a $943K renewal increase" on the story itself.Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
    • HiringCustomer Advocacy Manager (posted August 27, 2026): building the function "from the ground up": "a formal sales reference process that connects the right customer to the right prospect at the right time", case studies, speaking, "a community of HR leaders", measured on "reference usage, content, pipeline influence, and win rates".Source
  • 04

    The metric is employer signup to employee invites, and the site's own call to action is "Set your budget, invite your team". Many small business owners hesitate to invite until they know how their team will react to choosing their own plan. Thatch already has the answers: 85% of employees choose on their own, licensed advisors help the rest, and 70% prefer it over their last employer's benefits.

    High impactLow effort First result in 1 month Product Growth Manager

    First action

    Write the announcement email and FAQ.

    How to measure it

    Employers sending invites within 48 hours

    Now
    –
    Target
    +15%
    By
    60 days

    Steps

    1. 1

      Interview stalled employers

      Why they did not invite.

      Product Growth Manager 1 week

    2. 2

      Write the kit

      Email, Slack, FAQ.

      Head of Communications 1 week

    3. 3

      Record the video

      Employee plan choice.

      Head of Design 1 week

    4. 4

      Place in onboarding

      Before the invite step.

      Product Growth Manager 3 days

    5. 5

      Nudge

      Lifecycle email with the kit.

      Product Growth Manager 2 days

    6. 6

      Measure

      Invite timing.

      Data Scientist: Growth & Marketing weekly

    First result
    1 month
    Cost
    Production time
    Owner
    Product Growth Manager

    Smallest test

    Email the kit to employers who signed up but did not invite.

    Why it works

    Inside onboarding, offer a ready kit: an announcement email and Slack message, a two-minute video of an employee choosing a plan, the support hours, and an FAQ for employees. Measure invites sent within 48 hours of using the kit.

    Removing the owner's worry about the team's reaction turns a pending decision into an invite.

    Risks and how to handle them

    • Kit adds steps

      Make it optional and one click.

    Evidence

    • HiringProduct Growth Manager (posted September 21, 2026): "for a small business choosing health benefits, there are real decisions to make: budgets, contributions, eligibility, and getting employees enrolled. Every employer who gets stuck is a team that doesn't get coverage." The hire will "turn more signups into employers who invite their teams to Thatch", owning "employer conversion from signup to employee invites", with experiments across onboarding, lifecycle messaging, "sales-assist, targeted outreach, and broker handoffs".Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
    • Your websiteCustomers page: the same metrics shown as "2x faster" response vs 8h and CSAT "vs industry avg: 77%"; employee survey "70% Prefer Thatch over their last employers' benefits"; 14 customer stories. The Crossroads story is headed "avoided a $1M renewal" on the customers page and "avoided a $943K renewal increase" on the story itself.Source
  • 05

    The sitemap has 144 near-identical "Thatch + Paychex" pages, one per Paychex representative, and a single ADP page with the same generic text, even though ADP Ventures and Paychex both invested in the Series C. Search engines treat the copies as duplicates, and none explains how the payroll integration actually works.

    High impactMedium effort First result in 1 quarter Partner Marketing Manager

    First action

    Compare leads from rep pages vs the main Paychex page.

    How to measure it

    Partner-page demo bookings

    Now
    –
    Target
    +30%
    By
    1 quarter

    Steps

    1. 1

      Measure

      Leads by rep page.

      GTM Analytics Lead 1 week

    2. 2

      Write partner pages

      Paychex, ADP, Gusto.

      Partner Marketing Manager 2 weeks

    3. 3

      Add proof

      Customers on each payroll.

      Customer Advocacy Manager 2 weeks

    4. 4

      Switch to parameters

      Rep attribution on one page.

      Software Engineer: Full Stack 1 week

    5. 5

      Redirect copies

      To the partner page.

      Software Engineer: Full Stack 1 day

    6. 6

      Extend to ADP reps

      Same links.

      Partner Marketing Manager 1 month

    First result
    1 quarter
    Cost
    Staff time
    Owner
    Partner Marketing Manager

    Smallest test

    Build the new Paychex page and redirect ten rep pages.

    Why it works

    Build one detailed page per partner (Paychex, ADP, Gusto): how the integration works, what syncs, setup time, two customer stories from that payroll, and broker notes. Keep rep attribution with a referral parameter on that page instead of a copy each, and add the same rep links for ADP and Gusto.

    One authoritative page ranks and converts better than 144 thin ones, and rep tracking still works.

    Risks and how to handle them

    • Reps like their own page

      Show their name on load from the parameter.

    Evidence

    • SitemapThe sitemap (368 URLs) has 154 blog posts and 147 partner pages, 144 of them near-identical "Thatch + Paychex" pages for individual Paychex representatives and one ADP page with the same template. It also lists ad landing pages that are set to "noindex,nofollow" and the same blog post under two URLs that differ only in capital letters. State open enrollment guides exist for Virginia and Maryland only.Source
    • Your websiteSeries C post (September 15, 2026): a "$108M Series C funding round at a $1B" valuation; "Thatch has grown revenue nearly 7x year-over-year, now serving more than 5,000 companies"; strategic investors include Eli Lilly and Company, ADP Ventures and Paychex; employees spend what is left on "therapy, cash-pay GLP-1s, preventative diagnostics".Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
  • 06

    The sitemap lists ad landing pages that are marked "noindex,nofollow", and the same blog post under two URLs that differ only by capital letters. Search engines get mixed signals and crawl budget goes to pages Thatch does not want indexed.

    Low impactLow effort First result in 2 weeks GTM Analytics Lead

    First action

    List sitemap URLs that are noindex or redirect.

    How to measure it

    Indexable share of sitemap

    Now
    –
    Target
    100%
    By
    30 days

    Steps

    1. 1

      Crawl

      Status and robots per URL.

      GTM Analytics Lead 2 hours

    2. 2

      Filter

      Indexable only.

      Software Engineer: Full Stack 1 day

    3. 3

      Redirect

      Case duplicate.

      Software Engineer: Full Stack 1 hour

    4. 4

      Lower-case rule

      All paths.

      Software Engineer: Full Stack 2 hours

    5. 5

      Build check

      Fail on noindex URLs.

      Software Engineer: Full Stack 1 day

    6. 6

      Monitor

      Search Console coverage.

      GTM Analytics Lead monthly

    First result
    2 weeks
    Cost
    $0
    Owner
    GTM Analytics Lead

    Smallest test

    Remove the noindex landing pages from the sitemap.

    Why it works

    Generate the sitemap only from indexable pages, redirect the capitalised blog URL to the lower-case one, and add a check to the build.

    A clean sitemap helps new content (state guides, reports) get crawled faster.

    Risks and how to handle them

    • Removing pages by mistake

      Review the list first.

    Evidence

    • SitemapThe sitemap (368 URLs) has 154 blog posts and 147 partner pages, 144 of them near-identical "Thatch + Paychex" pages for individual Paychex representatives and one ADP page with the same template. It also lists ad landing pages that are set to "noindex,nofollow" and the same blog post under two URLs that differ only in capital letters. State open enrollment guides exist for Virginia and Maryland only.Source
  • 07

    Real visitors pass Core Web Vitals (LCP 1.6 s), but LCP got 61% slower than the previous period, and on a throttled phone the hero image takes 12.7 s with first paint at 5.8 s. Thatch runs broadcast, outdoor and radio campaigns that send people to the site on phones.

    Medium impactMedium effort First result in 1 month Head of Design

    First action

    Compress and preload the hero image.

    How to measure it

    Field LCP 75th percentile

    Now
    –
    Target
    Under 1.5 s
    By
    60 days

    Steps

    1. 1

      Profile

      Trace the hero.

      Software Engineer: Full Stack 2 hours

    2. 2

      Compress

      Images.

      Head of Design 1 day

    3. 3

      Preload

      First card.

      Software Engineer: Full Stack 1 day

    4. 4

      Defer

      Animations.

      Software Engineer: Full Stack 2 days

    5. 5

      Budget

      CI check.

      Software Engineer: Full Stack 1 day

    6. 6

      Watch

      Field data monthly.

      GTM Analytics Lead monthly

    First result
    1 month
    Cost
    Engineering time
    Owner
    Head of Design

    Smallest test

    Re-run PageSpeed after the image change.

    Why it works

    Serve the hero budget images as compressed, sized, preloaded files, render the first budget card as HTML, and set a performance budget in the build so the trend reverses.

    Holding the field numbers steady as campaigns grow protects conversion from mobile visitors.

    Risks and how to handle them

    • Design quality

      Keep the look, change delivery.

    Evidence

    • Google PageSpeedReal Chrome users pass Core Web Vitals on the homepage: LCP at the 75th percentile 1.6 s, INP 142 ms, CLS 0, though LCP is 61% slower than in the previous period. In the mobile lab test the score is 47, with LCP 12.7 s on the hero image and first paint at 5.8 s.Source
    • Your websiterobots.txt blocks dozens of campaign landing paths named after channels and places, such as /cnn, /npr, /radio, /tv, /youtube, /linkedin, /sf-ooh, /atl-ooh, /chamber and /benefitspro, which shows Thatch runs broadcast, outdoor and association campaigns with vanity URLs.Source
    • HiringField Account Manager: "leading an onsite open enrollment meeting for a mid-market employer one week, hosting a webinar series the next, and helping prepare renewal materials"; programs on "renewals, product roadmap ... compliance and Thatch Marketplace". Also hiring a Head of Design to set strategy "across our product, website, brand, and marketing experiences".Source

This quarter 8

The core plays for the next three months.

  • 08

    The Head of Communications is asked to turn Thatch's data into original stories and to grow beyond a B2B brand. Thatch sees what employees choose (plans, carriers, therapy, GLP-1s, diagnostics) across 5,000+ companies. No one else has that view of personal health budgets.

    High impactMedium effort First result in 2 quarters Head of Communications

    First action

    Pick ten questions the data can answer.

    How to measure it

    Report downloads

    Now
    –
    Target
    5,000
    By
    2 quarters

    Steps

    1. 1

      Pick questions

      Ten.

      Head of Communications 1 week

    2. 2

      Analyze

      Aggregated choices.

      Data Scientist: Growth & Marketing 1 month

    3. 3

      Privacy review

      No identifiable data.

      Managing Product Counsel 2 weeks

    4. 4

      Write

      Report and charts.

      Head of Communications 1 month

    5. 5

      Pitch

      National and trade press.

      Head of Communications 1 month

    6. 6

      Broker cuts

      State versions.

      Sales Development Representative ongoing

    First result
    2 quarters
    Cost
    Analyst time
    Owner
    Head of Communications

    Smallest test

    Publish one chart on GLP-1 and therapy spend.

    Why it works

    Publish a twice-yearly report: plan types chosen by age and state, budget left over, top Market categories, and how choices differ from group plans. Pitch national and trade press and give brokers a local cut.

    Original consumer data earns coverage, links and broker attention, and makes Thatch the reference on health budgets.

    Risks and how to handle them

    • Health data sensitivity

      Aggregate and suppress small groups.

    Evidence

    • HiringHead of Communications (posted October 5, 2026): own "earned media, thought leadership, and organic social", "Turn our data and expertise into original stories, reports, and points of view" and "Grow Thatch beyond a B2B benefits brand, making healthcare easier to understand and more relevant to consumers".Source
    • Your websiteSeries C post (September 15, 2026): a "$108M Series C funding round at a $1B" valuation; "Thatch has grown revenue nearly 7x year-over-year, now serving more than 5,000 companies"; strategic investors include Eli Lilly and Company, ADP Ventures and Paychex; employees spend what is left on "therapy, cash-pay GLP-1s, preventative diagnostics".Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
    • Your websiteBrokers page: brokers "stay the trusted advisor - and get compensated - through every renewal"; a quote from an Alera Group office leader. The open enrollment hub lists ACA Marketplace open enrollment "November 1, 2026 - January 15, 2027" and promotes a "2026 Healthcare Trends Report".Source
  • 09

    Thatch is building advocacy from zero, measured on reference usage and win rates. Its logos include franchise brands (Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center), and prospects want a reference like themselves.

    High impactMedium effort First result in 1 quarter Customer Advocacy Manager

    First action

    Recruit 30 advocates across the top industries.

    How to measure it

    Win rate with reference

    Now
    –
    Target
    +10 points
    By
    2 quarters

    Steps

    1. 1

      Recruit

      30 advocates.

      Customer Advocacy Manager 1 month

    2. 2

      Tag

      Industry, size, state, payroll.

      Customer Advocacy Manager 2 weeks

    3. 3

      CRM request

      Match form.

      Revenue Operations 2 weeks

    4. 4

      Caps

      Requests per advocate.

      Customer Advocacy Manager 1 week

    5. 5

      Rewards

      Credits and events.

      Customer Advocacy Manager 1 month

    6. 6

      Measure

      Win rate.

      GTM Analytics Lead monthly

    First result
    1 quarter
    Cost
    Rewards budget
    Owner
    Customer Advocacy Manager

    Smallest test

    Run five matched references this month.

    Why it works

    Tag every willing customer by industry, size, state and payroll, let AEs request a match in the CRM, cap requests per advocate, and reward advocates with Market credits or events.

    A matched reference is the strongest close in a trust-driven purchase.

    Risks and how to handle them

    • Advocate fatigue

      Cap and rotate.

    Evidence

    • HiringCustomer Advocacy Manager (posted August 27, 2026): building the function "from the ground up": "a formal sales reference process that connects the right customer to the right prospect at the right time", case studies, speaking, "a community of HR leaders", measured on "reference usage, content, pipeline influence, and win rates".Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
    • HiringSales hiring: Account Executive, Mid Market, East Coast ("Alongside our Broker partners", companies with 100+ employees; "Build relationships with existing and new broker partners"), Account Executive, SMB (Austin) and a Sales Development Representative to "engage brokers and partners" by email, LinkedIn and cold calls.Source
  • 10

    Take Command has pages for hotels, restaurants, retail and more. Thatch has segment pages by size only, while its logos include Five Guys, Jersey Mike's, Crumbl, Smoothie King and European Wax Center. Franchise owners with hourly and part-time staff search for benefits by industry.

    High impactMedium effort First result in 1 quarter Account Executive SMB

    First action

    Draft the franchise page with one existing customer.

    How to measure it

    Industry-page demos

    Now
    –
    Target
    60 a month
    By
    2 quarters

    Steps

    1. 1

      Pick industries

      By customer count.

      Account Executive - SMB 1 week

    2. 2

      Find stories

      One per industry.

      Customer Advocacy Manager 1 month

    3. 3

      Write pages

      Classes and examples.

      Head of Communications 1 month

    4. 4

      Design

      Templates.

      Head of Design 2 weeks

    5. 5

      Promote

      Franchise associations.

      Sales Development Representative ongoing

    6. 6

      Measure

      Demos by page.

      Data Scientist: Growth & Marketing monthly

    First result
    1 quarter
    Cost
    Staff time
    Owner
    Account Executive SMB

    Smallest test

    Publish the franchise page.

    Why it works

    Build pages for franchises, restaurants, retail and healthcare: classes for hourly vs salaried staff, budget examples, a customer story and a franchise-wide rollout path.

    Industry proof shortens the "does this work for businesses like mine" question.

    Risks and how to handle them

    • Rules for part-time classes

      Have compliance review each page.

    Evidence

    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
    • Competitor researchRivals' own sites: Take Command, "QSEHRA + ICHRA Administration Software", with pages by role, by industry (hotels, restaurants, retail, home health, private equity and more) and "HRAs by State"; PeopleKeep, "HRA Administration Software" for small businesses with HRA guides; Remodel Health, "The ICHRA Administration Partner Brokers Trust".Source
    • Your websiteCustomers page: the same metrics shown as "2x faster" response vs 8h and CSAT "vs industry avg: 77%"; employee survey "70% Prefer Thatch over their last employers' benefits"; 14 customer stories. The Crossroads story is headed "avoided a $1M renewal" on the customers page and "avoided a $943K renewal increase" on the story itself.Source
  • 11

    Thatch has state open enrollment guides for Virginia and Maryland only; Take Command has "HRAs by State". ICHRA depends on each state's individual market, and both employers and employees search by state.

    Medium impactMedium effort First result in 2 quarters Head of Communications

    First action

    Pick the ten states with the most customers.

    How to measure it

    State-page sign-ups

    Now
    –
    Target
    100 a month
    By
    2 quarters

    Steps

    1. 1

      Pick states

      Top ten.

      Head of Communications 1 week

    2. 2

      Data

      Carriers and budgets per state.

      Data Scientist: Growth & Marketing 2 weeks

    3. 3

      Write

      Template plus local facts.

      Head of Communications 1 month

    4. 4

      Review

      Licensed advisors.

      Field Account Manager 2 weeks

    5. 5

      Publish

      Ten states.

      Software Engineer: Full Stack 1 week

    6. 6

      Update

      Every open enrollment.

      Head of Communications yearly

    First result
    2 quarters
    Cost
    Writing time
    Owner
    Head of Communications

    Smallest test

    Publish one state guide.

    Why it works

    Build a guide per state with carriers available on Thatch, average budgets, open enrollment dates, rules, and a customer in that state. Start with the states where Thatch has the most customers.

    State pages capture high-intent searches every year and help brokers in each market.

    Risks and how to handle them

    • Out-of-date dates

      Refresh each year before open enrollment.

    Evidence

    • SitemapThe sitemap (368 URLs) has 154 blog posts and 147 partner pages, 144 of them near-identical "Thatch + Paychex" pages for individual Paychex representatives and one ADP page with the same template. It also lists ad landing pages that are set to "noindex,nofollow" and the same blog post under two URLs that differ only in capital letters. State open enrollment guides exist for Virginia and Maryland only.Source
    • Competitor researchRivals' own sites: Take Command, "QSEHRA + ICHRA Administration Software", with pages by role, by industry (hotels, restaurants, retail, home health, private equity and more) and "HRAs by State"; PeopleKeep, "HRA Administration Software" for small businesses with HRA guides; Remodel Health, "The ICHRA Administration Partner Brokers Trust".Source
    • Your websiteBrokers page: brokers "stay the trusted advisor - and get compensated - through every renewal"; a quote from an Alera Group office leader. The open enrollment hub lists ACA Marketplace open enrollment "November 1, 2026 - January 15, 2027" and promotes a "2026 Healthcare Trends Report".Source
  • 12

    The Strategic Partnerships Manager must "identify gaps in the Market". The Thatch Card shows where leftover budgets go outside Market (by category), which is a ready list of partner gaps.

    High impactMedium effort First result in 2 quarters Strategic Partnerships Manager

    First action

    Pull last quarter's card spend by category.

    How to measure it

    Card spend through Market

    Now
    –
    Target
    +20%
    By
    2 quarters

    Steps

    1. 1

      Pull data

      Spend by category.

      Data Scientist: Growth & Marketing 2 weeks

    2. 2

      Rank gaps

      Top three.

      Strategic Partnerships Manager 1 week

    3. 3

      Sign partners

      Member pricing.

      Strategic Partnerships Manager 1 quarter

    4. 4

      Launch

      Targeted email.

      Product Growth Manager 1 week

    5. 5

      Measure

      Spend shift.

      Data Scientist: Growth & Marketing monthly

    6. 6

      Review

      Partner performance.

      Strategic Partnerships Manager quarterly

    First result
    2 quarters
    Cost
    Staff time
    Owner
    Strategic Partnerships Manager

    Smallest test

    Rank the top ten categories.

    Why it works

    Rank card spend by category outside Market, sign partners for the top three categories with member pricing, and launch each with an email to employees whose spend matches.

    Partners chosen from real spend fill immediately and raise member value.

    Risks and how to handle them

    • Privacy

      Use aggregated categories only.

    Evidence

    • HiringStrategic Partnerships Manager (posted September 21, 2026): "Thatch Market is growing"; own "our portfolio of Market partners", "Understand what our members need, identify gaps in the Market, and determine which partners and categories we should pursue".Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
    • HiringProduct Manager: Finfra (posted October 20, 2026): owns the ledger and money movement "from employer funding and insurance premiums to member reimbursements and card transactions", and will "Evaluate opportunities in card issuing, credit, and other financial products".Source
  • 13

    Mid-market AEs sell "alongside our Broker partners", SDRs prospect brokers, and the Venteur brokers now get Thatch's quoting and proposal assistance. A broker's main job at renewal is a comparison their client can understand.

    High impactMedium effort First result in 1 quarter Account Executive Mid Market

    First action

    Build the template with three active brokers.

    How to measure it

    Broker-sourced wins

    Now
    –
    Target
    +25%
    By
    2 quarters

    Steps

    1. 1

      Interview brokers

      Three active.

      Account Executive - Mid Market 2 weeks

    2. 2

      Design

      Proposal template.

      Head of Design 2 weeks

    3. 3

      Build

      Branded link.

      Software Engineer: Full Stack 1 month

    4. 4

      Train

      Broker webinars.

      Field Account Manager monthly

    5. 5

      Track

      Sent and won.

      GTM Analytics Lead weekly

    6. 6

      Iterate

      Broker feedback.

      Account Executive - Mid Market monthly

    First result
    1 quarter
    Cost
    Engineering time
    Owner
    Account Executive Mid Market

    Smallest test

    Send ten proposals with the template.

    Why it works

    Give brokers a branded proposal link: group renewal vs Thatch budget, plan options by employee ZIP, support metrics, and a reference. Track proposals sent and won per broker.

    Brokers move clients when the proposal is easy to make and easy to defend.

    Risks and how to handle them

    • Brokers want their own branding

      Allow logo and colors.

    Evidence

    • HiringSales hiring: Account Executive, Mid Market, East Coast ("Alongside our Broker partners", companies with 100+ employees; "Build relationships with existing and new broker partners"), Account Executive, SMB (Austin) and a Sales Development Representative to "engage brokers and partners" by email, LinkedIn and cold calls.Source
    • Your websiteApril 1, 2026 announcement: employers, employees and brokers served by the ICHRA platform Venteur "will transition to Thatch's platform"; brokers gain "quoting and proposal assistance, enrollment tracking, reporting".Source
    • Your websiteBrokers page: brokers "stay the trusted advisor - and get compensated - through every renewal"; a quote from an Alera Group office leader. The open enrollment hub lists ACA Marketplace open enrollment "November 1, 2026 - January 15, 2027" and promotes a "2026 Healthcare Trends Report".Source
    • HiringData Scientist: Growth & Marketing: build "the data models and measurement systems behind our growth funnel, from acquisition and conversion to enrollment, retention, and expansion" and "Own GTM measurement, connecting attribution, CRM, and product data". GTM Analytics Lead (posted October 8, 2026): compare "win rates, CAC, payback, and conversion by segment, geography, and channel, plus broker attribution and quoting performance".Source
  • 14

    Field Account Managers prepare renewal materials and run onsite enrollment. Thatch's pitch is predictable costs vs group premiums that "climb 10-12% every year". Employers forget the comparison after year one.

    High impactMedium effort First result in 1 quarter Field Account Manager

    First action

    Draft the report for five renewing accounts.

    How to measure it

    Employer retention at renewal

    Now
    –
    Target
    95%
    By
    2 quarters

    Steps

    1. 1

      Define the report

      Five sections.

      Field Account Manager 2 weeks

    2. 2

      Data

      Per employer.

      Data Scientist: Growth & Marketing 1 month

    3. 3

      Automate

      Generated per account.

      Software Engineer: Full Stack 1 month

    4. 4

      Deliver

      Before renewal.

      Field Account Manager ongoing

    5. 5

      Ask for advocacy

      Happy accounts.

      Customer Advocacy Manager ongoing

    6. 6

      Measure

      Retention.

      GTM Analytics Lead quarterly

    First result
    1 quarter
    Cost
    Staff time
    Owner
    Field Account Manager

    Smallest test

    Hand five reports to renewing accounts.

    Why it works

    Before each renewal, send a one-page report: spend vs the estimated group renewal, enrollment and satisfaction, Market use and support response, with a review meeting for larger accounts.

    Showing value at renewal protects retention and creates reference candidates.

    Risks and how to handle them

    • Group estimate questioned

      Show the method and a range.

    Evidence

    • HiringField Account Manager: "leading an onsite open enrollment meeting for a mid-market employer one week, hosting a webinar series the next, and helping prepare renewal materials"; programs on "renewals, product roadmap ... compliance and Thatch Marketplace". Also hiring a Head of Design to set strategy "across our product, website, brand, and marketing experiences".Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
    • HiringCustomer Advocacy Manager (posted August 27, 2026): building the function "from the ground up": "a formal sales reference process that connects the right customer to the right prospect at the right time", case studies, speaking, "a community of HR leaders", measured on "reference usage, content, pipeline influence, and win rates".Source
  • 15

    robots.txt shows campaign landing pages for TV, radio, NPR, CNN, YouTube, LinkedIn, chambers and outdoor ads in San Francisco and Atlanta, and the GTM Analytics Lead must compare CAC and payback by channel, including broker attribution.

    High impactMedium effort First result in 1 quarter GTM Analytics Lead

    First action

    Map every vanity URL to a CRM source.

    How to measure it

    Marketing spend with channel-level payback

    Now
    –
    Target
    90%
    By
    2 quarters

    Steps

    1. 1

      Map sources

      Vanity URLs and partners.

      GTM Analytics Lead 2 weeks

    2. 2

      Add the field

      How did you hear.

      Product Growth Manager 1 day

    3. 3

      Join data

      CRM and product.

      Data Scientist: Growth & Marketing 1 month

    4. 4

      Report

      CAC and payback by channel.

      GTM Analytics Lead monthly

    5. 5

      Decide

      Budget shifts.

      Head of Marketing quarterly

    6. 6

      Test

      Holdouts for broadcast.

      Data Scientist: Growth & Marketing 1 quarter

    First result
    1 quarter
    Cost
    Analyst time
    Owner
    GTM Analytics Lead

    Smallest test

    Report last quarter by vanity URL.

    Why it works

    Tie each vanity URL, partner link and broker to the CRM, add a "how did you hear" field, and report CAC, payback and invite rate by channel monthly, including self-serve signups that started from a campaign.

    Knowing which campaigns produce employers who invite their teams moves budget to what works.

    Risks and how to handle them

    • Broadcast is hard to attribute

      Use geographic holdouts.

    Evidence

    • Your websiterobots.txt blocks dozens of campaign landing paths named after channels and places, such as /cnn, /npr, /radio, /tv, /youtube, /linkedin, /sf-ooh, /atl-ooh, /chamber and /benefitspro, which shows Thatch runs broadcast, outdoor and association campaigns with vanity URLs.Source
    • HiringData Scientist: Growth & Marketing: build "the data models and measurement systems behind our growth funnel, from acquisition and conversion to enrollment, retention, and expansion" and "Own GTM measurement, connecting attribution, CRM, and product data". GTM Analytics Lead (posted October 8, 2026): compare "win rates, CAC, payback, and conversion by segment, geography, and channel, plus broker attribution and quoting performance".Source
    • HiringProduct Growth Manager (posted September 21, 2026): "for a small business choosing health benefits, there are real decisions to make: budgets, contributions, eligibility, and getting employees enrolled. Every employer who gets stuck is a team that doesn't get coverage." The hire will "turn more signups into employers who invite their teams to Thatch", owning "employer conversion from signup to employee invites", with experiments across onboarding, lifecycle messaging, "sales-assist, targeted outreach, and broker handoffs".Source

Big bets 3

Larger plays that can change the trajectory.

  • 16

    Thatch's API handles employer onboarding, employee sync and payroll deductions, and partners go live in 4-6 weeks, but access is for "select partners" by form. ADP and Paychex are investors; smaller payroll and PEO platforms want benefits too.

    High impactHigh effort First result in 3 quarters Product Manager

    First action

    List 30 payroll and HR platforms without ICHRA.

    How to measure it

    Live API partners

    Now
    –
    Target
    15
    By
    3 quarters

    Steps

    1. 1

      Docs

      Public.

      Software Engineer: Backend 1 month

    2. 2

      Sandbox

      Self-serve keys.

      Software Engineer: Infrastructure 1 quarter

    3. 3

      Partner tier

      Revenue share.

      Strategic Partnerships Manager 1 month

    4. 4

      Launch kit

      Co-marketing.

      Partner Marketing Manager 1 month

    5. 5

      Approve

      Production review.

      Managing Product Counsel ongoing

    6. 6

      Measure

      Employers via partners.

      GTM Analytics Lead monthly

    First result
    3 quarters
    Cost
    Engineering time
    Owner
    Product Manager

    Smallest test

    Give sandbox access to five platforms.

    Why it works

    Publish docs and a self-serve sandbox, a partner tier with revenue share, and a launch kit, while keeping production approval.

    Embedded distribution through platforms scales faster than direct sales.

    Risks and how to handle them

    • Poor integrations

      Keep production approval and test suites.

    Evidence

    • Your websiteThe Brokers, Market (/marketplace) and Platforms pages also reuse the homepage title and description. Platforms: "Our APIs handle employer onboarding, employee sync, and payroll deductions", "Most partners go live within 4-6 weeks", API access for "select partners" through a form.Source
    • Your websiteSeries C post (September 15, 2026): a "$108M Series C funding round at a $1B" valuation; "Thatch has grown revenue nearly 7x year-over-year, now serving more than 5,000 companies"; strategic investors include Eli Lilly and Company, ADP Ventures and Paychex; employees spend what is left on "therapy, cash-pay GLP-1s, preventative diagnostics".Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
  • 17

    The Head of Communications is asked to make Thatch "relevant to consumers", and the Series C post frames the vision as putting healthcare spend in consumers' control. Employees who used Thatch and change jobs are the best demand signal.

    High impactHigh effort First result in 4 quarters Head of Communications

    First action

    Draft the "ask your employer" one-pager.

    How to measure it

    Employee-initiated leads

    Now
    –
    Target
    300 a quarter
    By
    4 quarters

    Steps

    1. 1

      Consumer content

      Monthly series.

      Head of Communications monthly

    2. 2

      Departing members

      Keep-Thatch email.

      Product Growth Manager 1 month

    3. 3

      Ask-your-employer page

      One-pager to HR.

      Product Growth Manager 1 month

    4. 4

      Social

      Short explainers.

      Head of Communications weekly

    5. 5

      Route leads

      To SDRs.

      Sales Development Representative ongoing

    6. 6

      Measure

      Leads and closes.

      GTM Analytics Lead monthly

    First result
    4 quarters
    Cost
    Content budget
    Owner
    Head of Communications

    Smallest test

    Launch the one-pager to departing members.

    Why it works

    Build consumer content (how health budgets work, what to buy with them), a "keep Thatch at your next job" path for departing members, and an "ask your employer" page that emails a one-pager to HR.

    Bottom-up demand from employees makes employer sales easier and turns churned members into leads.

    Risks and how to handle them

    • Consumer focus distracts

      Measure only employer leads from it.

    Evidence

    • HiringHead of Communications (posted October 5, 2026): own "earned media, thought leadership, and organic social", "Turn our data and expertise into original stories, reports, and points of view" and "Grow Thatch beyond a B2B benefits brand, making healthcare easier to understand and more relevant to consumers".Source
    • Your websiteSeries C post (September 15, 2026): a "$108M Series C funding round at a $1B" valuation; "Thatch has grown revenue nearly 7x year-over-year, now serving more than 5,000 companies"; strategic investors include Eli Lilly and Company, ADP Ventures and Paychex; employees spend what is left on "therapy, cash-pay GLP-1s, preventative diagnostics".Source
    • Your websiteCustomers page: the same metrics shown as "2x faster" response vs 8h and CSAT "vs industry avg: 77%"; employee survey "70% Prefer Thatch over their last employers' benefits"; 14 customer stories. The Crossroads story is headed "avoided a $1M renewal" on the customers page and "avoided a $943K renewal increase" on the story itself.Source
  • 18

    Market covers weight loss, fertility, mental health and diagnostics with 50+ partners, and employees use budgets for cash-pay GLP-1s and therapy. Employers value programs with results more than catalogues.

    High impactHigh effort First result in 3 quarters Strategic Partnerships Manager

    First action

    Design one program with two partners.

    How to measure it

    Program enrollments

    Now
    –
    Target
    5% of members
    By
    3 quarters

    Steps

    1. 1

      Pick condition

      Highest spend.

      Strategic Partnerships Manager 1 month

    2. 2

      Bundle

      Partners.

      Strategic Partnerships Manager 1 quarter

    3. 3

      Privacy design

      Aggregated outcomes.

      Managing Product Counsel 1 month

    4. 4

      Build reporting

      Employer view.

      Product Manager 1 quarter

    5. 5

      Launch

      Pilot employers.

      Field Account Manager 1 month

    6. 6

      Measure

      Use and outcomes.

      Data Scientist: Growth & Marketing quarterly

    First result
    3 quarters
    Cost
    Partner and product costs
    Owner
    Strategic Partnerships Manager

    Smallest test

    Pilot one program with five employers.

    Why it works

    Bundle partners into programs (weight management, fertility, mental health) with aggregated, privacy-safe outcomes reporting and member pricing, and sell them as an option in proposals.

    Programs raise Market use and give employers a reason to raise budgets.

    Risks and how to handle them

    • Health privacy

      No individual data to employers.

    Evidence

    • HiringStrategic Partnerships Manager (posted September 21, 2026): "Thatch Market is growing"; own "our portfolio of Market partners", "Understand what our members need, identify gaps in the Market, and determine which partners and categories we should pursue".Source
    • Your websiteSeries C post (September 15, 2026): a "$108M Series C funding round at a $1B" valuation; "Thatch has grown revenue nearly 7x year-over-year, now serving more than 5,000 companies"; strategic investors include Eli Lilly and Company, ADP Ventures and Paychex; employees spend what is left on "therapy, cash-pay GLP-1s, preventative diagnostics".Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source

Wildcards 3

Unexpected experiments, each with a cheap way to test it.

  • 19

    Thatch publishes live support metrics (1.5 hours vs 8, 85% CSAT, 99.9% enrollment accuracy). Bad service is the top complaint in benefits, and brokers need proof for clients.

    Medium impactLow effort First result in 1 month Head of Support

    First action

    Publish the page with six months of history.

    How to measure it

    Broker proposals with badge

    Now
    –
    Target
    50%
    By
    2 quarters

    Steps

    1. 1

      History

      Monthly metrics.

      Head of Support 1 week

    2. 2

      Page

      Live and historical.

      Software Engineer: Full Stack 1 week

    3. 3

      Badge

      Embeddable.

      Software Engineer: Full Stack 1 week

    4. 4

      Broker kit

      Add the badge.

      Account Executive - Mid Market 1 day

    5. 5

      Promote

      Social and press.

      Head of Communications 1 month

    6. 6

      Review

      Monthly.

      Head of Support monthly

    First result
    1 month
    Cost
    $0
    Owner
    Head of Support

    Smallest test

    Link the page in ten broker proposals.

    Why it works

    Give the metrics their own page with history by month and open enrollment periods, and an embeddable badge for broker proposals and the quote tool.

    Public, live service proof differentiates in a category with poor service ratings.

    Risks and how to handle them

    • Metrics dip in open enrollment

      Show peak-season numbers honestly.

    Evidence

    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
    • Your websiteCustomers page: the same metrics shown as "2x faster" response vs 8h and CSAT "vs industry avg: 77%"; employee survey "70% Prefer Thatch over their last employers' benefits"; 14 customer stories. The Crossroads story is headed "avoided a $1M renewal" on the customers page and "avoided a $943K renewal increase" on the story itself.Source
    • HiringSales hiring: Account Executive, Mid Market, East Coast ("Alongside our Broker partners", companies with 100+ employees; "Build relationships with existing and new broker partners"), Account Executive, SMB (Austin) and a Sales Development Representative to "engage brokers and partners" by email, LinkedIn and cold calls.Source
  • 20

    The footer names Bangor Savings Bank and Thread Bank as providing banking services, in two separate paragraphs. A benefits buyer's finance or legal team may read the footer during diligence, and the new Product Manager for financial infrastructure is reviewing banking strategy.

    Medium impactLow effort First result in 1 month Managing Product Counsel

    First action

    Confirm the current banking partners for each product.

    How to measure it

    Footer reviewed and consolidated

    Now
    –
    Target
    Done
    By
    30 days

    Steps

    1. 1

      Confirm partners

      Per product.

      Product Manager: Finfra 1 week

    2. 2

      Draft

      One disclosure per product.

      Managing Product Counsel 1 week

    3. 3

      Approve

      Banks and compliance.

      Compliance Analyst 1 week

    4. 4

      Ship

      Shared component.

      Software Engineer: Full Stack 1 day

    5. 5

      Check pages

      All templates.

      Software Engineer: Full Stack 1 day

    6. 6

      Review

      With each banking change.

      Managing Product Counsel ongoing

    First result
    1 month
    Cost
    $0
    Owner
    Managing Product Counsel

    Smallest test

    Confirm the partners this week.

    Why it works

    Have counsel confirm which bank provides which service, rewrite the footer into one clear disclosure per product, and keep it in one shared component.

    Clear disclosures avoid diligence questions in a regulated category.

    Risks and how to handle them

    • Legal wording constraints

      Use bank-approved language.

    Evidence

    • Your websiteThe site footer names two banks for the same services: "Banking services provided by Bangor Savings Bank, Member FDIC" and "Banking services provided by Thread Bank, Member FDIC", which also issues the Thatch Visa debit card.Source
    • HiringProduct Manager: Finfra (posted October 20, 2026): owns the ledger and money movement "from employer funding and insurance premiums to member reimbursements and card transactions", and will "Evaluate opportunities in card issuing, credit, and other financial products".Source
  • 21

    Employees rate Thatch highly (70% prefer it over their last employer's benefits, 84% rate costs good or excellent). Many know business owners: friends, spouses, former bosses.

    Medium impactLow effort First result in 1 quarter Product Growth Manager

    First action

    Add the ask to the post-support survey.

    How to measure it

    Member-referred employers

    Now
    –
    Target
    50 a quarter
    By
    2 quarters

    Steps

    1. 1

      Pick moments

      Support and first card use.

      Product Growth Manager 1 week

    2. 2

      Design reward

      Market credit.

      Strategic Partnerships Manager 1 week

    3. 3

      Build link

      Tracked referral.

      Software Engineer: Full Stack 2 weeks

    4. 4

      Launch

      Email and app.

      Product Growth Manager 1 week

    5. 5

      Route

      Referred employers to SDRs.

      Sales Development Representative ongoing

    6. 6

      Measure

      Sign-ups.

      Data Scientist: Growth & Marketing monthly

    First result
    1 quarter
    Cost
    Credits
    Owner
    Product Growth Manager

    Smallest test

    Ask 1,000 members after support chats.

    Why it works

    After a good support interaction or first card use, ask members to share a referral link with a business owner, with a Market credit for both when the business signs up.

    Member referrals reach small businesses that never search for ICHRA.

    Risks and how to handle them

    • Compliance on incentives

      Have counsel approve the reward.

    Evidence

    • Your websiteCustomers page: the same metrics shown as "2x faster" response vs 8h and CSAT "vs industry avg: 77%"; employee survey "70% Prefer Thatch over their last employers' benefits"; 14 customer stories. The Crossroads story is headed "avoided a $1M renewal" on the customers page and "avoided a $943K renewal increase" on the story itself.Source
    • Your websiteHomepage (checked October 23, 2026): "Upgrade from health benefits to health budgets"; "Trusted by 5,000+ companies" with logos including ADP, Paychex, Gusto, Five Guys, Jersey Mike's, Crumbl, Smoothie King, European Wax Center, Orkin and Holiday Inn Express; Thatch Market with "exclusive pricing from 50+ partners"; the Thatch Card; "More than 85% of employees select their benefits on their own"; live support metrics "1.5h Average response time vs industry avg: 8 hours", "85% CSAT Score vs industry avg: 76%", "99.9% Enrollment accuracy". The closing call to action: "Set your budget, invite your team, and we handle the rest."Source
    • HiringProduct Growth Manager (posted September 21, 2026): "for a small business choosing health benefits, there are real decisions to make: budgets, contributions, eligibility, and getting employees enrolled. Every employer who gets stuck is a team that doesn't get coverage." The hire will "turn more signups into employers who invite their teams to Thatch", owning "employer conversion from signup to employee invites", with experiments across onboarding, lifecycle messaging, "sales-assist, targeted outreach, and broker handoffs".Source

03

How Programmable can help

Where an idea in this playbook is something Programmable builds or runs, it's listed here with what we'd do. Everything else is yours to run.

ProgrammableDigital

Show it, don't just describe it

These ideas need something to show: a demo, a video, an animation, graphics or a deck. Digital turns screenshots or the site into all of them, in the company's own brand.

Make a demo (opens programmable.digital in a new tab)
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See every playbook and website review

Independent research. Programmable wrote this playbook from public sources, as they stood on October 26, 2026, and cites them throughout. Thatch did not commission, review or endorse it, and Programmable is not affiliated with Thatch. Company and product names are trademarks of their owners, used only to identify them. The ideas are suggestions and opinion, not professional, legal or financial advice, and not statements about how Thatch runs its business.

Something wrong, or do you represent Thatch? Email [email protected] and we will correct it or take it down.

30/60/90 roadmap

What to focus on in each month, and the ideas that carry it.

  1. Days 1 to 307 ideas

    Quote-to-signup flow, page titles, consistent proof, the invite kit, payroll partner pages, sitemap and hero speed.

  2. Days 31 to 6011 ideas

    Health-budget report, references, industry and state pages, Market gaps from card spend, broker proposals, renewal reports and channel economics; plus the support metrics page, footer review and member referrals.

  3. Days 61 to 903 ideas

    Start the big bets: an open platform API, a consumer brand and Market programs.

The research behind the plan

3 research areas, each summarised in a few lines. Open any of them for the full detail.

Customers

What customers say

Customers value employees choosing their own plan and keeping their doctor. The most cited problem: group renewals rising every year.

  • Predictable costs instead of renewal increases
  • One plan that fits no one
  • In their words: “health budget”

Market

Competitive landscape

3 competitors compared: Take Command, PeopleKeep and Remodel Health.

  • Gap to exploit: Self-serve ICHRA with instant, all-in pricing
  • Take Command: Administration-led rather than a consumer experience
  • PeopleKeep: Smaller-business focus

Hiring signals

Thatch is hiring to convert its momentum into a repeatable funnel.

  • Product Growth Manager: Signup to employee invites. Ideas 1, 4.
  • GTM Analytics Lead: CAC and payback by channel. Idea 15.
  • Data Scientist: Growth & Marketing: Growth funnel measurement. Ideas 8, 15.

From the team that wrote this playbook

All products
  • ProgrammableAgencyWorking AI systems in days, not quarters (opens programmable.agency in a new tab)
  • ProgrammableInfoAn agent that finds, researches and asks first (opens programmable.info in a new tab)
  • ProgrammableDigitalScreenshots in, an animated product demo out (opens programmable.digital in a new tab)
  • ProgrammableWatchKnow the day a supplier falls out of compliance (opens programmable.watch in a new tab)
  • ProgrammableTalkGet registrants for your events, and know who’s coming (opens programmable.talk in a new tab)
  • ProgrammablePageText what you need, your customer gets a page that works (opens programmable.page in a new tab)
  • ProgrammableCommunityForums with labelled AI members, never empty (opens programmable.community in a new tab)
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